PCB Bancorp (PCB) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 26.81M | 26.63M | 26.98M | 25.99M | 24.28M | 23.16M | 22.72M | 21.73M | 21M | 21.92M | 22.45M | 21.72M |
| NII Growth % | 10.41% | 14.95% | 18.75% | 19.58% | 15.64% | 5.66% | 1.2% | 0.08% | -6.31% | -9.65% | -6.55% | 1.71% |
| Net Interest Margin % | 0.79% | 0.81% | 0.8% | 0.79% | 0.75% | 0.76% | 0.79% | 0.76% | 0.74% | 0.79% | 0.87% | 0.85% |
| Interest Income | 48.83M | 49.87M | 51.47M | 49.31M | 46.89M | 46.32M | 46M | 44.95M | 43.55M | 40.95M | 38.85M | 36.84M |
| Interest Expense | 22.02M | 23.24M | 24.49M | 23.32M | 22.61M | 23.16M | 23.28M | 23.21M | 22.56M | 19.03M | 16.4M | 15.12M |
| Loan Loss Provision | 467K | 1.02M | -381K | 1.79M | 1.6M | 2M | 50K | 259K | 1.09M | 1.7M | 751K | 197K |
| Non-Interest Income | 3.37M | 2.54M | 3.41M | 3.3M | 2.58M | 3.04M | 2.62M | 2.48M | 2.94M | 2.5M | 2.5M | 2.66M |
| Non-Interest Income % | 6.46% | 4.86% | 6.22% | 6.27% | 5.22% | 6.16% | 5.39% | 5.24% | 6.33% | 5.76% | 6.05% | 6.73% |
| Total Revenue | 52.2M | 52.41M | 54.88M | 52.6M | 49.47M | 49.36M | 48.62M | 47.43M | 46.5M | 43.45M | 41.35M | 39.49M |
| Revenue Growth % | 5.52% | 6.17% | 12.89% | 10.91% | 6.39% | 13.6% | 17.57% | 20.09% | 23.81% | 27.94% | 37.8% | 51.36% |
| Non-Interest Expense | 14.81M | 15.03M | 14.87M | 14.83M | 14.47M | 13.89M | 14.6M | 15.18M | 16.35M | 14.47M | 14.21M | 13.63M |
| Efficiency Ratio | 28.38% | 28.67% | 27.09% | 28.19% | 29.26% | 28.15% | 30.03% | 31.99% | 35.17% | 33.3% | 34.35% | 34.5% |
| Operating Income | 14.9M | 13.12M | 15.9M | 12.67M | 10.79M | 10.31M | 10.69M | 8.79M | 6.5M | 8.26M | 9.99M | 10.55M |
| Operating Margin % | 28.55% | 25.04% | 28.98% | 24.09% | 21.81% | 20.89% | 21.98% | 18.52% | 13.98% | 19.01% | 24.16% | 26.71% |
| Operating Income Growth % | 38.11% | 27.26% | 48.82% | 44.22% | 65.96% | 24.83% | 6.94% | -16.72% | -55.03% | -33.33% | 2.48% | -17.98% |
| Pretax Income | 14.9M | 13.12M | 15.9M | 12.67M | 10.79M | 10.31M | 10.69M | 8.79M | 6.5M | 8.26M | 9.99M | 10.55M |
| Pretax Margin % | 28.55% | 25.04% | 28.98% | 24.09% | 21.81% | 20.89% | 21.98% | 18.52% | 13.98% | 19.01% | 24.16% | 26.71% |
| Income Tax | 4.25M | 3.89M | 4.49M | 3.6M | 3.06M | 3.28M | 2.87M | 2.5M | 1.82M | 2.35M | 2.97M | 3.07M |
| Effective Tax Rate % | 28.52% | 29.62% | 28.24% | 28.41% | 28.32% | 31.82% | 26.88% | 28.51% | 27.95% | 28.47% | 29.72% | 29.13% |
| Net Income | 10.65M | 9.23M | 11.41M | 9.07M | 7.74M | 7.03M | 7.81M | 6.28M | 4.68M | 5.91M | 7.02M | 7.48M |
| Net Margin % | 20.41% | 17.62% | 20.79% | 17.24% | 15.64% | 14.24% | 16.07% | 13.24% | 10.08% | 13.6% | 16.98% | 18.93% |
| Net Income Growth % | 37.72% | 31.37% | 46.05% | 44.42% | 65.1% | 18.99% | 11.26% | -16% | -54.5% | -32.11% | 1.01% | -17.76% |
| Net Income (Continuing) | 10.65M | 9.23M | 11.41M | 9.07M | 7.74M | 7.03M | 7.81M | 6.28M | 4.68M | 5.91M | 7.02M | 7.48M |
| EPS (Diluted) | 0.74 | 0.64 | 0.78 | 0.62 | 0.53 | 0.46 | 0.52 | 0.43 | 0.33 | 0.41 | 0.49 | 0.52 |
| EPS Growth % | 39.62% | 39.13% | 50% | 44.19% | 60.61% | 12.2% | 6.12% | -17.31% | -52.86% | -29.31% | 6.52% | -13.33% |
| EPS (Basic) | 0.75 | 0.65 | 0.79 | 0.63 | 0.53 | 0.47 | 0.52 | 0.43 | 0.33 | 0.41 | 0.49 | 0.52 |
| Diluted Shares Outstanding | 14.24M | 14.24M | 14.35M | 14.36M | 14.4M | 14.36M | 14.36M | 14.31M | 14.33M | 14.32M | 14.4M | 14.36M |