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QCRH logoQCR Holdings, Inc. (QCRH) Earnings History

Annual and quarterly earnings data from 1995 to 2025

TTM Net Income
$127M
Profitable
TTM EPS
$7.59
Diluted
YoY EPS Growth
+12.1%
Strong
Net Margin
21.3%
Profitability
Operating Margin22.8%
Gross Margin57.7%
ROE12.1%
ROA1.4%
Highest Annual Net Income$127M (2025)
Highest Quarterly EPS$2.16 (Q3 2025)
Consecutive Profitable Years30 years
Q4 2025
Net Income$36M
EPS$2.13
QoQ Growth-2.9%Slow

Loading earnings history...

QCRH EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+12.1%
Strong
3-Year
+8.6%
Solid
5-Year
+14.6%
Strong
10-Year
+16.7%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

QCRH Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202557.7%22.8%21.3%
202454.5%20.9%19.4%
202361.0%23.7%21.2%
202280.9%31.1%27.1%
202191.4%41.3%33.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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QCR Holdings, Inc. (QCRH) Earnings Overview

As of May 7, 2026, QCR Holdings, Inc. (QCRH) reported trailing twelve-month net income of $127M, reflecting +12.1% year-over-year growth. The company earned $7.59 per diluted share over the past four quarters, with a net profit margin of 21.3%.

Looking at the long-term picture, QCRH's 5-year EPS compound annual growth rate (CAGR) stands at +14.6%, showing solid earnings momentum. The company achieved its highest annual net income of $127M in fiscal 2025, representing a new all-time high.

QCR Holdings, Inc. maintains industry-leading profitability with a gross margin of 57.7%, operating margin of 22.8%, and net margin of 21.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including MBWM ($89M net income, 23.9% margin), FBIZ ($51M net income, 18.0% margin), GABC ($113M net income, 23.1% margin), QCRH has room to improve margins relative to the peer group. Compare QCRH vs MBWM →

QCRH Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
QCRH logoQCRHCurrent
$127M$7.5921.3%12.1%+12.1%—
MBWM logoMBWM
$89M$5.4623.9%13.6%+10.8%
FBIZ logoFBIZ
$51M$6.2718.0%14.4%+16.5%
GABC logoGABC
$113M$3.0023.1%12.0%+8.1%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
BANF logoBANF
$238M$7.0223.8%14.2%+1.6%
Best in group
Lowest in group

QCRH Historical Earnings Data (1995–2025)

30 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$127M+11.7%$136M$7.5221.3%22.8%
2024$114M+0.3%$123M$6.7119.4%20.9%
2023$114M+14.6%$127M$6.7321.2%23.7%
2022$99M+0.2%$114M$5.8727.1%31.1%
2021$99M+63.3%$121M$6.2033.7%41.3%
2020$61M+5.5%$73M$3.8019.8%23.9%
2019$57M+33.1%$72M$3.6020.6%25.9%
2018$43M+20.8%$52M$2.8619.6%23.7%
2017$36M+29.0%$41M$2.6122.0%25.1%
2016$28M+63.6%$37M$2.1720.6%27.2%

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QCRH — Frequently Asked Questions

Quick answers to the most common questions about buying QCRH stock.

Is QCRH growing earnings?

QCRH EPS stands at $7.59, with +12.1% growth matching the 5-year CAGR of +14.6%. TTM net income is $127M. Earnings trajectory remains consistent.

What are QCRH's profit margins?

QCR Holdings, Inc. net margin is +21.3%, with operating margin at +22.8%. Above-average margins indicate pricing power.

How consistent are QCRH's earnings?

QCRH earnings data spans 1995-2025. The current earnings trend is +12.1% YoY. Historical data enables comparison across business cycles.

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QCRH Earnings Over Time (2014–2025)

Net income and EPS trends