8-K Announcements
6Material company update
Apr 23, 2026·SEC
Material company update
Feb 12, 2026·SEC
Material company update
Feb 4, 2026·SEC
Kinsale Capital Group, Inc.(KNSL)Earnings, Financials & Key Ratios
KNSL•NYSE•Insurance & Managed Care
$305.08
$7.06B mkt cap·14.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustrySpecialty and excess surplus insurers
AboutKinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.Show more
- Revenue$1.87B+18.0%
- Combined Ratio66.15%-2.1%
- Net Income$504M+21.4%
- Return on Equity29.25%-9.4%
- Medical Cost Ratio47.53%-16.8%
- Operating Margin33.85%+4.4%
- Net Margin26.87%+2.8%
- ROA9.54%-0.4%
- Equity / Assets34.59%+13.9%
- Book Value per Share84.25+32.5%
- Tangible BV/Share84.10+43.1%
- Debt/Equity0.11-7.7%
KNSL Key Insights
Kinsale Capital Group, Inc. (KNSL) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 66.2% combined ratio
- ✓Excellent 3Y average ROE of 31.7%
- ✓Strong 5Y profit CAGR of 41.6%
- ✓Strong Piotroski F-Score: 7/9
- ✓10 consecutive years of dividend growth
- ✓Low loss ratio of 47.5%
✗Weaknesses
- ✗Weak momentum: RS Rating 17 (bottom 17%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
KNSL Price & Volume
Kinsale Capital Group, Inc. (KNSL) stock price & volume — 10-year historical chart
Loading chart...
KNSL Growth Metrics
Kinsale Capital Group, Inc. (KNSL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years36.98%
5 Years32.44%
3 Years30.73%
TTM17.04%
Profit CAGR
10 Years36.59%
5 Years41.62%
3 Years46.82%
TTM30.07%
EPS CAGR
10 Years35.21%
5 Years41.11%
3 Years46.54%
TTM2.65%
Return on Capital
10 Years13.03%
5 Years19.15%
3 Years15.95%
Last Year14.22%
KNSL Recent Earnings
Kinsale Capital Group, Inc. (KNSL) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 23, 2026EPS
$5.11
Est $4.70
+8.7%
Revenue
$403M
Est $406M
-0.6%
Q1 2026
Feb 12, 2026EPS
$5.81
Est $5.30
+9.6%
Revenue
$371M
Est $392M
-5.6%
Q4 2025
Oct 23, 2025EPS
$5.21
Est $4.79
+8.8%
Revenue
$498M
Est $468M
+6.4%
Q3 2025
Jul 24, 2025EPS
$4.78
Est $4.41
+8.4%
Revenue
$470M
Est $422M
+11.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $5.11vs $4.70+8.7% | $403Mvs $406M-0.6% |
| Q1 2026 | Feb 12, 2026 | $5.81vs $5.30+9.6% | $371Mvs $392M-5.6% |
| Q4 2025 | Oct 23, 2025 | $5.21vs $4.79+8.8% | $498Mvs $468M+6.4% |
| Q3 2025 | Jul 24, 2025 | $4.78vs $4.41+8.4% | $470Mvs $422M+11.2% |
Based on last 12 quarters of dataView full earnings history →
KNSL Peer Comparison
Kinsale Capital Group, Inc. (KNSL) competitors in Specialty and excess surplus insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ACGL | 33.54B | 94.14 | 8.10 | 14.27% | 22.07% | 19.02% | 18.27% | 0.11 |
 RLI | 4.6B | 50.09 | 11.49 | 6.33% | 20.8% | 22% | 13.22% | 0.06 |
 JRVR | 215.36M | 4.69 | 5.93 | -2.83% | 4.34% | 4.72% | 0.49 | |
 SKWD | 1.78B | 43.93 | 15.31 | 28.17% | 10.55% | 14.69% | 16.92% | 0.15 |
 HRTG | 897.05M | 29.02 | 14.44 | 11.08% | 17.72% | 41.44% | 8.79% | 0.49 |
 AIG | 42.1B | 78.47 | 14.45 | -1.82% | 11.86% | 7.7% | 7.87% | 0.22 |
 MKL | 22.08B | 1764.81 | 10.43 | -0.96% | 10.7% | 9.56% | 11.57% | 0.23 |
 WRB | 24.9B | 66.49 | 14.94 | 7.82% | 12.1% | 18.86% | 13.93% | 0.29 |
Compare KNSL vs Peers
Kinsale Capital Group, Inc. (KNSL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KNSL Income Statement
Kinsale Capital Group, Inc. (KNSL) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 186.78M | 222.11M | 315.89M | 459.89M | 653.47M | 838.8M | 1.22B | 1.59B | 1.87B | 1.92B |
| Revenue Growth % | 31.89% | 18.92% | 42.22% | 45.59% | 42.09% | 28.36% | 45.98% | 29.65% | 18.04% | 17.04% |
| Medical Costs & Claims | 124.88M | 154.48M | 205.6M | 317.58M | 397.56M | 551.67M | 713.94M | 907.08M | 890.69M | 742.72M |
| Medical Cost Ratio % | 66.86% | 69.55% | 65.09% | 69.06% | 60.84% | 65.77% | 58.31% | 57.14% | 47.53% | 38.74% |
| Gross Profit | 61.89M▲ 0% | 67.64M▲ 9.3% | 110.29M▲ 63.1% | 142.31M▲ 29.0% | 255.91M▲ 79.8% | 287.13M▲ 12.2% | 510.51M▲ 77.8% | 680.44M▲ 33.3% | 983.3M▲ 44.5% | 707.86M▲ 0% |
| Gross Margin % | 33.14% | 30.45% | 34.91% | 30.94% | 39.16% | 34.23% | 41.69% | 42.86% | 52.47% | 36.92% |
| Gross Profit Growth % | -4.05% | 9.28% | 63.06% | 29.03% | 79.83% | 12.2% | 77.8% | 33.29% | 44.51% | - |
| Operating Expenses | 23.37M | 27.16M | 34.24M | 41.89M | 67.11M | 91.57M | 126.5M | 165.73M | 348.99M | 185.87M |
| OpEx / Revenue % | 12.51% | 12.23% | 10.84% | 9.11% | 10.27% | 10.92% | 10.33% | 10.44% | 18.62% | 9.69% |
| Depreciation & Amortization | 515K | 631K | 682K | 1.57M | 2.31M | 2.72M | 3.27M | 5.8M | 5.83M | 5.83M |
| Combined Ratio % | 79.38% | 81.78% | 75.92% | 78.17% | 71.11% | 76.69% | 68.64% | 67.58% | 66.15% | 48.43% |
| Operating Income | 38.52M▲ 0% | 40.48M▲ 5.1% | 76.05M▲ 87.9% | 100.41M▲ 32.0% | 188.8M▲ 88.0% | 195.56M▲ 3.6% | 384.02M▲ 96.4% | 514.72M▲ 34.0% | 634.3M▲ 23.2% | 521.99M▲ 0% |
| Operating Margin % | 20.62% | 18.22% | 24.08% | 21.83% | 28.89% | 23.31% | 31.36% | 32.42% | 33.85% | 27.23% |
| Operating Income Growth % | -2.57% | 5.09% | 87.87% | 32.03% | 88.02% | 3.58% | 96.36% | 34.03% | 23.23% | - |
| EBITDA | 39.04M | 41.11M | 76.73M | 101.99M | 191.11M | 198.28M | 387.29M | 520.52M | 640.14M | 532.95M |
| EBITDA Margin % | 20.9% | 18.51% | 24.29% | 22.18% | 29.25% | 23.64% | 31.63% | 32.79% | 34.16% | 27.8% |
| Interest Expense | 0 | 0 | 0 | 168K | 994K | 4.28M | 10.3M | 10.13M | 10.65M | 11.28M |
| Non-Operating Income | 0 | 0 | 0 | -168K | -994K | -4.28M | -10.3M | -10.13M | -10.65M | -8.11M |
| Pretax Income | 38.52M▲ 0% | 40.48M▲ 5.1% | 76.05M▲ 87.9% | 100.41M▲ 32.0% | 188.8M▲ 88.0% | 195.56M▲ 3.6% | 384.02M▲ 96.4% | 514.72M▲ 34.0% | 634.3M▲ 23.2% | 661.65M▲ 0% |
| Pretax Margin % | 20.62% | 18.22% | 24.08% | 21.83% | 28.89% | 23.31% | 31.36% | 32.42% | 33.85% | 34.51% |
| Income Tax | 13.62M | 6.69M | 12.73M | 11.99M | 36.14M | 36.45M | 75.92M | 99.87M | 130.69M | 134.71M |
| Effective Tax Rate % | 35.36% | 16.53% | 16.75% | 11.94% | 19.14% | 18.64% | 19.77% | 19.4% | 20.6% | 20.36% |
| Net Income | 24.9M▲ 0% | 33.79M▲ 35.7% | 63.32M▲ 87.4% | 88.42M▲ 39.6% | 152.66M▲ 72.7% | 159.11M▲ 4.2% | 308.09M▲ 93.6% | 414.84M▲ 34.6% | 503.61M▲ 21.4% | 526.94M▲ 0% |
| Net Margin % | 13.33% | 15.21% | 20.04% | 19.23% | 23.36% | 18.97% | 25.16% | 26.13% | 26.87% | 27.48% |
| Net Income Growth % | -4.84% | 35.69% | 87.4% | 39.65% | 72.65% | 4.23% | 93.63% | 34.65% | 21.4% | 30.07% |
| EPS (Diluted) | 1.16▲ 0% | 1.56▲ 34.5% | 2.86▲ 83.3% | 3.87▲ 35.3% | 6.62▲ 71.1% | 6.88▲ 3.9% | 13.22▲ 92.2% | 17.78▲ 34.5% | 21.65▲ 21.8% | -▲ 0% |
| EPS Growth % | -6.45% | 34.48% | 83.33% | 35.31% | 71.06% | 3.93% | 92.15% | 34.49% | 21.77% | 2.65% |
| EPS (Basic) | 1.19 | 1.60 | 2.94 | 3.96 | 6.73 | 6.97 | 13.37 | 17.92 | 21.76 | - |
| Diluted Shares Outstanding | 21.5M | 21.68M | 22.14M | 22.85M | 23.06M | 23.13M | 23.31M | 23.33M | 23.26M | 0 |
KNSL Balance Sheet
Kinsale Capital Group, Inc. (KNSL) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 667.85M | 773.06M | 1.09B | 1.55B | 2.03B | 2.75B | 3.77B | 4.89B | 5.67B | 6.22B |
| Asset Growth % | 8.7% | 15.75% | 41.07% | 41.85% | 30.95% | 35.62% | 37.34% | 29.52% | 15.95% | 84.82% |
| Total Investment Assets | 958.65M | 1.08B | 807.83M | 1.21B | 1.56B | 2.03B | 2.97B | 3.95B | 5.03B | 4M |
| Long-Term Investments | 479.32M | 567.96M | 807.83M | 1.21B | 172.61M | 228.86M | 249.6M | 3.94B | 5.03B | 12.08B |
| Short-Term Investments | 479.32M | 510.25M | 729.53M | 1.08B | 1.39B | 1.8B | 2.72B | 1.81B | 3.86M | 4.4B |
| Total Current Assets | 580.86M | 667.3M | 0 | 0 | 1.75B | 0 | 517.74M | 0 | 287.95M | 4.75B |
| Cash & Equivalents | 81.75M | 75.09M | 100.41M | 77.09M | 121.04M | 156.27M | 126.69M | 113.21M | 163.36M | 223.26M |
| Receivables | 19.79M | 81.04M | 107.06M | 141.86M | 193.97M | 326.21M | 391.05M | 477.92M | 124.59M | 1.32B |
| Other Current Assets | 0 | 923K | -953.12M | -1.33B | 7.66M | -2.33B | -52.52M | -2.45B | -3.86M | 0 |
| Goodwill & Intangibles | 3.54M | 3.54M | 3.54M | 3.54M | 45.51M | 65.13M | 3.54M | 112.8M | 3.54M | 138.57M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 3.54M | 3.54M | 0 | 0 | 45.51M | 65.13M | 3.54M | 112.8M | 3.54M | 3.54M |
| PP&E (Net) | -2.49M | -7.18M | 22.63M | 46.19M | 49.3M | 53.48M | 63.4M | 82.92M | 0 | 0 |
| Other Assets | -395.87M | -465.74M | -834M | -1.26B | 9.83M | -347.46M | 3.33B | -4.14B | 305.26M | 0 |
| Total Liabilities | 429.66M | 509.08M | 684.67M | 970.66M | 1.33B | 2B | 2.69B | 3.4B | 3.71B | 4.25B |
| Total Debt | 0 | 0 | 16.74M | 42.57M | 85.39M | 195.75M | 183.85M | 184.12M | 224.4M | 0 |
| Net Debt | -81.75M | -75.09M | -83.66M | -34.52M | -35.65M | 39.47M | 57.15M | 70.91M | 61.04M | -223.26M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 42.7M | 195.75M | 183.85M | 184.12M | 224.4M | 0 |
| Short-Term Debt | 0 | 0 | 16.74M | 42.57M | 42.7M | 0 | 0 | 11M | 51M | 0 |
| Total Current Liabilities | 9.74M | 11.65M | 0 | 0 | 1.31B | 0 | 1.49B | 0 | 815.89M | 0 |
| Accounts Payable | 9.74M | 11.65M | 19.52M | 26.32M | 39.36M | 63.38M | 92.5M | 99.12M | 100.69M | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 347.73M | 0 | 701.35M | 0 | 815.89M | 0 |
| Other Current Liabilities | -9.74M | -11.65M | -36.26M | -68.89M | 881.34M | -63.38M | 698.77M | -110.12M | -151.69M | 0 |
| Deferred Taxes | 1000K | 1000K | 0 | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 61.17M |
| Other Liabilities | 0 | 0 | 0 | -4.65M | 1.11B | 1.54B | 737.94M | 2.83B | 2.6B | 0 |
| Total Equity | 238.19M▲ 0% | 263.99M▲ 10.8% | 405.88M▲ 53.8% | 576.24M▲ 42.0% | 699.34M▲ 21.4% | 745.45M▲ 6.6% | 1.09B▲ 45.8% | 1.48B▲ 36.5% | 1.96B▲ 32.1% | 1.97B▲ 0% |
| Equity Growth % | 13.31% | 10.83% | 53.75% | 41.97% | 21.36% | 6.59% | 45.8% | 36.5% | 32.09% | 123.37% |
| Shareholders Equity | 238.19M | 263.99M | 405.88M | 576.24M | 699.34M | 745.45M | 1.09B | 1.48B | 1.96B | 1.97B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 73.5M | 106.55M | 162.91M | 243.31M | 385.94M | 533.12M | 828.25M | 1.23B | 1.72B | 1.82B |
| Common Stock | 210K | 212K | 222K | 228K | 228K | 231K | 232K | 233K | 234K | 235K |
| Accumulated OCI | 9.39M | -1.26M | 13.52M | 41.38M | 18.13M | -134.92M | -94.62M | -97.21M | -30.69M | -65.61M |
| Return on Equity (ROE) | 11.11% | 13.46% | 18.9% | 18.01% | 23.94% | 22.03% | 33.63% | 32.28% | 29.25% | 28.05% |
| Return on Assets (ROA) | 3.88% | 4.69% | 6.79% | 6.7% | 8.55% | 6.67% | 9.45% | 9.58% | 9.54% | 9.06% |
| Equity / Assets | 35.67% | 34.15% | 37.22% | 37.25% | 34.52% | 27.14% | 28.81% | 30.36% | 34.59% | 31.65% |
| Debt / Equity | - | - | 0.04x | 0.07x | 0.12x | 0.26x | 0.17x | 0.12x | 0.11x | 0.11x |
| Book Value per Share | 11.08 | 12.17 | 18.34 | 25.22 | 30.32 | 32.24 | 46.63 | 63.58 | 84.25 | 84.25 |
| Tangible BV per Share | 10.92 | 12.01 | 18.34 | 25.22 | 28.35 | 29.42 | 46.48 | 58.75 | 84.10 | - |
KNSL Cash Flow Statement
Kinsale Capital Group, Inc. (KNSL) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 77.4M | 103.98M | 178.36M | 279.97M | 407.04M | 557.82M | 859.84M | 976.3M | 1.04B | 1.04B |
| Operating CF Growth % | 4.96% | 34.34% | 71.53% | 56.97% | 45.39% | 37.04% | 54.14% | 13.55% | 6.91% | 28.87% |
| Operating CF / Revenue % | 41.44% | 46.81% | 56.46% | 60.88% | 62.29% | 66.5% | 70.22% | 61.5% | 55.7% | 54.44% |
| Net Income | 24.9M | 33.79M | 63.32M | 88.42M | 152.66M | 159.11M | 308.09M | 414.84M | 503.61M | 526.94M |
| Depreciation & Amortization | 515K | 631K | 682K | 1.57M | 2.31M | 2.72M | 3.27M | 5.8M | 5.83M | 5.83M |
| Stock-Based Compensation | 652K | 1.6M | 2.74M | 3.58M | 4.84M | 6.68M | 9.36M | 14.15M | 17.88M | 17.88M |
| Deferred Taxes | 1.06M | -3.23M | -125K | 616K | -576K | -14.19M | -9.43M | -3.83M | 343K | 343K |
| Other Non-Cash Items | -151K | 6.27M | -12.75M | -20.39M | -25.64M | 26.9M | -21.13M | -50.72M | -63.22M | 422.6M |
| Working Capital Changes | 50.42M | 64.92M | 124.49M | 206.18M | 273.45M | 376.6M | 569.67M | 596.06M | 579.29M | 0 |
| Cash from Investing | -42.43M | -106.54M | -230.79M | -379.43M | -351.95M | -708.57M | -860.89M | -960.13M | -922.21M | -855.68M |
| Capital Expenditures | -179K | -1.27M | -19.62M | -32.88M | -5.92M | -6.9M | -6.61M | -23.94M | -53.69M | -49.1M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -143.19M | -207.65M | -336.09M | -567.55M | -679.79M | -803.55M | -1.4B | -1.71B | -2.49B | -2.41B |
| Sale/Maturity of Investments | 100.94M | 102.38M | 124.92M | 215.92M | 333.75M | 178.5M | 489.45M | 778.15M | 0 | -263.24M |
| Other Investing | 0 | 0 | 0 | 5.08M | 0 | -76.62M | 59.92M | -312K | 1.63B | 1.87B |
| Cash from Financing | -3.97M | -4.1M | 77.75M | 76.14M | -11.14M | 185.99M | -28.52M | -29.66M | -71.38M | -125.91M |
| Dividends Paid | -5.04M | -5.91M | -6.93M | -8.07M | -10.02M | -11.93M | -12.95M | -13.94M | -15.78M | -17.6M |
| Share Repurchases | 0 | 0 | -617K | -1.8M | -2.1M | -3.29M | -4.28M | -17.05M | -90M | -142.53M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 681K | 202K |
| Debt Issuance (Net) | -9K | 0 | 1000K | 1000K | 0 | 1000K | -1000K | 0 | 1000K | 2M |
| Other Financing | 1.08M | 1.81M | 68M | 60.32M | 982K | 46.21M | 713K | 1.33M | -6.28M | -68.48M |
| Net Change in Cash | 31M▲ 0% | -6.66M▼ 121.5% | 25.32M▲ 480.3% | -23.32M▼ 192.1% | 43.95M▲ 288.5% | 35.23M▼ 19.8% | -29.58M▼ 184.0% | -13.48M▲ 54.4% | 50.15M▲ 472.0% | 81.24M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 50.75M | 81.75M | 75.09M | 100.41M | 77.09M | 121.04M | 156.27M | 126.69M | 113.21M | 163.36M |
| Cash at End | 81.75M | 75.09M | 100.41M | 77.09M | 121.04M | 156.27M | 126.69M | 113.21M | 163.36M | 223.26M |
| Free Cash Flow | 77.22M▲ 0% | 102.71M▲ 33.0% | 158.74M▲ 54.6% | 247.1M▲ 55.7% | 401.12M▲ 62.3% | 550.91M▲ 37.3% | 853.23M▲ 54.9% | 952.36M▲ 11.6% | 990.05M▲ 4.0% | 1.01B▲ 0% |
| FCF Growth % | 5.53% | 33.01% | 54.55% | 55.67% | 62.33% | 37.34% | 54.87% | 11.62% | 3.96% | 5.25% |
| FCF Margin % | 41.34% | 46.24% | 50.25% | 53.73% | 61.38% | 65.68% | 69.68% | 59.99% | 52.83% | 52.87% |
| FCF per Share | 3.59 | 4.74 | 7.17 | 10.81 | 17.39 | 23.82 | 36.61 | 40.82 | 42.57 | 42.57 |
KNSL Key Ratios
Kinsale Capital Group, Inc. (KNSL) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 79.38% | 81.78% | 75.92% | 78.17% | 71.11% | 76.69% | 68.64% | 67.58% | 66.15% | 48.43% |
| Medical Cost Ratio | 66.86% | 69.55% | 65.09% | 69.06% | 60.84% | 65.77% | 58.31% | 57.14% | 47.53% | 38.74% |
| Return on Equity (ROE) | 11.11% | 13.46% | 18.9% | 18.01% | 23.94% | 22.03% | 33.63% | 32.28% | 29.25% | 28.05% |
| Return on Assets (ROA) | 3.88% | 4.69% | 6.79% | 6.7% | 8.55% | 6.67% | 9.45% | 9.58% | 9.54% | 9.06% |
| Equity / Assets | 35.67% | 34.15% | 37.22% | 37.25% | 34.52% | 27.14% | 28.81% | 30.36% | 34.59% | 31.65% |
| Book Value / Share | 11.08 | 12.17 | 18.34 | 25.22 | 30.32 | 32.24 | 46.63 | 63.58 | 84.25 | 84.25 |
| Debt / Equity | - | - | 0.04x | 0.07x | 0.12x | 0.26x | 0.17x | 0.12x | 0.11x | 0.11x |
| Revenue Growth | 31.89% | 18.92% | 42.22% | 45.59% | 42.09% | 28.36% | 45.98% | 29.65% | 18.04% | 17.04% |
KNSL SEC Filings & Documents
Kinsale Capital Group, Inc. (KNSL) SEC filings — annual & quarterly reports (10-K, 10-Q)
KNSL Frequently Asked Questions
Kinsale Capital Group, Inc. (KNSL) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Kinsale Capital Group, Inc. (KNSL) grew revenue by 18.0% over the past year. This is strong growth.
Yes, Kinsale Capital Group, Inc. (KNSL) is profitable, generating $526.9M in net income for fiscal year 2025 (26.9% net margin).
Dividend & Returns
Yes, Kinsale Capital Group, Inc. (KNSL) pays a dividend with a yield of 0.22%. This makes it attractive for income-focused investors.
Kinsale Capital Group, Inc. (KNSL) has a return on equity (ROE) of 29.3%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Kinsale Capital Group, Inc. (KNSL) has a combined ratio of 66.2%. A ratio below 100% indicates underwriting profitability.
Explore More KNSL
Kinsale Capital Group, Inc. (KNSL) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates