PB Bankshares, Inc. (PBBK) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 3.38M | 3.27M | 3.07M | 2.85M | 2.83M | 2.79M | 2.63M | 2.81M | 3.04M | 3.22M | 3.04M | 3.18M |
| NII Growth % | 19.5% | 17.48% | 16.64% | 1.57% | -7.07% | -13.53% | -13.56% | -11.82% | 1.77% | 29.24% | 38.41% | 47.18% |
| Net Interest Margin % | 0.74% | 0.71% | 0.66% | 0.63% | 0.62% | 0.62% | 0.58% | 0.64% | 0.74% | 0.78% | 0.77% | 0.82% |
| Interest Income | 6.28M | 6.26M | 5.97M | 5.93M | 6.01M | 5.93M | 5.61M | 5.28M | 5.14M | 5.05M | 4.37M | 4.2M |
| Interest Expense | 2.9M | 2.98M | 2.9M | 3.08M | 3.19M | 3.15M | 2.98M | 2.47M | 2.1M | 1.82M | 1.32M | 1.02M |
| Loan Loss Provision | -5K | 40K | 61K | -4K | 34K | 17K | -84K | 62K | 140K | 247K | 183K | 561K |
| Non-Interest Income | 243K | 243K | 219K | 124K | 235K | 151K | 146K | 171K | 141K | 220K | 143K | 151K |
| Non-Interest Income % | 3.73% | 3.74% | 3.54% | 2.05% | 3.76% | 2.48% | 2.53% | 3.14% | 2.67% | 4.18% | 3.17% | 3.47% |
| Total Revenue | 6.52M | 6.5M | 6.19M | 6.06M | 6.25M | 6.08M | 5.76M | 5.45M | 5.28M | 5.27M | 4.51M | 4.35M |
| Revenue Growth % | 4.39% | 6.89% | 7.4% | 11.22% | 18.3% | 15.47% | 27.66% | 25.16% | 39.39% | 61.42% | 57.1% | 49.54% |
| Non-Interest Expense | 2.86M | 2.66M | 2.63M | 2.12M | 2.51M | 2.45M | 2.46M | 2.38M | 2.39M | 2.45M | 2.47M | 1.37M |
| Efficiency Ratio | 43.8% | 40.98% | 42.45% | 35.04% | 40.22% | 40.25% | 42.66% | 43.7% | 45.23% | 46.59% | 54.74% | 31.4% |
| Operating Income | 1.06M | 812K | 602K | 855K | 515K | 472K | 405K | 534K | 654K | 741K | 535K | 1.41M |
| Operating Margin % | 16.33% | 12.49% | 9.73% | 14.11% | 8.25% | 7.76% | 7.03% | 9.8% | 12.39% | 14.07% | 11.86% | 32.28% |
| Operating Income Growth % | 106.8% | 72.03% | 48.64% | 60.11% | -21.25% | -36.3% | -24.3% | -61.99% | 27.73% | 73.13% | 78.33% | 366.78% |
| Pretax Income | 730K | 812K | 602K | 855K | 515K | 472K | 405K | 534K | 654K | 741K | 535K | 1.41M |
| Pretax Margin % | 11.2% | 12.49% | 9.73% | 14.11% | 8.25% | 7.76% | 7.03% | 9.8% | 12.39% | 14.07% | 11.86% | 32.28% |
| Income Tax | 211K | 172K | 129K | 174K | 111K | 102K | 88K | 125K | 141K | 153K | 126K | 297K |
| Effective Tax Rate % | 28.9% | 21.18% | 21.43% | 20.35% | 21.55% | 21.61% | 21.73% | 23.41% | 21.56% | 20.65% | 23.55% | 21.14% |
| Net Income | 519K | 640K | 473K | 681K | 404K | 370K | 317K | 409K | 513K | 588K | 409K | 1.11M |
| Net Margin % | 7.96% | 9.84% | 7.65% | 11.24% | 6.47% | 6.08% | 5.5% | 7.51% | 9.72% | 11.16% | 9.06% | 25.45% |
| Net Income Growth % | 28.47% | 72.97% | 49.21% | 66.5% | -21.25% | -37.07% | -22.49% | -63.09% | 23.91% | 69.45% | 66.94% | 352.24% |
| Net Income (Continuing) | 519K | 640K | 473K | 681K | 404K | 370K | 317K | 409K | 513K | 588K | 409K | 1.11M |
| EPS (Diluted) | 0.22 | 0.27 | 0.20 | 0.29 | 0.18 | 0.16 | 0.13 | 0.17 | 0.21 | 0.23 | 0.16 | 0.39 |
| EPS Growth % | 22.22% | 68.75% | 53.85% | 70.59% | -14.29% | -30.43% | -18.75% | -56.41% | 31.25% | 64.29% | 60% | 306.67% |
| EPS (Basic) | 0.22 | 0.28 | 0.21 | 0.29 | 0.18 | 0.16 | 0.13 | 0.17 | 0.21 | 0.24 | 0.16 | 0.39 |
| Diluted Shares Outstanding | 95.91M | 44.42M | 2.33M | 2.37M | 2.31M | 2.36M | 2.41M | 2.41M | 2.47M | 2.5M | 2.55M | 2.58M |