Ponce Financial Group, Inc. (PDLB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 114.58M | 218.6M | 241.65M | 223.45M | 233.71M | 245.06M | 267.07M | 216.54M | 251.02M | 259.34M | 234.76M | 368.5M | 314.25M | 185.36M | 196.99M | 417.34M | 226.58M | 269.73M | 169.89M | 117.37M |
| Cash & Due from Banks | 27.43M | 126.4M | 146.83M | 126.89M | 130.14M | 140.09M | 156.06M | 103.42M | 134.97M | 139.44M | 118.01M | 244.78M | 185.93M | 55.85M | 65.01M | 277.3M | 71.78M | 156.38M | 65.53M | 68.83M |
| Short Term Investments | 87.15M | 92.2M | 94.82M | 96.56M | 103.57M | 104.97M | 111M | 113.13M | 116.04M | 119.9M | 116.75M | 123.72M | 128.32M | 129.5M | 131.98M | 140.04M | 154.8M | 113.35M | 104.36M | 48.54M |
| Total Investments | 3.05B | 2.97B | 2.88B | 2.9B | 2.84B | 2.77B | 2.7B | 2.62B | 2.56B | 2.49B | 2.39B | 2.31B | 2.24B | 2.14B | 2.02B | 1.69B | 1.46B | 1.44B | 1.42B | 1.41B |
| Investments Growth % | 7.4% | 7.13% | 6.33% | 10.81% | 11.05% | 11.37% | 13.19% | 13.17% | 14.34% | 16.49% | 18.17% | 37.13% | 52.81% | 48.79% | 42.21% | 19.58% | 14.67% | 18.29% | 25.11% | 29.61% |
| Long-Term Investments | 2.96B | 2.88B | 2.78B | 2.8B | 2.74B | 2.67B | 2.59B | 2.5B | 2.44B | 2.37B | 2.27B | 2.19B | 2.11B | 2.01B | 1.89B | 1.55B | 1.31B | 1.32B | 1.32B | 1.36B |
| Accounts Receivables | 19.27M | 17.91M | 18.9M | 19.13M | 19.01M | 17.77M | 16.89M | 17.44M | 18.06M | 18.01M | 16.62M | 16.05M | 15.44M | 15.05M | 14.06M | 13.26M | 12.8M | 12.36M | 13.36M | 13.13M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 42.79M | 43.22M | 44.42M | 44.87M | 45.91M | 45.89M | 46.63M | 47.33M | 48.42M | 47.33M | 48.56M | 49.29M | 50.36M | 50.87M | 17.76M | 18.95M | 19.28M | 19.62M | 34.08M | 34.06M |
| Other Assets | 235.24M | 57.12M | 58.73M | 52.98M | 42.05M | 53.88M | 79.91M | 45.48M | 45.04M | 44.1M | 35.16M | 35.11M | 35.01M | 38.65M | 25.44M | 38.01M | 19.15M | 26.13M | 20.79M | 16.99M |
| Total Current Assets | 46.7M | 236.5M | 260.55M | 242.58M | 252.72M | 262.83M | 283.96M | 233.98M | 269.08M | 277.35M | 251.38M | 384.56M | 329.69M | 200.41M | 211.05M | 430.6M | 239.38M | 282.09M | 183.25M | 130.5M |
| Total Non-Current Assets | 3.25B | 2.99B | 2.9B | 2.91B | 2.84B | 2.78B | 2.73B | 2.61B | 2.55B | 2.47B | 2.37B | 2.29B | 2.21B | 2.11B | 1.95B | 1.61B | 1.36B | 1.37B | 1.38B | 1.42B |
| Total Assets | 3.3B | 3.22B | 3.16B | 3.15B | 3.09B | 3.04B | 3.02B | 2.84B | 2.82B | 2.75B | 2.62B | 2.67B | 2.54B | 2.31B | 2.16B | 2.04B | 1.59B | 1.65B | 1.56B | 1.55B |
| Asset Growth % | 6.83% | 6.05% | 4.68% | 10.97% | 9.62% | 10.51% | 14.94% | 6.36% | 10.99% | 18.98% | 21.57% | 30.83% | 59.26% | 39.82% | 38.3% | 31.96% | 11.22% | 22.01% | 22.17% | 26.83% |
| Return on Assets (ROA) | 0.26% | 0.32% | 0.21% | 0.2% | 0.19% | 0.1% | 0.08% | 0.11% | 0.09% | 0.02% | 0.1% | -0% | 0.01% | -0.41% | -0.7% | 0.04% | -0.42% | 0.93% | 0.13% | 0.4% |
| Accounts Payable | 4.34M | 3.79M | 4.37M | 4.16M | 4.63M | 3.71M | 2.92M | 6.82M | 4.22M | 11.96M | 8.38M | 4.7M | 1.77M | 1.39M | 854K | 158K | 223K | 228K | 238K | 55K |
| Total Debt | 600.53M | 625.45M | 551.13M | 566.6M | 552.23M | 626.8M | 611.76M | 712.28M | 712.91M | 717.11M | 708.56M | 715.82M | 682.68M | 551.91M | 286.38M | 334.38M | 94.13M | 121.34M | 118.65M | 123.08M |
| Net Debt | 573.1M | 499.05M | 404.3M | 439.71M | 422.08M | 486.71M | 455.7M | 608.87M | 577.93M | 577.67M | 590.55M | 471.03M | 496.75M | 496.05M | 221.36M | 57.08M | 22.34M | -35.04M | 53.12M | 54.25M |
| Long-Term Debt | 421.1M | 596.1M | 521.1M | 521.1M | 521.1M | 596.1M | 521.1M | 571.1M | 571.1M | 684.42M | 675.1M | 675.1M | 623.6M | 517.38M | 233M | 28.38M | 28.38M | 106.25M | 107.39M | 110M |
| Short-Term Debt | 153.01M | 0 | 0 | 15M | 0 | 0 | 59.32M | 109.32M | 109.32M | 0 | 961K | 7M | 24.77M | 0 | 53.38M | 306M | 65.75M | 15.09M | 11.26M | 13.08M |
| Other Liabilities | 2.15B | 6.54M | 8.66M | 19.81M | 14.15M | 19.07M | 26.38M | 19.15M | 22.11M | 22.64M | 20.73M | 18.94M | 22.17M | 13.58M | 19.18M | 40.94M | 19.5M | 137.97M | 18.51M | 16.46M |
| Total Current Liabilities | 153.01M | 2.05B | 2.07B | 2.06B | 2.01B | 1.89B | 1.93B | 1.72B | 1.7B | 1.52B | 1.41B | 1.45B | 1.36B | 1.25B | 1.41B | 1.45B | 1.25B | 1.22B | 1.26B | 1.25B |
| Total Non-Current Liabilities | 2.6B | 632M | 559.79M | 571.41M | 566.38M | 645.86M | 578.82M | 622.11M | 625.7M | 739.74M | 729.29M | 727.76M | 680.07M | 565.49M | 252.18M | 69.31M | 47.88M | 244.22M | 125.91M | 126.46M |
| Total Liabilities | 2.75B | 2.68B | 2.63B | 2.63B | 2.58B | 2.53B | 2.51B | 2.34B | 2.33B | 2.26B | 2.14B | 2.18B | 2.04B | 1.82B | 1.66B | 1.52B | 1.3B | 1.46B | 1.39B | 1.38B |
| Total Equity | 551.36M | 541.55M | 529.84M | 521.09M | 513.89M | 505.5M | 504.59M | 497.66M | 493.68M | 491.39M | 485.06M | 490.48M | 496.04M | 492.7M | 500.68M | 518.08M | 299.58M | 189.26M | 173.89M | 171.89M |
| Equity Growth % | 7.29% | 7.13% | 5% | 4.71% | 4.09% | 2.87% | 4.03% | 1.46% | -0.48% | -0.26% | -3.12% | -5.33% | 65.58% | 160.34% | 187.94% | 201.4% | 85.84% | 18.62% | 9.8% | 10.9% |
| Equity / Assets (Capital Ratio) | 16.7% | 16.8% | 16.78% | 16.52% | 16.63% | 16.63% | 16.73% | 17.51% | 17.51% | 17.86% | 18.49% | 18.36% | 19.53% | 21.31% | 23.2% | 25.37% | 18.79% | 11.45% | 11.14% | 11.11% |
| Return on Equity (ROE) | 1.58% | 1.89% | 1.24% | 1.18% | 1.17% | 0.58% | 0.49% | 0.64% | 0.49% | 0.11% | 0.53% | -0.02% | 0.07% | -1.86% | -2.89% | 0.19% | -2.79% | 8.25% | 1.19% | 3.56% |
| Book Value per Share | 23.63 | 23.28 | 22.90 | 22.71 | 22.46 | 22.16 | 22.32 | 22.20 | 22.07 | 21.93 | 21.70 | 21.13 | 21.27 | 21.27 | 21.68 | 22.40 | 13.79 | 11.19 | 10.28 | 10.25 |
| Tangible BV per Share | 23.63 | 23.28 | 22.90 | 22.71 | 22.46 | 22.16 | 22.32 | 22.20 | 22.07 | 21.93 | 21.70 | 21.13 | 21.27 | 21.27 | 21.68 | 22.40 | 13.79 | 11.19 | 10.28 | 10.25 |
| Common Stock | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 249K | 247K | 247K | 247K | 185K | 185K | 185K |
| Additional Paid-in Capital | 209.22M | 208.6M | 208.91M | 208.28M | 207.89M | 207.32M | 208.48M | 207.93M | 207.58M | 207.11M | 207.63M | 207.29M | 206.88M | 206.51M | 206.09M | 205.67M | 205.24M | 85.6M | 86.36M | 85.96M |
| Retained Earnings | 143.67M | 135.33M | 125.48M | 119.25M | 113.43M | 107.75M | 105.1M | 102.95M | 99.83M | 97.42M | 96.9M | 94.31M | 94.4M | 92.95M | 102.17M | 116.91M | 116.14M | 122.96M | 107.98M | 105.92M |
| Accumulated OCI | -10.68M | -10.82M | -11.59M | -13.05M | -13.52M | -15.3M | -12.69M | -16.56M | -16.59M | -15.65M | -20.47M | -17.6M | -16.63M | -17.86M | -18.42M | -15.03M | -7.04M | -1.46M | -621K | -41K |
| Treasury Stock | -5.74M | -6.16M | -7.27M | -7.4M | -7.64M | -7.71M | -9.45M | -9.52M | -9.7M | -9.75M | -10.97M | -5.2M | -2K | -2K | 0 | 0 | 0 | -13.69M | -15.07M | -15.07M |
| Preferred Stock | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 225M | 0 | 0 | 0 | 0 |