Pathfinder Bancorp, Inc. (PBHC) quarterly cash flow statement — complete operating, investing & financing history
Pathfinder Bancorp, Inc. (PBHC) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | - | 2.53M | -427K | 2.67M | 7.05M | -3.74M | 5.7M | -2.65M | 11.84M | 1.52M | 504K | 8.43M | 5.1M | -4.14M | 6.04M | 9.58M | 5.14M | 2.91M | 4.1M | 4.45M |
| Operating CF Growth % | - | 167.75% | -107.5% | 200.53% | -40.48% | -346.18% | 1030.36% | -131.5% | 132.2% | 136.66% | -91.66% | -12.02% | -0.82% | -242.35% | 47.38% | 115.4% | -27.8% | -43.08% | 18.05% | 198.72% |
| Net Income | - | 2.67M | 2.41M | -5.56M | 626K | 31K | 2.97M | 3.91M | -4.64M | 2M | 2.12M | 2.54M | 2.18M | 1.98M | 2.6M | 3.53M | 3.18M | 3.27M | 2.95M | 3.88M |
| Depreciation & Amortization | - | 625K | 639K | 403K | 818K | 513K | 665K | 204K | 78K | 301K | 358K | 376K | 333K | 321K | 375K | -431K | 361K | 380K | 384K | 437K |
| Deferred Taxes | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | - | -3.98M | -803K | 6.82M | 5.1M | -2.51M | 94K | -1.63M | 9.62M | 260K | 573K | -100K | 1.13M | 1.12M | 1.67M | 2.79M | 1.07M | 1.08M | 646K | 34K |
| Working Capital Changes | - | 2.94M | -2.94M | 724K | 270K | -2.06M | 1.79M | -5.14M | 6.69M | -1.12M | -2.62M | 5.53M | 1.35M | -7.67M | 1.25M | 3.55M | 364K | -1.99M | -31K | -52K |
| Cash from Investing | - | -83.8M | 11.42M | 28.29M | 39.16M | -25.14M | -1.87M | 3.8M | -29.32M | 10.53M | -7.4M | -40.9M | -25.07M | 21.75M | -10.57M | -13.8M | -31.17M | -38.35M | -47.84M | -61.54M |
| Purchase of Investments | - | -118.17M | -20.67M | -15K | 13.53M | -39.68M | -32.19M | -36M | -18.35M | -20.09M | -43.78M | -50.96M | -32.31M | -8.94M | -22.14M | -3.69M | -31.45M | -45.94M | -35.49M | -38.57M |
| Sale/Maturity of Investments | - | 16.3M | 30.42M | 31.43M | -9.95M | 20.69M | 22.59M | 36.2M | 31.7M | 29.91M | 29.16M | 14.31M | 16.24M | 13.78M | 21.46M | 6.62M | 20.31M | 19.75M | 10.98M | 22.34M |
| Net Investment Activity | 0 | -101.86M | 9.75M | 31.41M | 3.58M | -18.99M | -9.6M | 202K | 13.36M | 9.81M | -14.63M | -36.66M | -16.08M | 4.83M | -687K | 2.93M | -11.13M | -26.2M | -24.51M | -16.23M |
| Acquisitions | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 53K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | - | 17.82M | 1.92M | -2.85M | 34.72M | -5.93M | 8.36M | 4.04M | -42.16M | 1.59M | 7.4M | -3.95M | -7.99M | 17.41M | -9.71M | -12.95M | -19.66M | -11.73M | -22.69M | -45.17M |
| Cash from Financing | - | 68.16M | -3.01M | -40.36M | -37.12M | 8.88M | 16.07M | -4.89M | 20.98M | -9.45M | -12.61M | 56.73M | 7.63M | -13.11M | 1.56M | -4.95M | 32.19M | 36.55M | 43.77M | 19M |
| Dividends Paid | - | -638K | -631K | -1.03M | -202K | -615K | -625K | -597K | -622K | -611K | -548K | -550K | -548K | -546K | -543K | -540K | -539K | -539K | -419K | -416K |
| Share Repurchases | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17K | 0 | -685K | 0 |
| Stock Issued | - | 251K | 446K | 126K | 94K | 256K | 180K | 286K | 0 | 0 | 5K | 0 | 0 | 0 | 0 | 0 | 17K | 0 | 685K | 0 |
| Net Stock Activity | 0 | 251K | 446K | 126K | 94K | 256K | 180K | 286K | 0 | 0 | 5K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | - | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | - | -37.46M | 27.88M | -40.83M | 2.77M | -42.6M | 59.96M | 7.43M | 94.96M | -44.84M | 26.09M | -7.71M | 27.02M | -42.81M | 18.9M | -54.79M | 42.83M | 23.89M | 58.77M | 9.38M |
| Net Change in Cash | - | -13.11M | 7.99M | -9.4M | 9.1M | -19.99M | 19.9M | -3.75M | 3.5M | 2.6M | -19.51M | 24.26M | -12.34M | 4.49M | -2.96M | -9.17M | 6.17M | 1.1M | 35K | -38.09M |
| Exchange Rate Effect | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | - | 39.16M | 31.17M | 40.57M | 31.48M | 51.47M | 31.57M | 35.32M | 31.82M | 29.22M | 48.73M | 24.47M | 36.81M | 32.32M | 35.28M | 44.45M | 38.29M | 37.18M | 37.15M | 75.24M |
| Cash at End | - | 26.05M | 39.16M | 31.17M | 40.57M | 31.48M | 51.47M | 31.57M | 35.32M | 31.82M | 29.22M | 48.73M | 24.47M | 36.81M | 32.32M | 35.28M | 44.45M | 38.29M | 37.18M | 37.15M |
| Interest Paid | - | 0 | 7.13M | 8.49M | 7.82M | 8.4M | 7.73M | 8.4M | 11.32M | 9.41M | 9.49M | 8.65M | 7.44M | 10.89M | 493K | 302K | -1.71M | 1.66M | 1.5M | 1.32M |
| Income Taxes Paid | - | 0 | 0 | 0 | 0 | 0 | 0 | -600K | 0 | 600K | 0 | 659K | 2.5M | 0 | 0 | 700K | 700K | 0 | 0 | 1.1M |
| Free Cash Flow | - | 2.78M | -675K | 2.4M | 7.91M | -3.96M | 5.06M | -3.1M | 5.06M | 637K | 274K | 8.13M | 4.09M | -4.63M | 5.88M | 5.8M | 4.77M | 2.48M | 3.47M | 4.31M |
| FCF Growth % | - | 170.18% | -113.34% | 177.39% | 56.27% | -721.82% | 1746.72% | -138.07% | 23.68% | 113.74% | -95.34% | 40.18% | -14.25% | -286.59% | 69.53% | 34.74% | -31.06% | -46.6% | 13.16% | 172.19% |