Trailing Dividend / Share
$0.56
Provident Financial Holdings, Inc. (PROV) Dividend History
Income profile from 2002 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.3%
Payout Ratio
60.2%
Watch
Dividend Streak
0 years
PROV Dividend Income Check
Safety
60.2% payout ratio with watch safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 3.7% and trend is flat.
PROV Dividend Scorecard
Yield & Income
Dividend Yield3.3%
Trailing DPS$0.56
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout60.2%
Earnings SafetyWatch
FCF Payout38.7%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR0.0%
Yield on Cost (5Y)3.7%
YOC Trendflat
Total Returns
Buyback Yield4.1%
Total Shareholder Yield7.3%
1Y Total Return14.5%
5Y Total Return18.2%
Div Contribution (5Y)16.6%
Estimated $10K growth (return + dividends):
5Y ago$11,81610Y ago$12,58020Y ago$9,121
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
PROV Income Growth Story
Dividend per share and yield on cost over time (25 years of payments)
PROV Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Provident Financial Holdings, Inc. distributes 60.2% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 38.7%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
PROV does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, PROV returns capital through share repurchases. The combined picture: 3.3% dividend yield, 4.1% buyback yield, 7.3% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.7% and is currently flat. The 5-year total return is 18.2%, with dividends contributing 16.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $12,580 today.
PROV Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.80
Avg/Payment$0.1400
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 14, 2026Latest | $0.1400 | — | 3.29% | Jun 4, 2026 |
| Feb 12, 2026 | $0.1400 | — | 3.44% | Mar 5, 2026 |
| Nov 13, 2025 | $0.1400 | — | 3.59% | Dec 4, 2025 |
| Aug 14, 2025 | $0.1400 | — | 3.60% | Sep 4, 2025 |
| May 15, 2025 | $0.1400 | — | 3.60% | Jun 5, 2025 |
| Feb 13, 2025 | $0.1400 | — | 3.55% | Mar 6, 2025 |
| Nov 14, 2024 | $0.1400 | — | 3.53% | Dec 5, 2024 |
| Aug 15, 2024 | $0.1400 | — | 4.23% | Sep 5, 2024 |
PROV Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
3.3%
#5 of 9
Safety
Watch
60.2% payout
Streak
0Y
0.0% 5Y CAGR
Total Shareholder
7.3%
#1 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
 PROVProvident Financial … | $109M | 3.3% | 60.2% | 0 | Watch |
 WAFDWaFd, Inc. | $2.9B | 2.8% | 37.4% | 16 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.6B | 2.8% | 33.4% | 15 | Sustainable |
1st  NWBINorthwest Bancshares… | $2.2B | 5.1% | 87.2% | 0 | At Risk |
2nd  KRNYKearny Financial Cor… | $553M | 5.0% | 1.1% | 0 | Sustainable |
 BSVNBank7 Corp. | $446M | 2.1% | 21.7% | 7 | Sustainable |
3rd  CFFNCapitol Federal Fina… | $1.1B | 4.1% | 65.1% | 0 | Watch |
 TRSTTrustCo Bank Corp NY | $979M | 2.7% | 45.2% | 1 | Sustainable |
 HFWAHeritage Financial C… | $987M | 3.3% | 48.3% | 5 | Sustainable |
PROV Annual Dividend History (1996–2026)
31 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.28 | — | 2 | — | — | — | 1.8% |
| 2025 | $0.56 | 0.0% | 4 | $0.93 | 60.2% | 1.66x | 3.7% |
| 2024 | $0.56 | 0.0% | 4 | $1.06 | 52.8% | 1.89x | 3.7% |
| 2023 | $0.56 | 0.0% | 4 | $1.19 | 47.1% | 2.13x | 3.7% |
| 2022 | $0.56 | 0.0% | 4 | $1.22 | 45.9% | 2.18x | 3.7% |
| 2021 | $0.56 | 0.0% | 4 | $1.00 | 56.0% | 1.79x | 3.7% |
| 2020 | $0.56 | 0.0% | 4 | $1.01 | 55.4% | 1.80x | 3.7% |
| 2019 | $0.56 | 0.0% | 4 | $0.58 | 96.6% | 1.04x | 3.7% |
| 2018 | $0.56 | 3.7% | 4 | $0.28 | 200.0% | 0.50x | 3.7% |
| 2017 | $0.54 | 8.0% | 4 | $0.64 | 84.4% | 1.19x | 3.5% |
What if you invested $1,000 in PROV back in 2002?
Total return with dividends reinvested · 24+ years of data
Calculate ReturnsHow much would $100/month in PROV be worth today?
Dollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersIs PROV Undervalued Right Now?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
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Compare NowPROV — Frequently Asked Questions
Quick answers to the most common questions about buying PROV stock.
How much dividend does PROV pay per share?
Provident Financial Holdings, Inc. (PROV) pays a trailing 12-month dividend of $0.56 per share, with a current dividend yield of +3.3%. Payments are made Semi-Annual.
When is PROV's next ex-dividend date?
PROV's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. PROV typically pays dividends Semi-Annual.
Is PROV's dividend safe?
PROV's dividend safety is rated "Watch" based on an earnings payout ratio of +60.2% and FCF payout ratio of +38.7%. The dividend history does not yet show a prolonged growth streak.
How many years has PROV increased its dividend?
PROV has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +0.0%.
How often does PROV pay dividends?
Provident Financial Holdings, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.56 per share. Dividend data on this page covers 24+ years from 2002 to 2026.
How much would $10,000 invested in PROV grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in PROV five years ago would be worth approximately $11,816 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is PROV's yield on cost for long-term holders?
PROV's yield on cost — the current dividend divided by the original purchase price — is +3.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.3% market yield, thanks to the lower original cost basis.