Seeking Alpha·2d ago
Lemonade, Inc. (LMND) Q3 2026 Earnings Call TranscriptLemonade, Inc. (LMND) Q3 2026 Earnings Call Transcript
Lemonade's premium growth is accelerating sharply, with revenue up 67% year-over-year in 2026Q2, driven by strong demand and product expansion. However, the company remains unprofitable, with a combined ratio of 115.3% in 2026Q2, indicating continued underwriting losses despite improvement from 145.2% in 2024Q2.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 5, 2026 | -$0.56+3.5% vs -$0.58 | $336M+4.1% vs $323M |
Q3 2026 Jul 29, 2026 | -$0.56+0.8% vs -$0.56 | $294M+1.2% vs $291M |
Q2 2026 Apr 29, 2026 | -$0.47+19.0% vs -$0.58 | $258M+2.6% vs $252M |
Q1 2026 Feb 19, 2026 | -$0.29+29.3% vs -$0.41 | $228M+4.7% vs $218M |
Lemonade, Inc. (LMND) Q3 2026 Earnings Call Transcript
Although the revenue and EPS for Lemonade (LMND) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Lemonade (LMND) came out with a quarterly loss of $0.56 per share versus the Zacks Consensus Estimate of a loss of $0.6. This compares to a loss of $0.51 per share a year ago.
NEW YORK, Nov. 5, 2026 /PRNewswire/ -- Lemonade, Inc. (NYSE: LMND) has released its third quarter 2026 financial results by posting them to its website. You may view the financial results in the Q3 2026 Letter to Shareholders.
Benchmark LMND against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Lemonade, Inc. (LMND)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $39.55 | $3.04B | -21.21 | 40.15% | -13.48% | -28.59% | — | |
| $43.37 | $608.05M | 9.06 | 28.95% | 5.15% | 21.6% | — | |
| $34.89 | $908.39M | 29.47 | 25.93% | 5.9% | 7.04% | — | |
| $12.99 | $1.29B | -3.40 | 7.26% | -8.04% | -40.07% | — | |
| $30.65 | $7.95B | 12.41 | 27.5% | 4.9% | 49.39% | — | |
| $227.77 | $132.61B | 11.41 | 16.32% | 12.67% | 35.44% | 2.14% |
Lemonade, Inc. (LMND) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Lemonade, Inc. (LMND) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 29, 2026·SEC
Jul 29, 2026·SEC
Jun 24, 2026·SEC
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Lemonade, Inc. (LMND) stock FAQ — growth, dividends, profitability & financials explained
Lemonade, Inc. (LMND) grew revenue by 62.9% over the trailing twelve months, compared with the twelve months before.
No. Lemonade, Inc. (LMND) reported a net loss of $144.6M over the trailing twelve months.
Lemonade, Inc. (LMND) had a return on equity (ROE) of -28.6% over the trailing twelve months. A negative ROE means the company lost money over the period.
Lemonade, Inc. (LMND) has a combined ratio of 121.8%. A ratio above 100% means claims and expenses exceed premiums.
