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PSECProspect Capital Corporation
$2.31$1.2B
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Prospect Capital Corporation (PSEC) Financials

21Y historyFree accessUpdated daily

Revenue remains highly erratic, swinging from a positive $121.5 million in 2026Q1 to a negative $149.6 million in 2025Q4, reflecting significant mark-to-market volatility in the investment portfolio.

PSEC Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMJun'25Jun'24Jun'23Jun'22Jun'21Jun'20Jun'19Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11Jun'10Jun'09Jun'08Jun'07Jun'06Jun'05
Sales/Revenue99.36M---------------------
Revenue Growth %----------------------
Cost of Goods Sold0---------------------
COGS % of Revenue----------------------
Gross Profit-23.14M-406.94M320.91M-60.9M622.47M1.02B18.98M186.6M333.65M312.4M157.82M403.82M363.74M244.9M204.09M129.84M31.55M34.7M42.98M21.15M16.7M12.63M
Gross Margin %-23.29%147%68.66%-69.76%84.13%88.62%11.34%54.27%68.27%68.59%51.8%72.98%76.45%76.24%84.12%69.83%50.81%56.51%68.03%91.74%96.3%100%
Gross Profit Growth %--226.81%626.95%-109.78%-38.8%5258.98%-89.83%-44.07%6.8%97.95%-60.92%11.02%48.53%19.99%57.18%311.58%-9.08%-19.27%103.23%26.66%32.25%-
Operating Expenses-17.01M62.99M58.08M40.74M39.88M53.27M35.2M42.12M33.79M59.49M54.46M57.48M44.72M24.04M13.19M11.61M7.41M8.45M-9.75M-1.98M8.14M10.21M
OpEx % of Revenue--22.75%12.43%46.67%5.39%4.64%21.04%12.25%6.91%13.06%17.87%10.39%9.4%7.48%5.43%6.24%11.93%13.76%-15.43%-8.6%46.94%80.9%
Selling, General & Admin24.86M45.79M44.03M40.56M29.73M29.76M32.5M33.63M26.2M31.82M31.53M29.89M30.87M17.54M13.19M11.61M7.41M7.92M7.77M4.42M3.8M3.85M
SG&A % of Revenue--16.54%9.42%46.46%4.02%2.59%19.42%9.78%5.36%6.99%10.35%5.4%6.49%5.46%5.43%6.24%11.93%12.9%12.3%19.18%21.92%30.49%
Research & Development0---------------------
R&D % of Revenue----------------------
Other Operating Expenses0---------------------
Operating Income-6.13M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M94.22M19.74M53.21M33.91M23.13M8.56M2.41M
Operating Margin %-6.17%169.75%56.24%-116.42%78.74%83.98%-9.69%42.02%61.36%55.52%33.92%62.59%67.05%68.75%78.68%50.67%31.79%86.65%53.67%100.34%49.36%19.1%
Operating Income Growth %--278.79%358.59%-117.45%-39.55%6040.63%-111.23%-51.82%18.57%144.68%-70.16%8.56%44.45%15.69%102.61%377.36%-62.9%56.91%46.6%170.29%254.96%-
EBITDA-6.21M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M135.84M-19.45M35.31M34.64M24.39M7.65M2.41M
EBITDA Margin %-6.26%169.75%56.24%-116.42%78.74%83.98%-9.69%42.02%61.36%55.52%33.92%62.59%67.05%68.75%78.68%73.05%-31.32%57.51%54.82%105.83%44.11%19.1%
EBITDA Growth %97.46%-278.79%358.59%-117.45%-39.55%6040.63%-111.23%-51.82%18.57%144.68%-70.16%8.56%44.45%15.69%40.54%798.57%-155.07%1.95%41.98%218.97%217.21%-
D&A (Non-Cash Add-back)00000000000000041.62M-39.18M-17.9M727K1.26M-910K0
EBIT-6.21M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M118.24M19.74M53.21M33.91M23.13M8.56M2.41M
Net Interest Income488.68M541M623.87M612.58M467.27M423.64M406.01M466.88M451.97M525.63M584.76M599.45M501.69M359.11M181M-17.6M78.14M56.77M52.72M28.18M12.63M4.66M
Interest Income608.1M671.11M770.31M760.78M584.68M554.26M554.38M624.12M607.01M668.72M731.62M748.97M613.74M435.45M219.54M086.52M62.93M59.03M30.08M13.27M4.66M
Interest Expense119.43M130.11M146.45M148.2M117.42M130.62M148.37M157.23M155.04M143.09M146.86M149.53M112.06M76.34M38.53M17.6M8.38M6.16M6.32M1.9M642K0
Other Income/Expense0---------------------
Pretax Income-37.75M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M118.24M19.63M35.1M27.59M16.73M12.9M8.75M
Pretax Margin %-38%169.75%56.24%-116.42%78.74%83.98%-9.69%42.02%61.36%55.52%33.92%62.59%67.05%68.75%78.68%63.59%31.61%57.17%43.67%72.57%74.38%69.31%
Income Tax000000000000000000-11.2M000
Effective Tax Rate %0%0%0%0%0%0%0%0%0%0%0%0%0%0%0%0%0%0%-40.61%0%0%0%
Net Income-37.75M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M118.24M18.89M35.1M27.59M16.73M12.9M8.75M
Net Margin %-38%169.75%56.24%-116.42%78.74%83.98%-9.69%42.02%61.36%55.52%33.92%62.59%67.05%68.75%78.68%63.59%30.42%57.17%43.67%72.57%74.38%69.31%
Net Income Growth %84.56%-278.79%358.59%-117.45%-39.55%6040.63%-111.23%-51.82%18.57%144.68%-70.16%8.56%44.45%15.69%61.46%526.06%-46.2%27.23%64.94%29.71%47.37%-
Net Income (Continuing)-37.75M-469.92M262.83M-101.64M582.58M963.81M-16.22M144.49M299.86M252.91M103.36M346.34M319.02M220.86M190.9M118.24M18.89M35.1M27.59M16.73M12.9M8.75M
Discontinued Operations0000000000000000000000
Minority Interest0000000000000000000000
EPS (Diluted)-0.08-1.350.36-0.431.342.50-0.040.390.830.700.290.981.061.071.671.380.331.111.171.061.831.24
EPS Growth %68.38%-475%183.72%-132.09%-46.4%5768.93%-111.31%-53.01%18.57%141.38%-70.41%-7.55%-0.93%-35.93%21.01%318.18%-70.27%-5.13%10.38%-42.08%47.58%-
EPS (Basic)--1.350.50-0.431.432.51-0.040.390.830.700.290.981.061.071.671.380.331.111.171.061.831.24
Diluted Shares Outstanding472.26M440.31M417.89M398.51M433.79M385.97M368.09M365.98M361.46M358.84M356.13M353.65M300.28M207.07M114.39M85.98M59.43M31.56M23.63M15.72M7.06M7.06M
Basic Shares Outstanding483.41M440.31M424.85M398.51M390.57M382.71M368.09M365.98M361.46M358.84M356.13M353.65M300.28M207.07M114.39M85.98M59.43M31.56M23.63M15.72M7.06M7.06M
Dividend Payout Ratio--137.08%-46.4%20.29%-169.63%85.34%131.92%325.69%119.78%118.2%109.71%66.82%77.17%438.99%123.23%90.3%129.33%59.42%30.24%

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Portfolio Valuation Volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Revenue Volatility Masks Underlying Trends

As evidenced by the quarterly income statement data, PSEC's revenue trajectory remains highly erratic, with figures swinging from a positive $121.5M in 2026Q1 to a negative $149.6M in 2025Q4, reflecting significant mark-to-market adjustments on the firm's complex investment portfolio rather than consistent operational growth.

The extreme fluctuations in top-line revenue suggest that PSEC's performance is heavily tethered to the valuation of its Level 3 assets, particularly CLO equity and real estate holdings. Investors should monitor whether these swings represent temporary accounting noise or a fundamental erosion of the underlying asset base's ability to generate recurring interest and rental income.

Structural Margin Distortion Requires Scrutiny

Based on reported financial statements, PSEC exhibits anomalous gross margin figures, including a 120.3% margin in 2025Q4, which highlights the inherent difficulty in applying traditional manufacturing-style margin analysis to a BDC whose income is dominated by non-cash unrealized gains and losses on investment holdings.

The reported margins appear to be mathematical artifacts of BDC accounting rather than indicators of operational efficiency or pricing power. A deeper analysis suggests that these figures may obscure the true cost of capital and the sustainability of the firm's net investment income, warranting caution when comparing these metrics against more traditional lending peers.

Non-Cash Items Cloud Earnings Quality

According to recent SEC filings, PSEC's net income is frequently decoupled from cash-generating activities, as evidenced by the $195.9M net loss reported in 2025Q4, which was driven primarily by unrealized depreciation rather than a failure of the core lending business to collect contractual interest payments.

The reliance on mark-to-market adjustments creates a disconnect between reported EPS and the actual cash available for dividend distributions. This structure suggests that investors should prioritize Net Investment Income (NII) over GAAP net income to better gauge the firm's ability to sustain its payout policy without eroding its net asset value.

Capital Structure Risks Demand Attention

Data from the income statement indicates that PSEC's reliance on complex financing, including preferred stock and unsecured notes, creates a rigid cost structure that may struggle to adapt if portfolio yields compress, as seen in the negative operating margins reported during several recent quarterly periods.

Short-sellers may focus on the potential for a 'scissors effect' where the cost of fixed-income obligations remains elevated while the yield on the underlying portfolio faces downward pressure from refinancing activity. This dynamic suggests that the firm's dividend coverage may be more fragile than headline yield figures imply, necessitating a closer look at the sustainability of its current leverage profile.

PSEC — Frequently Asked Questions

Quick answers to the most common questions about buying PSEC stock.

Is Prospect Capital Corporation (PSEC) profitable?

Prospect Capital Corporation (PSEC) reported a net loss of $469.9M for the fiscal year ending 2025.

What is Prospect Capital Corporation's operating profit margin?

Prospect Capital Corporation (PSEC) reported an operating income of $-469.9M, resulting in an operating profit margin of 169.8%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Prospect Capital Corporation's gross profit and gross margin?

Prospect Capital Corporation (PSEC) generated $-406.9M in gross profit for the year, representing a gross profit margin of 147.0%. This demonstrates the company's core pricing power and production efficiency.