Trailing Dividend / Share
$0.49
Guild Holdings Company (GHLD) Dividend History
Income profile from 2021 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
2.5%
Payout Ratio
31.6%
Sustainable
Dividend Streak
1 years
GHLD Dividend Income Check
Safety
31.6% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 4.3% and trend is unknown.
GHLD Dividend Scorecard
Yield & Income
Dividend Yield2.5%
Trailing DPS$0.49
FrequencySemi-Annual
Payments / 12M1
Payout Safety
Earnings Payout31.6%
Earnings SafetySustainable
FCF Payout123.9%
FCF SafetyStretched
Piotroski F-Score3/9
Growth
Growth Streak1 years
3Y CAGRN/A
5Y CAGRN/A
Yield on Cost (5Y)4.3%
YOC Trendunknown
Total Returns
Buyback Yield0.3%
Total Shareholder Yield2.7%
1Y Total Return2.7%
5Y Total Return45.4%
Div Contribution (5Y)17.6%
Estimated $10K growth (return + dividends):
5Y ago$14,54310Y ago$15,84020Y ago$15,840
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
GHLD Income Growth Story
Dividend per share and yield on cost over time (4 years of payments)
GHLD Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Guild Holdings Company distributes 31.6% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 123.9%, rated "Stretched".
Piotroski F-Score: 3/9 — weak financial health.
Growth Track Record
GHLD has raised its dividend for 1 consecutive year.
Total Shareholder Returns
Beyond cash dividends, GHLD returns capital through share repurchases. The combined picture: 2.5% dividend yield, 0.3% buyback yield, 2.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.3% and is currently unknown. The 5-year total return is 45.4%, with dividends contributing 17.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $15,840 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
GHLD Recent Dividend Payments
Last 6 payments · Semi-Annual
TTM Total$3.75
Avg/Payment$0.6250
Latest Change-50.0%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Aug 18, 2025Latest | $0.2500 | ↓ -50.0% | 3.78% | Sep 2, 2025 |
| Mar 17, 2025 | $0.5000 | — | 7.78% | Mar 31, 2025 |
| May 17, 2024 | $0.5000 | — | 7.11% | Jun 6, 2024 |
| Aug 22, 2023 | $0.5000 | ↓ -50.0% | 4.03% | Sep 7, 2023 |
| Nov 19, 2021 | $1.0000 | — | 13.38% | Dec 8, 2021 |
| May 20, 2021 | $1.0000 | — | 6.41% | May 28, 2021 |
GHLD Dividend vs Peers
Comparable companies in the same industry
#4 yield in peer group
Div Yield
2.5%
#4 of 8
Safety
Sustainable
31.6% payout
Streak
1Y
— 5Y CAGR
Total Shareholder
2.7%
#6 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| GHLDGuild Holdings Compa… | $439M | 2.5% | 31.6% | 1 | Sustainable |
1st  UWMCUWM Holdings Corpora… | $345M | 100.0% | 26.2% | 0 | Sustainable |
 PFSIPennyMac Financial S… | $4.3B | 1.4% | 12.5% | 2 | Sustainable |
2nd  LOANManhattan Bridge Cap… | $50M | 10.5% | 1.0% | 0 | Sustainable |
 LDIloanDepot, Inc. | $392M | 1.0% | — | 0 | Unknown |
 ONITOnity Group Inc. | $309M | 1.3% | — | 1 | Unknown |
 WALWestern Alliance Ban… | $8.8B | 2.1% | 19.1% | 7 | Sustainable |
3rd  HBANHuntington Bancshare… | $26.7B | 3.6% | 41.1% | 0 | Sustainable |
GHLD Annual Dividend History (2018–2025)
8 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.75 | 50.0% | 2 | — | — | — | 4.3% |
| 2024 | $0.50 | 0.0% | 1 | $1.56 | 32.1% | 3.12x | 2.9% |
| 2023 | $0.50 | — | 1 | $-0.64 | — | — | 2.9% |
| 2022 | $0.00 | -100.0% | 0 | $5.35 | — | — | — |
| 2021 | $2.00 | — | 2 | $4.67 | 42.8% | 2.33x | 11.6% |
| 2020 | $0.00 | — | 0 | $6.18 | — | — | — |
| 2019 | $0.00 | — | 0 | $0.09 | — | — | — |
| 2018 | $0.00 | — | 0 | $1.22 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
5+ years return with dividends reinvested.
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Peer Comparison
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GHLD — Frequently Asked Questions
Quick answers to the most common questions about buying GHLD stock.
How much dividend does GHLD pay per share?
Guild Holdings Company (GHLD) pays a trailing 12-month dividend of $0.49 per share, with a current dividend yield of +2.5%. Payments are made Semi-Annual.
When is GHLD's next ex-dividend date?
GHLD's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. GHLD typically pays dividends Semi-Annual.
Is GHLD's dividend safe?
GHLD's dividend safety is rated "Sustainable" based on an earnings payout ratio of +31.6% and FCF payout ratio of +123.9%. The 1-year growth streak provides moderate confidence.
How many years has GHLD increased its dividend?
GHLD has 1 consecutive years of dividend growth. The 5-year dividend CAGR is N/A.
How often does GHLD pay dividends?
Guild Holdings Company pays dividends Semi-Annual. The trailing 12-month total is $0.49 per share. Dividend data on this page covers 4+ years from 2021 to 2025.
How much would $10,000 invested in GHLD grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in GHLD five years ago would be worth approximately $14,543 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is GHLD's yield on cost for long-term holders?
GHLD's yield on cost — the current dividend divided by the original purchase price — is +4.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.5% market yield, thanks to the lower original cost basis.