Republic Bancorp, Inc. (RBCAA) Earnings History
Annual and quarterly earnings data from 1996 to 2025
Loading earnings history...
RBCAA EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
RBCAA Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 74.0% | 31.8% | 25.2% |
| 2024 | 64.9% | 25.6% | 20.3% |
| 2023 | 72.7% | 26.9% | 21.4% |
| 2022 | 90.6% | 37.0% | 28.8% |
| 2021 | 93.4% | 35.9% | 28.3% |
Download Data
Export RBCAA earnings history in CSV or JSON format
Free sign-in required to download data
Republic Bancorp, Inc. (RBCAA) Earnings Overview
As of May 8, 2026, Republic Bancorp, Inc. (RBCAA) reported trailing twelve-month net income of $131M, reflecting +28.0% year-over-year growth. The company earned $6.63 per diluted share over the past four quarters, with a net profit margin of 25.2%.
Looking at the long-term picture, RBCAA's 5-year EPS compound annual growth rate (CAGR) stands at +10.7%, showing solid earnings momentum. The company achieved its highest annual net income of $131M in fiscal 2025, representing a new all-time high.
Republic Bancorp, Inc. maintains industry-leading profitability with a gross margin of 74.0%, operating margin of 31.8%, and net margin of 25.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($243M net income, 30.2% margin), IBCP ($69M net income, 21.7% margin), SFNC (-$398M net income, -63.4% margin), RBCAA has room to improve margins relative to the peer group. Compare RBCAA vs FFIN →
RBCAA Earnings vs Peers
Earnings metrics vs comparable public companies
RBCAA Historical Earnings Data (1996–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $131M | +29.5% | $166M | $6.63 | 25.2% | 31.8% |
| 2024 | $101M | +12.2% | $128M | $5.18 | 20.3% | 25.6% |
| 2023 | $90M | -0.8% | $113M | $4.55 | 21.4% | 26.9% |
| 2022 | $91M | +4.0% | $117M | $4.57 | 28.8% | 37.0% |
| 2021 | $88M | +5.2% | $111M | $4.26 | 28.3% | 35.9% |
| 2020 | $83M | -9.2% | $103M | $3.99 | 24.8% | 30.6% |
| 2019 | $92M | +17.8% | $113M | $4.39 | 26.7% | 33.0% |
| 2018 | $78M | +70.6% | $94M | $3.74 | 24.7% | 29.9% |
| 2017 | $46M | -0.6% | $78M | $2.17 | 16.7% | 28.7% |
| 2016 | $46M | +30.5% | $69M | $2.19 | 20.2% | 30.3% |
See RBCAA's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs RBCAA Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare RBCAA vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonRBCAA — Frequently Asked Questions
Quick answers to the most common questions about buying RBCAA stock.
Is RBCAA growing earnings?
RBCAA EPS is $6.63, with earnings growth accelerating to +28.0%. This exceeds the 5-year CAGR of +10.7%. TTM net income reached $131M.
What are RBCAA's profit margins?
Republic Bancorp, Inc. net margin is +25.2%, with operating margin at +31.8%. Above-average margins indicate pricing power.
How consistent are RBCAA's earnings?
RBCAA earnings data spans 1996-2025. The accelerating earnings trend is +28.0% YoY. Historical data enables comparison across business cycles.