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Republic Bancorp, Inc. (RBCAA) Total Return Calculator with Dividends Reinvested

Republic Bancorp, Inc.

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The total return for Republic Bancorp, Inc. (RBCAA) stock is +11.61% over the past 12 months. So far it's up 13.90% this year. The 5-year total return is +87.72%, meaning $10,000 invested in RBCAA stock 5 years ago would be worth $18,772 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in RBCAA 1 year ago, it would be worth $11,145 today — you'd have gained $1,145 with dividends reinvested.

With Dividends Reinvested$11,145+11.45%

Price Only (No DRIP)$10,858+8.58%

Dividend Boost+$2884 payments · +2.88% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in RBCAA

1Y$11,161+$1,161 (+11.6%)11.6% CAGR

3Y$20,929+$10,929 (+109.3%)27.9% CAGR

5Y$18,772+$8,772 (+87.7%)13.4% CAGR

10Y$32,768+$22,768 (+227.7%)12.6% CAGR

15Y$47,854+$37,854 (+378.5%)11.0% CAGR

20Y$51,780+$41,780 (+417.8%)8.6% CAGR

30Y$79,670+$69,670 (+696.7%)7.2% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-20	$0.45	$68.64	+0.006571
2025-09-19	$0.45	$74.79	+0.006070
2025-12-19	$0.45	$72.35	+0.006312
2026-03-20	$0.49	$66.81	+0.007549

Loading RBCAA total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+13.90%	—	+13.17%	+0.73 pp	$11,390
1Y	+11.61%	11.61%	+8.99%	+2.62 pp	$11,161
3Y	+109.29%	27.91%	+96.40%	+12.88 pp	$20,929
5Y	+87.72%	13.42%	+70.63%	+17.09 pp	$18,772
10Y	+227.68%	12.60%	+181.32%	+46.36 pp	$32,768
15Y	+378.54%	11.00%	+290.71%	+87.83 pp	$47,854
20Y	+417.80%	8.57%	+312.26%	+105.54 pp	$51,780
30Y	+696.70%	7.16%	+523.74%	+172.95 pp	$79,670

Risk & Highlights

Best Year+107.48%2001

Worst Year-34.21%1999

Max Drawdown-16.47%2025-09-04 → 2025-11-17

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+2.18%	+1.46%	+0.7pp	+0.41%	+1.8pp
2025	+2.61%	+0.00%	+2.6pp	+16.64%	-14.0pp
2024	+30.07%	+27.11%	+3.0pp	+24.00%	+6.1pp
2023	+38.25%	+34.60%	+3.7pp	+24.81%	+13.4pp
2022	-17.09%	-19.76%	+2.7pp	-19.95%	+2.9pp

RBCAA underperformed the S&P 500 by 19.71pp over the past year (+11.61% vs +31.32%).

Loading summary...

RBCAA Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
RBCAARepublic Bancorp, Inc.	$1.3B	+7.0%	+13.9%	+11.6%	+2.6pp	+109.3%	+87.7%	+227.7%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
IBCPIndependent Bank Corporation	$696M	+0.1%	+6.8%	+12.2%	+3.5pp	+129.8%	+63.0%	+185.0%
SFNCSimmons First National Corporation	$3.1B	+9.0%	+15.9%	+17.7%	+4.5pp	+54.9%	-14.9%	+26.4%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
WSBCWesBanco, Inc.	$3.3B	-1.9%	+4.4%	+19.2%	+5.0pp	+66.3%	+7.0%	+48.6%
HOMBHome Bancshares, Inc.	$5.3B	-1.4%	-2.4%	-1.3%	+2.9pp	+42.8%	+7.6%	+58.1%
ENVAEnova International, Inc.	$4.3B	+24.4%	+6.6%	+86.5%	—	+302.2%	+388.0%	+2009.7%
WRLDWorld Acceptance Corporation	$751M	+3.9%	+5.1%	+13.4%	—	+32.4%	+11.6%	+255.0%
RMRegional Management Corp.	$329M	+2.2%	-10.1%	+27.2%	+4.2pp	+44.5%	-3.9%	+161.7%
FCFSFirstCash Holdings, Inc	$10.0B	+18.9%	+44.7%	+69.9%	+1.2pp	+122.6%	+215.6%	+401.1%

Compare:RBCAA vs FFIN RBCAA vs IBCP RBCAA vs SFNC RBCAA vs FFIN vs IBCP

About RBCAA Dividend Returns

Republic Bancorp, Inc. (RBCAA) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of RBCAA over the past year?

Republic Bancorp, Inc. (RBCAA) delivered a total return of 11.61% over the past year when dividends are reinvested. The price-only return was 8.99%, meaning dividends contributed an additional 2.62 percentage points to total returns.

Q2How much would $10,000 invested in RBCAA be worth today?

A $10,000 investment in Republic Bancorp, Inc. one year ago would be worth $11,161 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,899. Dividend reinvestment added $262 to the portfolio value.

Q3Does RBCAA pay dividends?

Yes, Republic Bancorp, Inc. (RBCAA) pays dividends. In the last year, RBCAA paid approximately $1.71 per share in dividends (2.22% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did RBCAA beat the S&P 500?

No, Republic Bancorp, Inc. (RBCAA) underperformed the S&P 500 by 19.71 percentage points over the past year. RBCAA delivered a total return of 11.61%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed RBCAA by 19.71pp during this period.

Q5What is RBCAA's worst drawdown?

Republic Bancorp, Inc. (RBCAA) experienced a maximum drawdown of -16.47% over the past year, declining from its peak on 2025-09-04 to its trough on 2025-11-17. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is RBCAA's long-term total return over 10, 20, or 30 years?

Here are Republic Bancorp, Inc. (RBCAA)'s long-term returns with dividends reinvested. Over 10 years, the total return is 227.7% (12.6% CAGR) — $10,000 would have grown to $32,768. Over 20 years: 417.8% total return (8.6% CAGR) — $10,000 → $51,780. Over 30 years: 696.7% total return (7.2% CAGR) — $10,000 → $79,670. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was RBCAA's best and worst year?

Republic Bancorp, Inc.'s best calendar year was 2001 with a total return of 107.5%. Its worst year was 1999 with a total return of -34.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 141.7 percentage points.