PennyMac Financial Services, Inc. (PFSI) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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PFSI Revenue Growth
Revenue Breakdown (FY 2025)
PFSI's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
PFSI Revenue Analysis (2014–2025)
As of May 6, 2026, PennyMac Financial Services, Inc. (PFSI) generated trailing twelve-month (TTM) revenue of $3.54 billion, reflecting significant decline in growth of -49.1% year-over-year. The most recent quarter (Q1 2026) recorded $545.0 million in revenue, down 53.9% sequentially.
Looking at the longer-term picture, PFSI's 5-year compound annual growth rate (CAGR) stands at +2.0%, indicating moderate growth over time. The company achieved its highest annual revenue of $4.36 billion in 2025, representing a new all-time high.
Revenue diversification analysis shows PFSI's business is primarily driven by Mortgage banking Production (63%), and Mortgage banking Servicing (37%). With over half of revenue concentrated in Mortgage banking Production, the company maintains significant focus in this area while developing other growth vectors.
When compared to Financial Services sector peers including RKT, UWMC, and GHLD, PFSI has underperformed the peer group in terms of revenue growth. Compare PFSI vs RKT →
PFSI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| PFSICurrent | $3.5B | -49.1% | +2.0% | 34.6% | |
 RKT | $5.4B | - | - | 12.4% | |
 UWMC | $3.2B | - | - | 58.0% | |
 GHLD | $1.2B | - | - | 10.1% | |
 LDI | $1.5B | - | - | 13.2% | |
 PMT | $1.7B | +80.0% | +4.4% | 79.0% |
PFSI Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $4.36B | - | $3.99B | 91.4% | $1.51B | 34.6% |
| 2024 | $1.59B | - | $1.56B | 97.6% | $901.0M | 56.5% |
| 2023 | $2.04B | - | $847.5M | 41.6% | $354.0M | 17.4% |
| 2022 | $2.32B | - | $1.31B | 56.3% | $688.7M | 29.7% |
| 2021 | $3.56B | - | $2.13B | 59.9% | $1.36B | 38.2% |
| 2020 | $3.95B | - | $2.77B | 70.0% | $2.24B | 56.7% |
| 2019 | $1.68B | - | $891.7M | 53.1% | $529.4M | 31.5% |
| 2018 | $1.14B | - | $571.5M | 50.3% | $267.7M | 23.5% |
| 2017 | $1.08B | - | $568.2M | 52.6% | $335.9M | 31.1% |
| 2016 | $1.01B | - | $588.1M | 58.0% | $383.1M | 37.8% |
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Start ComparisonPFSI — Frequently Asked Questions
Quick answers to the most common questions about buying PFSI stock.
Is PFSI's revenue growth accelerating or slowing?
PFSI revenue declined -49.1% year-over-year, contrasting with the 5-year CAGR of +2.0%. TTM revenue fell to $3.5B. This reverses the prior growth trend.
What is PFSI's long-term revenue growth rate?
PennyMac Financial Services, Inc.'s 5-year revenue CAGR of +2.0% reflects the variable expansion pattern. Current YoY growth of -49.1% is below this long-term average.
How is PFSI's revenue distributed by segment?
PFSI reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.