Peapack-Gladstone Financial Corporation (PGC) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 59.9M | 56.54M | 50.57M | 48.29M | 45.51M | 41.91M | 37.68M | 35.04M | 34.38M | 36.67M | 36.52M | 38.92M |
| NII Growth % | 31.63% | 34.92% | 34.21% | 37.81% | 32.38% | 14.27% | 3.19% | -9.97% | -21.84% | -23.66% | -19.79% | -9.26% |
| Net Interest Margin % | 0.78% | 0.75% | 0.68% | 0.67% | 0.64% | 0.6% | 0.55% | 0.54% | 0.54% | 0.57% | 0.56% | 0.6% |
| Interest Income | 95.05M | 93.98M | 92.55M | 89.65M | 86.34M | 86.17M | 83.2M | 79.24M | 79.19M | 80.18M | 78.49M | 74.85M |
| Interest Expense | 35.15M | 37.44M | 41.97M | 41.36M | 40.84M | 44.26M | 45.52M | 44.2M | 44.82M | 43.5M | 41.97M | 35.93M |
| Loan Loss Provision | 7.33M | 7.67M | 4.79M | 6.59M | 4.47M | 1.74M | 1.22M | 3.91M | 627K | 5.03M | 5.86M | 1.7M |
| Non-Interest Income | 22.6M | 21.66M | 19.01M | 20.36M | 17.81M | 18.85M | 17.87M | 20.62M | 17.76M | 13.75M | 18.38M | 17.66M |
| Non-Interest Income % | 19.21% | 18.73% | 17.04% | 18.51% | 17.1% | 17.95% | 17.68% | 20.65% | 18.32% | 14.64% | 18.97% | 19.09% |
| Total Revenue | 117.65M | 115.64M | 111.56M | 110.01M | 104.16M | 105.02M | 101.08M | 99.86M | 96.96M | 93.93M | 96.87M | 92.51M |
| Revenue Growth % | 12.95% | 10.12% | 10.37% | 10.17% | 7.42% | 11.8% | 4.35% | 7.94% | 10.7% | 15.94% | 35.67% | 38.02% |
| Non-Interest Expense | 55.44M | 53.54M | 51.19M | 50.8M | 48.4M | 46.78M | 43.59M | 42.19M | 39.1M | 33.78M | 36.44M | 36.78M |
| Efficiency Ratio | 47.12% | 46.3% | 45.88% | 46.18% | 46.47% | 44.55% | 43.12% | 42.25% | 40.33% | 35.96% | 37.61% | 39.75% |
| Operating Income | 19.73M | 16.99M | 13.61M | 11.26M | 10.45M | 12.24M | 10.75M | 9.56M | 12.41M | 11.62M | 12.6M | 18.11M |
| Operating Margin % | 16.77% | 14.69% | 12.2% | 10.24% | 10.03% | 11.65% | 10.63% | 9.57% | 12.8% | 12.37% | 13.01% | 19.57% |
| Operating Income Growth % | 88.8% | 38.85% | 26.62% | 17.8% | -15.8% | 5.29% | -14.71% | -47.21% | -50.27% | -60.61% | -54.59% | -33.65% |
| Pretax Income | 19.73M | 16.99M | 13.61M | 11.26M | 10.45M | 12.24M | 10.75M | 9.56M | 12.41M | 11.62M | 12.6M | 18.11M |
| Pretax Margin % | 16.77% | 14.69% | 12.2% | 10.24% | 10.03% | 11.65% | 10.63% | 9.57% | 12.8% | 12.37% | 13.01% | 19.57% |
| Income Tax | 5.57M | 4.83M | 3.98M | 3.32M | 2.85M | 3M | 3.16M | 2.03M | 3.78M | 3.02M | 3.85M | 4.96M |
| Effective Tax Rate % | 28.25% | 28.44% | 29.22% | 29.49% | 27.31% | 24.5% | 29.4% | 21.23% | 30.44% | 26.02% | 30.52% | 27.41% |
| Net Income | 14.15M | 12.16M | 9.63M | 7.94M | 7.59M | 9.24M | 7.59M | 7.53M | 8.63M | 8.6M | 8.76M | 13.14M |
| Net Margin % | 12.03% | 10.51% | 8.63% | 7.22% | 7.29% | 8.8% | 7.51% | 7.54% | 8.9% | 9.15% | 9.04% | 14.21% |
| Net Income Growth % | 86.35% | 31.59% | 26.94% | 5.46% | -12% | 7.45% | -13.34% | -42.72% | -52.98% | -58.21% | -56.5% | -34.6% |
| Net Income (Continuing) | 14.15M | 12.16M | 9.63M | 7.94M | 7.59M | 9.24M | 7.59M | 7.53M | 8.63M | 8.6M | 8.76M | 13.14M |
| EPS (Diluted) | 0.80 | 0.69 | 0.54 | 0.45 | 0.43 | 0.52 | 0.43 | 0.42 | 0.48 | 0.48 | 0.49 | 0.73 |
| EPS Growth % | 86.05% | 32.69% | 25.58% | 7.14% | -10.42% | 8.33% | -12.24% | -42.47% | -52% | -57.14% | -55.05% | -32.41% |
| EPS (Basic) | 0.80 | 0.69 | 0.55 | 0.45 | 0.43 | 0.53 | 0.43 | 0.42 | 0.49 | 0.48 | 0.49 | 0.73 |
| Diluted Shares Outstanding | 17.76M | 17.71M | 17.8M | 17.8M | 17.81M | 17.77M | 17.7M | 17.79M | 17.81M | 17.96M | 18.01M | 18.08M |