The Motley Fool·Oct 25, 2026
Kinsale Capital: 3 Key Takeaways for Long-Term InvestorsGross written premium decreased 4.8% as commercial property competition intensified. The company repurchased $100 million of common stock in Q3.
Kinsale Capital remains the E&S market's structural growth franchise, with ten-quarter revenue compounding from $384.6M (2024Q2) to a $454.8M (2026Q3) run-rate and combined ratios historically printing sub-75%, but the 2026Q3 print signals a regime shift: revenue contracted -8.6% YoY, EPS fell -28.4%, and the combined…
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $5.70+11.5% vs $5.11 | $455M+13.3% vs $401M |
Q3 2026 Jul 23, 2026 | $5.54+8.4% vs $5.11 | $452M+1.7% vs $445M |
Q2 2026 Apr 23, 2026 | $5.11+9.7% vs $4.66 | $403M-0.6% vs $406M |
Q1 2026 Feb 12, 2026 | $5.81+9.6% vs $5.30 | $371M-5.6% vs $392M |
Gross written premium decreased 4.8% as commercial property competition intensified. The company repurchased $100 million of common stock in Q3.
Kinsale Capital Group, Inc. ( KNSL ) Q3 2026 Earnings Call October 23, 2026 9:00 AM EDT Company Participants Michael Kehoe - Chairman of the Board, CEO & President Christopher Tangard - Senior VP & Chief Accounting Officer Stuart Winston - Executive VP & Chief Underwriting Officer Salmaan Allibhai - Senior VP & Chief Actuary Conference Call Participants Hristian Getsov - Wells Fargo Securities, LLC, Research Division Andrew Kligerman - TD Cowen, Research Division Pablo Singzon - JPMorgan Chase & Co, Research Division Michael Phillips - Oppenheimer & Co. Inc., Research Division Andrew Andersen - Jefferies LLC, Research Division Mark Hughes - Truist Securities, Inc., Research Division Jian Huang - Morgan Stanley, Research Division Ryan Tunis - Cantor Fitzgerald & Co., Research Division Rowland Mayor - RBC Capital Markets, Research Division Michael Zaremski - BMO Capital Markets Equity Research Presentation Operator Hello, everyone. Thank you for joining us, and welcome to the Third Quarter 2026 Kinsale Capital Group, Inc. Earnings Call.
Kinsale Capital's Q3 2026 earnings beat estimates by 15.15%, fueled by higher investment income and earned premiums, despite lower revenues and rising expenses.
Kinsale Capital Group NYSE: KNSL reported third-quarter results marked by higher operating earnings, strong underwriting profitability and increased investment income, even as competition in the excess and surplus, or E&S, insurance market pressured written premiums—particularly in commercial property.
Benchmark KNSL against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Kinsale Capital Group, Inc. (KNSL)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $383.73 | $8.74B | 16.44 | 18.04% | 26.89% | 26.66% | 0.18% | |
| $107.28 | $37.48B | 8.37 | 14.27% | 23.19% | 18.35% | 0.02% | |
| $68.35 | $6.27B | 15.96 | 6.33% | 20.34% | 22.5% | 3.83% | |
| $3.89 | $179.86M | 5.98 | -2.83% | 4.68% | 4.68% | 4.23% | |
| $60.35 | $2.45B | 14.83 | 23.18% | 11.19% | 16.06% | — | |
| $33.22 | $1.01B | 4.58 | 3.71% | 27.39% | 39.41% | — |
Kinsale Capital Group, Inc. (KNSL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Kinsale Capital Group, Inc. (KNSL) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 22, 2026·SEC
Oct 22, 2026·SEC
Jul 23, 2026·SEC
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Kinsale Capital Group, Inc. (KNSL) stock FAQ — growth, dividends, profitability & financials explained
Kinsale Capital Group, Inc. (KNSL) grew revenue by 8.3% over the trailing twelve months, compared with the twelve months before.
Yes. Kinsale Capital Group, Inc. (KNSL) earned $525.2M in net income over the trailing twelve months (a 26.9% net margin).
Yes. Kinsale Capital Group, Inc. (KNSL) pays a dividend that yields 0.18% at the current price, a small yield.
Kinsale Capital Group, Inc. (KNSL) had a return on equity (ROE) of 26.7% over the trailing twelve months. That is well above the market's typical 10-15%.
Kinsale Capital Group, Inc. (KNSL) has a combined ratio of 66.2%. A ratio below 100% indicates underwriting profitability.
