PCB Bancorp (PCB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 20.68M | 2.93M | 16.42M | 4.9M | 2.35M | 4.22M | 11.89M | 14.63M | 8.25M | 9.89M | 18.82M | 16.41M | 18.22M | 16.53M | 1.96M | 9.62M | 29.16M | -1.3M | -7.52M | -1.58M |
| Operating CF Growth % | 780.58% | -30.71% | 38.14% | -66.53% | -71.53% | -57.31% | -36.86% | -10.84% | -54.74% | -40.14% | 859.92% | 70.63% | -37.53% | 1369.43% | 126.09% | 706.69% | 231.76% | -103.6% | 68.56% | -114.17% |
| Net Income | 10.65M | 9.23M | 11.41M | 9.07M | 7.74M | 7.03M | 7.83M | 6.27M | 4.68M | 5.89M | 7M | 7.48M | 10.3M | 8.7M | 6.95M | 9.09M | 10.24M | 10.68M | 11.02M | 9.84M |
| Depreciation & Amortization | 940K | 1.05M | 1.09M | 1.04M | 1.11M | 967K | 1.05M | 1.07M | 925K | 1.02M | 1.04M | 1.02M | 982K | 1.08M | 944K | 872K | 840K | 835K | 860K | 930K |
| Deferred Taxes | -123K | -2.25M | -586K | -577K | -431K | -7.52M | -1.27M | 951K | -138K | 3.48M | 978K | 96K | -449K | 8.81M | 1.58M | 1.24M | 544K | -3.06M | 543K | 160K |
| Other Non-Cash Items | 8.91M | -2.65M | -3.18M | 4.45M | -5.51M | 161K | -3.12M | -528K | 2.25M | 2.89M | 6.22M | 617K | 1.13M | 380K | -6.41M | 7.3M | 15.58M | -11.61M | -21.31M | -10.89M |
| Working Capital Changes | 68K | -2.73M | 7.46M | -9.32M | -791K | 3.46M | 7.28M | 6.74M | 395K | -3.53M | 3.45M | 7.08M | 6.14M | -2.56M | -1.24M | -9.03M | 1.82M | 1.73M | 1.25M | -1.75M |
| Cash from Investing | -65.69M | -76.64M | 48.68M | -75.01M | -97.16M | -166.77M | -11.08M | -63.39M | -70.49M | -154.91M | -49.53M | -28.96M | -41.86M | -104.82M | -123.99M | -104.13M | -23.72M | -43.31M | 14.92M | -37.88M |
| Purchase of Investments | -18.67M | -16.8M | 0 | -11.88M | -2.97M | -9.71M | 0 | -14.77M | 0 | -1.31M | -10.03M | -1.02M | -4.91M | -16.26M | -3.07M | -18.12M | -19.91M | 0 | -7.77M | -19.32M |
| Sale/Maturity of Investments | 6.92M | 7.79M | 5.87M | 6.22M | 4.32M | 5.89M | 5.59M | 4.79M | 3.48M | 3.57M | 5.61M | -458K | 9.15M | 4.45M | 6.4M | 6.18M | 6.17M | 8.89M | 9.34M | 11.07M |
| Net Investment Activity | -11.75M | -9.01M | 5.87M | -5.67M | 1.35M | -3.82M | 5.59M | -9.98M | 3.48M | 2.25M | -4.42M | -1.48M | 4.24M | -11.81M | 3.34M | -11.94M | -13.75M | 8.89M | 1.57M | -8.24M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -53.91M | -67.51M | 43.06M | -68.27M | -97.76M | -162.91M | -16.64M | -51.63M | -71.76M | -156.91M | -44.68M | -26.97M | -45.98M | -90.25M | -125.83M | -91.32M | -9.65M | -52.09M | 13.41M | -29.49M |
| Cash from Financing | 105.27M | -88.64M | 40.83M | 119.33M | 110.37M | 168.28M | 14.63M | -13.4M | 59.7M | 195.01M | 911K | 44.18M | 67.13M | 81.28M | -23.84M | 144.21M | 41.49M | 32.92M | 32.95M | 2.31M |
| Dividends Paid | -3.21M | -2.94M | -2.96M | -2.95M | -2.97M | -2.91M | -2.92M | -2.65M | -2.57M | -2.57M | -2.59M | -2.58M | -2.18M | -2.22M | -2.25M | -2.24M | -2.24M | -1.78M | -1.78M | -1.55M |
| Share Repurchases | -193K | -2.23M | -2.24M | -1.77M | -953K | 0 | 0 | -222K | 0 | -925K | -1.06M | 0 | -6.84M | -4.48M | -2.25M | 0 | 0 | -4K | -543K | -10.33M |
| Stock Issued | 112K | 617K | 0 | 0 | 0 | 143K | 118K | 0 | 35K | 0 | 662K | 217K | 0 | 0 | 170K | 69.23M | 481K | 244K | 0 | 0 |
| Net Stock Activity | -81K | -1.61M | -2.24M | -1.77M | -953K | 143K | 118K | -222K | 35K | -925K | -396K | 217K | -6.84M | -4.48M | -2.08M | 69.23M | 481K | 240K | -543K | -10.33M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 0 | 0 | -1000K | 1000K | 0 | -1000K | 0 | 0 | 0 | -1000K |
| Other Financing | 92.57M | -118.09M | 91.03M | 109.05M | 99.29M | 156.05M | 53.42M | 3.47M | 51.23M | 159.5M | 3.9M | 46.54M | 96.16M | 67.99M | -19.52M | 87.23M | 43.24M | 34.47M | 35.27M | 44.19M |
| Net Change in Cash | 60.26M | -162.36M | 105.93M | 49.22M | 15.56M | 5.73M | 15.43M | -62.16M | -2.55M | 49.99M | -29.8M | 31.63M | 43.49M | -7.01M | -145.87M | 49.7M | 46.93M | -11.69M | 40.35M | -37.16M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 207.14M | 369.5M | 263.57M | 214.35M | 198.79M | 193.06M | 177.63M | 239.79M | 242.34M | 192.35M | 222.15M | 190.52M | 147.03M | 154.04M | 299.91M | 250.21M | 203.28M | 214.97M | 174.62M | 211.78M |
| Cash at End | 267.4M | 207.14M | 369.5M | 263.57M | 214.35M | 198.79M | 193.06M | 177.63M | 239.79M | 242.34M | 192.35M | 222.15M | 190.52M | 147.03M | 154.04M | 299.91M | 250.21M | 203.28M | 214.97M | 174.62M |
| Interest Paid | 24.92M | 27.88M | 18.43M | 20.87M | 25.66M | 26.73M | 16.97M | 18.27M | 23.87M | 19.77M | 10.71M | 9.35M | 7.95M | 5.17M | 2.39M | 1.06M | 1.1M | 874K | 1.04M | 1.19M |
| Income Taxes Paid | 106K | 3.92M | 3.01M | 16.09M | 30K | 2.18M | 1.78M | 2.39M | 14K | 261K | 2.32M | 1.65M | 56K | 1.35M | 1.22M | 11.37M | 36K | 5.96M | 3.25M | 5.75M |
| Free Cash Flow | 20.65M | 2.8M | 16.17M | 3.83M | 1.6M | 4.18M | 11.86M | 12.85M | 6.03M | 9.64M | 18.4M | 15.9M | 18.1M | 13.77M | 465K | 8.74M | 28.84M | -1.42M | -7.58M | -1.74M |
| FCF Growth % | 1191.31% | -32.97% | 36.39% | -70.23% | -73.47% | -56.66% | -35.55% | -19.17% | -66.7% | -29.99% | 3856.34% | 81.88% | -37.26% | 1071.42% | 106.13% | 602.93% | 231.83% | -103.92% | 68.54% | -115.71% |