Republic Bancorp, Inc. (RBCAA) Price Target Analysis
Wall Street analyst price targets, ratings consensus & upside potential · Updated May 1, 2026
Current Price
$76.82
Price Target
$51.00
Target Range
$51.00 — $51.00
Analyst Rating
Buy
Forward P/E11.3x
Trailing P/E11.6x
Forward PEG1.06
Implied Growth+2.5%
Median Target$51.00
Analyst Spread0.0%
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Bear Case
$51
-33.6%
Consensus
$51
-33.6%
Bull Case
$51
-33.6%
Valuation Model TargetsConfidence: 51/100
Bear$61
Base$86
Bull$149
RBCAA Price Target Analysis
Updated May 8, 2026As of May 8, 2026, Republic Bancorp, Inc. (RBCAA) has a Wall Street consensus price target of $51.00, based on estimates from 2 covering analysts. With the stock currently trading at $76.82, this represents a potential downside of -33.6%. The company has a market capitalization of $1.34B.
Analyst price targets range from a low of $51.00 to a high of $51.00, representing a 0% spread in expectations. The median target of $51.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, RBCAA trades at a trailing P/E of 11.6x and forward P/E of 11.3x. The forward PEG ratio of 1.06 indicates reasonable valuation for growth. Analysts expect EPS to grow +2.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $86.05, with bear and bull scenarios of $61.32 and $149.41 respectively. Model confidence stands at 51/100, reflecting moderate uncertainty in projections.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside+13.7%
Avg Forward P/E12.6x
Peers with Coverage8 / 10
| Company | Market Cap | Price | Target | Upside | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FFINFirst Financial Bankshares, Inc. | $4.6B | $32.39 | $39.25 | +21.2% | Hold | 15.9x | 15 |
 IBCPIndependent Bank Corporation | $699M | $33.95 | $38.00 | +11.9% | Hold | 9.6x | 7 |
 SFNCSimmons First National Corporation | $3.1B | $21.36 | $22.67 | +6.1% | Buy | 10.3x | 9 |
 NBTBNBT Bancorp Inc. | $2.4B | $45.07 | $46.00 | +2.1% | Hold | 10.8x | 10 |
 WSBCWesBanco, Inc. | $3.3B | $34.20 | $41.50 | +21.3% | Buy | 9.5x | 16 |
 HOMBHome Bancshares, Inc. | $5.3B | $26.86 | $32.00 | +19.1% | Hold | 10.8x | 19 |
 ENVAEnova International, Inc. | $4.3B | $172.50 | $199.50 | +15.7% | Buy | 10.5x | 10 |
 WRLDWorld Acceptance Corporation | $753M | $149.53 | — | — | Hold | 21.1x | 10 |
 RMRegional Management Corp. | $329M | $34.97 | — | — | Hold | 6.3x | 15 |
 FCFSFirstCash Holdings, Inc | $9.9B | $224.89 | $252.00 | +12.1% | Hold | 20.9x | 19 |
Upside Potential Comparison
WSBCFFINHOMBENVAFCFSIBCPSFNCNBTBSee RBCAA's True Return
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Start ComparisonRBCAA — Frequently Asked Questions
Quick answers to the most common questions about buying RBCAA stock.
What is the RBCAA stock price target for 2026?
RBCAA's consensus price target is $51, -33.6% below the current price of $76.82. The 2 analysts tracking RBCAA see downside risk at present valuations.
Is RBCAA a buy, sell, or hold?
RBCAA has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $51 implies -33.6% downside from current levels.
Is RBCAA stock overvalued or undervalued?
With a forward P/E of 11.2971x, RBCAA trades at a relatively low valuation. The consensus target of $51 implies -33.6% move, suggesting the market may be pricing in risks.
How high can RBCAA stock go?
The most bullish Wall Street analyst has a price target of $51 for RBCAA, while the most conservative target is $51. The consensus of $51 represents the median expectation. Our quantitative valuation model projects a bull case target of $149 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover RBCAA stock?
RBCAA is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the RBCAA stock forecast?
The 12-month RBCAA stock forecast based on 2 Wall Street analysts shows a consensus price target of $51, with estimates ranging from $51 (bear case) to $51 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $86, with bear/bull scenarios of $61/$149.
What is RBCAA's fair value based on fundamentals?
Our quantitative valuation model calculates RBCAA's fair value at $86 (base case), with a bear case of $61 and bull case of $149. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 51/100.
What is RBCAA's forward P/E ratio?
RBCAA trades at a forward P/E ratio of 11.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.6x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy RBCAA stock?
Analysts are cautious on RBCAA, with 0 Sell ratings and a price target of $51 (-33.6% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do RBCAA price targets vary so much?
RBCAA analyst price targets range from $51 to $51, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $51 consensus represents the middle ground. Our model's $61-$149 range provides an independent fundamental perspective.