Trailing Dividend / Share
$1.16
PennyMac Financial Services, Inc. (PFSI) Dividend History
Income profile from 2018 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.4%
Payout Ratio
12.5%
Sustainable
Dividend Streak
2 years
PFSI Dividend Income Check
Safety
12.5% payout ratio with sustainable safety profile.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost is 1.9% and trend is rising.
PFSI Dividend Scorecard
Yield & Income
Dividend Yield1.4%
Trailing DPS$1.16
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout12.5%
Earnings SafetySustainable
FCF PayoutN/A
FCF SafetyUnknown
Piotroski F-Score4/9
Growth
Growth Streak2 years
3Y CAGR14.5%
5Y CAGR17.3%
Yield on Cost (5Y)1.9%
YOC Trendrising
Total Returns
Buyback Yield0.1%
Total Shareholder Yield1.5%
1Y Total Return-11.7%
5Y Total Return39.4%
Div Contribution (5Y)7.7%
Estimated $10K growth (return + dividends):
5Y ago$13,94210Y ago$65,03320Y ago$46,409
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
PFSI Income Growth Story
Dividend per share and yield on cost over time (9 years of payments)
PFSI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
PennyMac Financial Services, Inc. distributes 12.5% of earnings as dividends (Sustainable).
Piotroski F-Score: 4/9 — moderate financial health.
Growth Track Record
PFSI has raised its dividend for 2 consecutive years, with a 3-year CAGR of 14.5% and 5-year CAGR of 17.3%.
Total Shareholder Returns
Beyond cash dividends, PFSI returns capital through share repurchases. The combined picture: 1.4% dividend yield, 0.1% buyback yield, 1.5% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 1.9% and is currently rising. The 5-year total return is 39.4%, with dividends contributing 7.7% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $65,033 today.
PFSI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$4.80
Avg/Payment$0.2400
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 18, 2026Latest | $0.3000 | — | 1.39% | May 28, 2026 |
| Feb 13, 2026 | $0.3000 | — | 1.30% | Feb 26, 2026 |
| Nov 17, 2025 | $0.3000 | — | 96.41% | Nov 26, 2025 |
| Aug 13, 2025 | $0.3000 | — | 1.11% | Aug 22, 2025 |
| May 14, 2025 | $0.3000 | — | 1.21% | May 23, 2025 |
| Feb 13, 2025 | $0.3000 | — | 1.09% | Feb 23, 2025 |
| Nov 18, 2024 | $0.3000 | — | 97.58% | Nov 27, 2024 |
| Aug 13, 2024 | $0.3000 | ↑ +50.0% | 91.97% | Aug 23, 2024 |
PFSI Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.4%
#7 of 8
Safety
Sustainable
12.5% payout
Streak
2Y
17.3% 5Y CAGR
Total Shareholder
1.5%
#8 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| PFSIPennyMac Financial S… | $4.3B | 1.4% | 12.5% | 2 | Sustainable |
1st  UWMCUWM Holdings Corpora… | $345M | 100.0% | 26.2% | 0 | Sustainable |
 GHLDGuild Holdings Compa… | $439M | 2.5% | 31.6% | 1 | Sustainable |
 LDIloanDepot, Inc. | $392M | 1.0% | — | 0 | Unknown |
2nd  PMTPennyMac Mortgage In… | $892M | 15.6% | 1.1% | 1 | Sustainable |
 TWOTwo Harbors Investme… | $1.3B | 13.3% | — | 0 | Unknown |
 NLYAnnaly Capital Manag… | $16.0B | 13.2% | 92.8% | 1 | At Risk |
3rd  AGNCAGNC Investment Corp… | $11.7B | 15.1% | 95.9% | 0 | At Risk |
PFSI Annual Dividend History (2011–2026)
16 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.60 | — | 2 | — | — | — | 1.0% |
| 2025 | $1.20 | 20.0% | 4 | $9.30 | 12.9% | 7.75x | 1.9% |
| 2024 | $1.00 | 25.0% | 4 | $5.84 | 17.1% | 5.84x | 1.6% |
| 2023 | $0.80 | 0.0% | 4 | $2.74 | 29.2% | 3.43x | 1.3% |
| 2022 | $0.80 | 0.0% | 4 | $8.50 | 9.4% | 10.63x | 1.3% |
| 2021 | $0.80 | 48.1% | 4 | $14.87 | 5.4% | 18.59x | 1.3% |
| 2020 | $0.54 | 350.0% | 4 | $20.92 | 2.6% | 38.74x | 0.9% |
| 2019 | $0.12 | -70.0% | 1 | $4.89 | 2.5% | 40.75x | 0.2% |
| 2018 | $0.40 | — | 1 | $2.48 | 16.1% | 6.20x | 0.6% |
| 2017 | $0.00 | — | 0 | $1.28 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
8+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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PFSI — Frequently Asked Questions
Quick answers to the most common questions about buying PFSI stock.
How much dividend does PFSI pay per share?
PennyMac Financial Services, Inc. (PFSI) pays a trailing 12-month dividend of $1.16 per share, with a current dividend yield of +1.4%. Payments are made Semi-Annual.
When is PFSI's next ex-dividend date?
PFSI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. PFSI typically pays dividends Semi-Annual.
Is PFSI's dividend safe?
PFSI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +12.5% and FCF payout ratio of N/A. The 2-year growth streak provides moderate confidence.
How many years has PFSI increased its dividend?
PFSI has 2 consecutive years of dividend growth. The 5-year dividend CAGR is +17.3%.
How often does PFSI pay dividends?
PennyMac Financial Services, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.16 per share. Dividend data on this page covers 8+ years from 2018 to 2026.
How much would $10,000 invested in PFSI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in PFSI five years ago would be worth approximately $13,942 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is PFSI's yield on cost for long-term holders?
PFSI's yield on cost — the current dividend divided by the original purchase price — is +1.9% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.4% market yield, thanks to consistent dividend growth.