Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028(PRHIZ)Earnings, Financials & Key Ratios
PRHIZ•NASDAQ
$19.20
Price updated Jun 27, 2026
- Revenue$37M-44.3%
- EBITDA-$18M+47.6%
- Net Income-$18M-175.7%
- EPS (Diluted)-10.57-178.2%
- Gross Margin-27.08%+11.7%
- EBITDA Margin-48.84%+5.9%
- Operating Margin-49.53%+9.0%
- Net Margin-49.91%-235.9%
- ROE-120.94%-160.6%
PRHIZ Price & Volume
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) stock price & volume — 10-year historical chart
Loading chart...
Persistent Underwriting Losses Threaten Debt Service Viability
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Contracting
Profitability:Negative
Financial Position:Vulnerable
Cash Flow:Burning
Primary Risk:Insolvent underwriting model risk
"Presurance Holdings faces an existential threat as its core insurance underwriting model continues to generate structural losses, evidenced by a 38.5% year-over-year revenue contraction in 2026Q1. The firm's reliance on debt financing has intensified, with the debt-to-equity ratio climbing to 0.80x while liquidity buffers remain critically thin at a 0.17 current ratio. Investors should exercise extreme caution given the persistent disconnect between reported net income and the underlying cash burn, which reached $8.3 million in the most recent quarter."
Verdict Logic
the company's inability to maintain positive operating cash flow, coupled with a precarious current ratio of 0.17, suggests a high risk of default on the 9.75% Senior Unsecured Notes.
PRHIZ Growth Metrics
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-7.85%
5 Years-18.62%
3 Years-28.6%
TTM-45.02%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-166.31%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-171.33%
Return on Capital
10 Years-8.15%
5 Years-12.35%
3 Years-18.11%
Last Year-29.62%
Peers Comparison
Key metrics vs top competitors for Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $19.20 | $33.53M | -1.82 | -44.28% | -49.91% | -120.94% | — | |
| $11.76 | $4.04B | 31.78 | 22.23% | 2.55% | 5.56% | — | |
| $0.88 | $4.03M | 36.31 | 17.26% | -8.71% | -8.53% | — | |
| $126.32 | $3.35B | 17.62 | 58.16% | 20.15% | 21.74% | — | |
| $328.43 | $7.6B | 15.17 | 18.04% | 27.48% | 28.05% | — | |
| $58.86 | $4.52B | -25.59 | 40.15% | -16.92% | -26.52% | — |
Compare PRHIZ vs Peers
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Get notified when PRHIZ posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
PRHIZ Frequently Asked Questions
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028's revenue?
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) reported $32.5M in revenue for fiscal year 2025. This represents a 25% decrease from $43.5M in 2013.
How fast is Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 growing?
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) saw revenue decline by 44.3% over the past year.
Is PRHIZ profitable?
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) reported a net loss of $16.3M for fiscal year 2025.
Dividend & Returns
What is PRHIZ's return on equity?
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) has a return on equity (ROE) of -120.9%. Negative ROE indicates the company is unprofitable.
What is Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028's free cash flow?
Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) had negative free cash flow of $36.9M in fiscal year 2025, likely due to heavy capital investments.