PFIS trades 18.3% above Wall Street's consensus target of $56.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PFIS achieves its forward estimates and maintains a stable P/E multiple of 10.8x. This scenario reflects the blended consensus of 1 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Peoples Financial Services Corp. (PFIS) has a Wall Street consensus price target of $56.00, based on estimates from 1 covering analysts. With the stock currently trading at $68.51, this represents a potential downside of -18.3%. The company has a market capitalization of $686M.
Analyst price targets range from a low of $56.00 to a high of $56.00, representing a 0% spread in expectations. The median target of $56.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, PFIS trades at a trailing P/E of 11.7x and forward P/E of 10.8x. The forward PEG ratio of 1.34 indicates reasonable valuation for growth. Analysts expect EPS to grow +12.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $76.60, with bear and bull scenarios of $48.26 and $100.93 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
 FULTFulton Financial Corporation | $4.3B | $22.75 | $26.50 | +16.5% | Hold | 10.9x | 20 |
 CZWICitizens Community Bancorp, Inc. | $205M | $21.23 | $24.00 | +13.0% | Buy | 14.9x | 3 |
 CZNCCitizens & Northern Corporation | $452M | $25.22 | $23.50 | -6.8% | Hold | 11.6x | 1 |
 WSBCWesBanco, Inc. | $3.7B | $38.09 | $44.33 | +16.4% | Hold | 10.6x | 16 |
 UVSPUnivest Financial Corporation | $1.1B | $41.41 | $32.50 | -21.5% | Hold | 10.9x | 6 |
 MBINMerchants Bancorp | $2.4B | $51.37 | $60.00 | +16.8% | Buy | 9.2x | 7 |
 NFBKNorthfield Bancorp, Inc. | $639M | $15.31 | $14.50 | -5.3% | Hold | 11.3x | 9 |
 FUNCFirst United Corporation | $276M | $42.76 | $49.50 | +15.8% | Buy | 9.6x | 1 |
 FISFidelity National Information Services, Inc. | $17.9B | $34.67 | $48.42 | +39.7% | Buy | 5.6x | 37 |
Quick answers to the most common questions about buying PFIS stock.
PFIS's consensus price target is $56, -18.3% below the current price of $68.51. The 1 analysts tracking PFIS see downside risk at present valuations.
PFIS has a consensus rating of "Hold" based on 1 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $56 implies -18.3% downside from current levels.
With a forward P/E of 10.7551x, PFIS trades at a relatively low valuation. The consensus target of $56 implies -18.3% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $56 for PFIS, while the most conservative target is $56. The consensus of $56 represents the median expectation. Our quantitative valuation model projects a bull case target of $101 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PFIS is lightly followed, with 1 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PFIS stock forecast based on 1 Wall Street analysts shows a consensus price target of $56, with estimates ranging from $56 (bear case) to $56 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $77, with bear/bull scenarios of $48/$101.
Our quantitative valuation model calculates PFIS's fair value at $77 (base case), with a bear case of $48 and bull case of $101. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
PFIS trades at a forward P/E ratio of 10.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.7x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on PFIS, with 0 Sell ratings and a price target of $56 (-18.3% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PFIS analyst price targets range from $56 to $56, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $56 consensus represents the middle ground. Our model's $48-$101 range provides an independent fundamental perspective.
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