Paysafe Limited (PSFE) Financial Ratios
8 years of historical data (2018–2025) · Technology · Information Technology Services
EV/EBITDA
↓
4.19
↓-36% vs avg
5yr avg: 6.60
30Y Low4.5·High48.1
P/FCF
↓
1.57
↓-82% vs avg
5yr avg: 8.72
30Y Low0.9·High33.9
P/B Ratio
↓
0.60
↓-38% vs avg
5yr avg: 0.97
30Y Low0.7·High5.7
ROE
↓
-23.8%
↓+10% vs avg
5yr avg: -26.6%
30Y Low-104%·High3%
Debt/EBITDA
↑
6.70
+8% vs avg
5yr avg: 6.19
30Y Low5.9·High11.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
PSFE Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Paysafe Limited currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 1.6x P/FCF, 82% below the 5-year average of 8.7x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $350M | $470M | $1.1B | $786M | $841M | $2.8B | $10.9B | — | — |
| Enterprise Value | $1.7B | $1.8B | $3.2B | $3.1B | $3.3B | $5.3B | $13.8B | — | — |
| P/E Ratio → | -2.16 | — | 47.50 | — | — | — | — | — | — |
| P/S Ratio | 0.21 | 0.28 | 0.62 | 0.49 | 0.56 | 1.90 | 7.66 | — | — |
| P/B Ratio | 0.60 | 0.72 | 1.20 | 0.89 | 0.98 | 1.05 | 5.65 | — | — |
| P/FCF | 1.57 | 2.10 | 7.94 | 7.77 | 0.92 | 24.88 | 33.92 | — | — |
| P/OCF | 1.48 | 1.99 | 4.17 | 3.36 | 0.92 | 10.82 | 26.71 | — | — |
P/E links to full P/E history page with 30-year chart
PSFE EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Paysafe Limited's enterprise value stands at 4.2x EBITDA, 36% below its 5-year average of 6.6x. The Technology sector median is 16.7x, placing the stock at a 75% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.05 | 1.91 | 1.94 | 2.18 | 3.57 | 9.71 | — | — |
| EV / EBITDA | 4.19 | 4.50 | 7.96 | 7.36 | — | — | 48.10 | — | — |
| EV / EBIT | 13.58 | 14.56 | 23.61 | 19.03 | 125.62 | 65.77 | 87.86 | — | — |
| EV / FCF | — | 7.97 | 24.37 | 30.76 | 3.57 | 46.71 | 42.98 | — | — |
PSFE Profitability
Margins and return-on-capital ratios measuring operating efficiency
Paysafe Limited earns an operating margin of 7.2%. Operating margins have compressed from 9.9% to 7.2% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -23.8% indicates the company is currently destroying shareholder equity. ROIC of 3.6% represents below-average returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 40.3% | 40.3% | 58.0% | 58.6% | 59.0% | 59.7% | 62.5% | 64.1% | 65.7% |
| Operating Margin | 7.2% | 7.2% | 7.8% | 9.9% | -125.1% | -18.1% | 1.4% | 3.7% | 10.2% |
| Net Profit Margin | -10.7% | -10.7% | 1.3% | -1.3% | -124.5% | -7.5% | -8.9% | -7.8% | -3.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | -23.8% | -23.8% | 2.5% | -2.3% | -104.4% | -4.8% | -6.3% | -5.2% | -1.8% |
| ROA | -3.8% | -3.8% | 0.4% | -0.4% | -28.2% | -1.5% | -1.7% | -1.5% | -0.5% |
| ROIC | 3.6% | 3.6% | 3.2% | 3.7% | -33.1% | -4.0% | 0.3% | 0.7% | 1.6% |
| ROCE | 3.6% | 3.6% | 3.9% | 4.4% | -40.4% | -4.8% | 0.3% | 0.9% | 2.0% |
PSFE Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Paysafe Limited carries a Debt/EBITDA ratio of 6.7x, which is highly leveraged (128% above the sector average of 2.9x). Net debt stands at $1.3B ($2.7B total debt minus $1.3B cash). Interest coverage of just 0.9x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 4.06 | 4.06 | 2.74 | 2.86 | 3.12 | 1.03 | 1.71 | 1.70 | 1.60 |
| Debt / EBITDA | 6.70 | 6.70 | 5.90 | 5.98 | — | — | 11.48 | 10.61 | 9.93 |
| Net Debt / Equity | — | 2.00 | 2.49 | 2.63 | 2.82 | 0.92 | 1.51 | 1.59 | 1.55 |
| Net Debt / EBITDA | 3.31 | 3.31 | 5.37 | 5.50 | — | — | 10.14 | 9.90 | 9.58 |
| Debt / FCF | — | 5.87 | 16.43 | 22.99 | 2.65 | 21.82 | 9.06 | 25.47 | — |
| Interest Coverage | 0.90 | 0.90 | 0.98 | 1.08 | 0.21 | 0.49 | 0.95 | 0.27 | 0.79 |
PSFE Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.24x means Paysafe Limited can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has improved from 1.11x to 1.24x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.24 | 1.24 | 1.16 | 1.11 | 1.09 | 1.41 | 1.21 | 1.18 | 1.10 |
| Quick Ratio | 1.24 | 1.24 | 1.16 | 1.11 | 0.27 | 1.41 | 1.21 | 1.18 | 1.10 |
| Cash Ratio | 0.95 | 0.95 | 0.15 | 0.12 | 0.11 | 0.19 | 0.21 | 0.15 | 0.08 |
| Asset Turnover | — | 0.35 | 0.35 | 0.31 | 0.25 | 0.20 | 0.19 | 0.19 | 0.15 |
| Inventory Turnover | — | — | — | — | 0.33 | — | — | — | — |
| Days Sales Outstanding | — | 62.34 | 63.54 | 75.98 | 74.92 | 75.35 | 95.55 | 30.98 | 44.21 |
PSFE Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Paysafe Limited returns 28.9% to shareholders annually primarily through share buybacks.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 2.1% | — | — | — | — | — | — |
| FCF Yield | 63.8% | 47.6% | 12.6% | 12.9% | 108.6% | 4.0% | 2.9% | — | — |
| Buyback Yield | 28.9% | 21.6% | 4.8% | 1.1% | 0.8% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 28.9% | 21.6% | 4.8% | 1.1% | 0.8% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $58M | $62M | $61M | $61M | $60M | $60M | $60M | $60M |
Peer Comparison
Compare PSFE with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 PSFEYou | $350M | -2.2 | 4.2 | 1.6 | 40.3% | 7.2% | -23.8% | 3.6% | 6.7 |
 EVTC | $2B | 11.7 | 7.8 | 11.7 | 49.7% | 20.0% | 23.0% | 10.2% | 3.7 |
 PRTH | $590M | 10.5 | 7.6 | 7.9 | 21.4% | 14.8% | — | 13.4% | 5.1 |
 WEX | $4B | 15.1 | 8.3 | 14.1 | 54.9% | 25.4% | 22.3% | 9.6% | 4.8 |
 FOUR | $3B | 36.5 | 8.1 | 5.5 | 34.2% | 8.4% | 8.0% | 6.3% | 5.9 |
 FLYW | $2B | 144.1 | 41.8 | 19.1 | 61.4% | 1.8% | 1.6% | 2.1% | — |
 PAGS | $3B | 6.5 | 6.2 | 8.5 | 50.6% | 37.5% | 14.2% | 9.8% | 4.9 |
 V | $628B | 32.1 | 25.1 | 29.1 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
 MA | $434B | 29.6 | 21.5 | 25.6 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
 FIS | $20B | 50.9 | 6.4 | 7.0 | 36.9% | 16.5% | 2.6% | 6.0% | 1.1 |
 FISV | $26B | 7.5 | 6.1 | 5.9 | 59.4% | 26.9% | 13.0% | 8.1% | 3.3 |
| Technology Median | — | 29.0 | 16.7 | 19.2 | 48.8% | 0.2% | 1.6% | 2.7% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 8 years · Updated daily
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PSFE — Frequently Asked Questions
Quick answers to the most common questions about buying PSFE stock.
What is Paysafe Limited's P/E ratio?
Paysafe Limited's current P/E ratio is -2.2x. The historical average is 47.5x.
What is Paysafe Limited's EV/EBITDA?
Paysafe Limited's current EV/EBITDA is 4.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 17.0x.
What is Paysafe Limited's ROE?
Paysafe Limited's return on equity (ROE) is -23.8%. The historical average is -18.3%.
Is PSFE stock overvalued?
Based on historical data, Paysafe Limited is trading at a P/E of -2.2x. Compare with industry peers and growth rates for a complete picture.
What are Paysafe Limited's profit margins?
Paysafe Limited has 40.3% gross margin and 7.2% operating margin.
How much debt does Paysafe Limited have?
Paysafe Limited's Debt/EBITDA ratio is 6.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.