Pathfinder Bancorp, Inc. (PBHC) quarterly balance sheet — complete assets, liabilities & equity history
Pathfinder Bancorp, Inc. (PBHC) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 377.44M | 377.55M | 286.89M | 288.34M | 335.03M | 332.43M | 335.52M | 300.9M | 307.3M | 306.8M | 308.24M | 307.45M | 231.32M | 222.64M | 219.31M | 227.01M | 235.96M | 241.45M | 235.31M | 227.75M |
| Cash & Due from Banks | 17.45M | 11.4M | 13.91M | 11.52M | 40.57M | 31.48M | 51.47M | 31.57M | 35.32M | 31.82M | 29.22M | 48.73M | 24.47M | 36.81M | 32.32M | 35.28M | 44.45M | 38.29M | 37.18M | 37.15M |
| Short Term Investments | 359.99M | 366.15M | 272.97M | 276.81M | 294.46M | 300.95M | 284.05M | 269.33M | 271.98M | 274.98M | 279.01M | 258.72M | 206.85M | 185.82M | 186.99M | 191.73M | 191.51M | 203.17M | 198.13M | 190.6M |
| Total Investments | 1.36B | 1.35B | 1.27B | 1.29B | 1.32B | 1.36B | 1.34B | 1.33B | 1.34B | 1.32B | 1.33B | 1.33B | 1.28B | 1.26B | 1.29B | 1.27B | 1.26B | 1.24B | 1.21B | 1.17B |
| Investments Growth % | 2.83% | -0.67% | -4.88% | -3.56% | -1.45% | 3.12% | 0.45% | 0.63% | 4.91% | 4.8% | 3.68% | 4.08% | 1.4% | 1.65% | 6.26% | 8.68% | 13.42% | 8.41% | 2.68% | 5.18% |
| Long-Term Investments | 1.36B | 985.34M | 1B | 1.01B | 1.03B | 1.06B | 1.05B | 1.06B | 1.07B | 1.04B | 1.05B | 1.07B | 1.07B | 1.07B | 1.1B | 1.08B | 1.07B | 1.04B | 1.01B | 981.12M |
| Accounts Receivables | 0 | 6.51M | 5.83M | 873.56M | 6.5M | 6.89M | 6.75M | 6.88M | 6.81M | 7.08M | 7.17M | 7.29M | 6.59M | 6.14M | 5.63M | 6.17M | 5.17M | 4.81M | 4.74M | 4.52M |
| Goodwill & Intangibles | 9.95M | 10.1M | 10.26M | 10.42M | 10.57M | 10.73M | 10.89M | 11.04M | 11.97M | 4.61M | 4.62M | 4.62M | 4.62M | 4.63M | 4.63M | 4.64M | 4.64M | 4.64M | 4.65M | 4.65M |
| Goodwill | 5.06M | 5.06M | 5.06M | 5.06M | 5.06M | 5.06M | 5.06M | 5.06M | 5.75M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M |
| Intangible Assets | 4.89M | 5.05M | 5.21M | 5.36M | 5.52M | 5.67M | 5.83M | 5.99M | 6.22M | 76K | 80K | 85K | 88K | 92K | 96K | 101K | 104K | 108K | 112K | 117K |
| PP&E (Net) | 35.09M | 34.2M | 34.64M | 36.3M | 35.97M | 36.44M | 37.07M | 37.08M | 37.29M | 24.34M | 23.86M | 24.04M | 24.16M | 24M | 23.93M | 24.18M | 24.01M | 24.04M | 24.01M | 23.8M |
| Other Assets | -1.36B | 444.68M | 356.76M | -1.01B | 56.45M | 58.96M | 50.27M | 54.47M | 50.12M | 58.91M | 55.88M | 55.64M | 61.95M | 61.73M | 52.11M | 56.18M | 57.45M | 52.72M | 47.89M | 43.34M |
| Total Current Assets | 1.23B | 17.91M | 19.75M | 1.16B | 341.53M | 339.31M | 342.27M | 307.78M | 314.11M | 313.87M | 315.4M | 314.73M | 237.92M | 228.78M | 224.93M | 233.18M | 241.13M | 246.27M | 240.05M | 232.27M |
| Total Non-Current Assets | 45.03M | 1.47B | 1.4B | 46.71M | 1.13B | 1.17B | 1.15B | 1.17B | 1.17B | 1.13B | 1.14B | 1.15B | 1.16B | 1.16B | 1.18B | 1.17B | 1.16B | 1.12B | 1.09B | 1.05B |
| Total Assets | 1.49B | 1.49B | 1.42B | 1.43B | 1.47B | 1.51B | 1.5B | 1.47B | 1.48B | 1.45B | 1.45B | 1.47B | 1.4B | 1.39B | 1.4B | 1.4B | 1.4B | 1.36B | 1.33B | 1.29B |
| Asset Growth % | 1.31% | -0.86% | -4.91% | -3.37% | -0.73% | 4.07% | 2.87% | 0.62% | 5.89% | 3.82% | 3.52% | 4.66% | 0.23% | 2.16% | 5.68% | 8.97% | 10.71% | 8.24% | 1.66% | 4.7% |
| Return on Assets (ROA) | 0.14% | 0.18% | 0.17% | -0.49% | 0.04% | 0% | 0.2% | 0.26% | -0.32% | 0.14% | 0.15% | 0.18% | 0.16% | 0.14% | 0.19% | 0.25% | 0.23% | 0.24% | 0.23% | 0.3% |
| Accounts Payable | 0 | 469K | 451K | 424K | 1.13M | 813K | 844K | 546K | 236K | 2.09M | 1.96M | 2.25M | 1.73M | 1.56M | 1.52M | 975K | 494K | 186K | 122K | 106K |
| Total Debt | 203.05M | 180.99M | 75.11M | 107.23M | 104.77M | 144.56M | 93M | 136.51M | 148.59M | 209.47M | 173.46M | 211.6M | 146.61M | 166.03M | 135.78M | 152.57M | 97.66M | 107.75M | 94.53M | 109.7M |
| Net Debt | 185.6M | 169.59M | 61.19M | 95.71M | 64.19M | 113.09M | 41.53M | 104.94M | 113.27M | 177.65M | 144.24M | 162.87M | 122.14M | 129.21M | 103.46M | 117.29M | 53.2M | 69.46M | 57.35M | 72.55M |
| Long-Term Debt | 35.7M | 38.53M | 42.53M | 45.53M | 48.96M | 51.18M | 47.78M | 57.17M | 69.83M | 75.88M | 75.83M | 79.83M | 83.78M | 89.74M | 85.45M | 85.4M | 83.81M | 89.67M | 89.63M | 94.16M |
| Short-Term Debt | 150M | 125M | 15.09M | 44M | 38M | 75.5M | 27M | 61M | 60.31M | 127.58M | 91.58M | 125.68M | 56.7M | 69.54M | 43.54M | 60.33M | 11.5M | 15.7M | 2.5M | 12.5M |
| Other Liabilities | 1.17B | 1.19B | 1.22B | 1.2B | 14.95M | 13.44M | 12.12M | 11.81M | 16.99M | 9.2M | 9.51M | 11.63M | 10.01M | 9.23M | 10.35M | 9.37M | 10.42M | 9.18M | 10.24M | 9.39M |
| Total Current Liabilities | 150M | 125M | 15.09M | 44M | 1.26B | 1.3B | 1.29B | 1.27B | 1.26B | 1.23B | 1.24B | 1.25B | 1.19B | 1.17B | 1.19B | 1.19B | 1.19B | 1.15B | 1.12B | 1.07B |
| Total Non-Current Liabilities | 1.22B | 1.24B | 1.28B | 1.26B | 81.71M | 82.51M | 78.12M | 87.32M | 105.26M | 91.09M | 91.39M | 97.55M | 99.92M | 105.72M | 102.59M | 101.6M | 96.57M | 101.23M | 102.27M | 106.59M |
| Total Liabilities | 1.37B | 1.37B | 1.3B | 1.3B | 1.35B | 1.38B | 1.37B | 1.35B | 1.36B | 1.32B | 1.33B | 1.35B | 1.29B | 1.28B | 1.29B | 1.29B | 1.29B | 1.26B | 1.22B | 1.17B |
| Total Equity | 118.77M | 125.74M | 123.58M | 120.97M | 126.34M | 124.41M | 124.9M | 121.48M | 121.1M | 124.17M | 122.63M | 120.26M | 114.44M | 114.43M | 112.36M | 111.58M | 107.8M | 108.13M | 109.45M | 110.63M |
| Equity Growth % | -6% | 1.07% | -1.05% | -0.42% | 4.33% | 0.19% | 1.85% | 1.02% | 5.82% | 8.52% | 9.14% | 7.77% | 6.17% | 5.83% | 2.66% | 0.86% | 1.07% | 4.44% | 9.18% | 13.21% |
| Equity / Assets (Capital Ratio) | 7.96% | 8.43% | 8.69% | 8.49% | 8.58% | 8.27% | 8.35% | 8.24% | 8.17% | 8.59% | 8.44% | 8.2% | 8.17% | 8.21% | 8% | 7.97% | 7.71% | 7.93% | 8.24% | 8.61% |
| Return on Equity (ROE) | 1.69% | 2.14% | 1.97% | -5.7% | 0.5% | 0.02% | 2.41% | 3.22% | -3.79% | 1.62% | 1.75% | 2.16% | 1.9% | 1.75% | 2.32% | 3.22% | 2.95% | 3.01% | 2.68% | 3.57% |
| Book Value per Share | 24.01 | 25.55 | 19.73 | 19.05 | 26.49 | 26.14 | 26.30 | 25.67 | 25.69 | 26.38 | 26.09 | 25.62 | 24.50 | 24.67 | 24.38 | 24.34 | 23.62 | 23.77 | 24.13 | 24.49 |
| Tangible BV per Share | 22.00 | 23.50 | 18.09 | 17.41 | 24.27 | 23.89 | 24.01 | 23.34 | 23.15 | 25.40 | 25.10 | 24.64 | 23.51 | 23.67 | 23.37 | 23.32 | 22.60 | 22.75 | 23.10 | 23.46 |
| Common Stock | 63K | 63K | 63K | 62K | 62K | 62K | 62K | 61K | 61K | 61K | 61K | 61K | 61K | 61K | 61K | 61K | 60K | 60K | 60K | 60K |
| Additional Paid-in Capital | 55.9M | 55.62M | 55.09M | 54.39M | 53.97M | 53.65M | 53.1M | 52.75M | 53.23M | 53.18M | 53.15M | 53.11M | 52.96M | 52.65M | 52.21M | 52.1M | 51.6M | 51.39M | 51.15M | 51.04M |
| Retained Earnings | 78.62M | 77.18M | 75.14M | 71.88M | 79.56M | 79.56M | 80.16M | 77.82M | 73.67M | 78.94M | 77.56M | 76.06M | 74.28M | 72.66M | 71.24M | 71.32M | 68.56M | 66.08M | 63.35M | 60.95M |
| Accumulated OCI | -15.82M | -7.12M | -6.71M | -5.37M | -7.26M | -8.86M | -8.43M | -9.14M | -6.72M | -8.79M | -8.86M | -9.61M | -13.36M | -11.37M | -11.53M | -12.17M | -12.56M | -9.4M | -5.06M | -1.27M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |