PLBC trades 6.1% below Wall Street's consensus target of $66.33.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PLBC achieves its forward estimates and maintains a stable P/E multiple of 10.8x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of October 3, 2026, Plumas Bancorp (PLBC) has a Wall Street consensus price target of $66.33, based on estimates from 3 covering analysts. With the stock currently trading at $62.54, this represents a potential upside of +6.1%. The company has a market capitalization of $436M.
Analyst price targets range from a low of $64.00 to a high of $69.00, representing a 8% spread in expectations. The median target of $66.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, PLBC trades at a trailing P/E of 13.8x and forward P/E of 10.8x. The forward PEG ratio of 1.04 indicates reasonable valuation for growth. Analysts expect EPS to grow +26.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $56.96, with bear and bull scenarios of $35.89 and $75.05 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 BSVNBank7 Corp. | $528M | $55.48 | $59.50 | +7.2% | Buy | 12.5x | 3 |
 HAFCHanmi Financial Corporation | $943M | $31.67 | $33.67 | +6.3% | Hold | 10.0x | 11 |
 CVBFCVB Financial Corp. | $3.2B | $22.28 | $26.67 | +19.7% | Hold | 14.8x | 16 |
 WAFDWaFd, Inc. | $2.3B | $30.80 | $36.00 | +16.9% | Hold | 9.4x | 11 |
 BANRBanner Corporation | $2.3B | $67.88 | $73.50 | +8.3% | Hold | 11.4x | 13 |
 COLBColumbia Banking System, Inc. | $8.2B | $28.92 | $34.20 | +18.3% | Buy | 9.5x | 19 |
 PFISPeoples Financial Services Corp. | $694M | $69.29 | $56.00 | -19.2% | Hold | 11.0x | 1 |
 FNFFidelity National Financial, Inc. | $10.6B | $39.26 | $56.00 | +42.6% | Buy | 7.6x | 17 |
 JKHYJack Henry & Associates, Inc. | $10.1B | $142.54 | $187.33 | +31.4% | Buy | 20.8x | 24 |
 FISFidelity National Information Services, Inc. | $16.8B | $32.44 | $47.54 | +46.5% | Buy | 5.2x | 37 |
Quick answers to the most common questions about buying PLBC stock.
The consensus price target for PLBC is $66.33, close to the current price of $62.54 (6.1% implied move). Based on 3 analyst estimates, the stock appears fairly valued near current levels.
PLBC has a consensus rating of "Buy" based on 3 Wall Street analysts. The rating breakdown is predominantly bullish, with 3 Buy/Strong Buy ratings. The consensus 12-month price target of $66.33 implies 6.1% upside from current levels.
With a forward P/E of 10.8326x, PLBC trades at a relatively low valuation. The consensus target of $66.33 implies 6.1% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $69 for PLBC, while the most conservative target is $64. The consensus of $66.33 represents the median expectation. Our quantitative valuation model projects a bull case target of $75 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PLBC is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 3 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PLBC stock forecast based on 3 Wall Street analysts shows a consensus price target of $66.33, with estimates ranging from $64 (bear case) to $69 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $57, with bear/bull scenarios of $36/$75.
Our quantitative valuation model calculates PLBC's fair value at $57 (base case), with a bear case of $36 and bull case of $75. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
PLBC trades at a forward P/E ratio of 10.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
PLBC appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $66.33 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PLBC analyst price targets range from $64 to $69, a 8% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $66.33 consensus represents the middle ground. Our model's $36-$75 range provides an independent fundamental perspective.
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