RBCAA trades 42.9% above Wall Street's consensus target of $51.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes RBCAA achieves its forward estimates and maintains a stable P/E multiple of 13.1x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 28, 2026, Republic Bancorp, Inc. (RBCAA) has a Wall Street consensus price target of $51.00, based on estimates from 2 covering analysts. With the stock currently trading at $89.38, this represents a potential downside of -42.9%. The company has a market capitalization of $1.56B.
Analyst price targets range from a low of $51.00 to a high of $51.00, representing a 0% spread in expectations. The median target of $51.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, RBCAA trades at a trailing P/E of 13.5x and forward P/E of 13.1x. The forward PEG ratio of 1.23 indicates reasonable valuation for growth. Analysts expect EPS to grow +6.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $102.70, with bear and bull scenarios of $64.70 and $135.31 respectively. Model confidence stands at 43/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
FFINFirst Financial Bankshares, Inc. | $5.0B | $35.24 | $39.25 | +11.4% | Hold | 17.3x | 15 |
IBCPIndependent Bank Corporation | $747M | $36.23 | $38.00 | +4.9% | Hold | 10.2x | 7 |
SFNCSimmons First National Corporation | $3.3B | $22.93 | $23.00 | +0.3% | Buy | 11.1x | 9 |
NBTBNBT Bancorp Inc. | $2.6B | $49.59 | $56.00 | +12.9% | Hold | 11.9x | 10 |
WSBCWesBanco, Inc. | $3.7B | $38.80 | $42.00 | +8.2% | Buy | 10.8x | 16 |
HOMBHome Bancshares, Inc. | $5.9B | $29.30 | $31.50 | +7.5% | Hold | 11.9x | 19 |
ENVAEnova International, Inc. | $5.8B | $231.04 | $205.00 | -11.3% | Buy | 14.0x | 10 |
WRLDWorld Acceptance Corporation | $992M | $213.77 | — | — | Hold | 30.2x | 10 |
RMRegional Management Corp. | $386M | $41.04 | — | — | Hold | 7.3x | 16 |
FCFSFirstCash Holdings, Inc | $9.4B | $212.45 | $252.00 | +18.6% | Hold | 19.7x | 19 |
Quick answers to the most common questions about buying RBCAA stock.
RBCAA's consensus price target is $51, -42.9% below the current price of $89.38. The 2 analysts tracking RBCAA see downside risk at present valuations.
RBCAA has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $51 implies -42.9% downside from current levels.
With a forward P/E of 13.1441x, RBCAA trades at a relatively low valuation. The consensus target of $51 implies -42.9% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $51 for RBCAA, while the most conservative target is $51. The consensus of $51 represents the median expectation. Our quantitative valuation model projects a bull case target of $135 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
RBCAA is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month RBCAA stock forecast based on 2 Wall Street analysts shows a consensus price target of $51, with estimates ranging from $51 (bear case) to $51 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $103, with bear/bull scenarios of $65/$135.
Our quantitative valuation model calculates RBCAA's fair value at $103 (base case), with a bear case of $65 and bull case of $135. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 43/100.
RBCAA trades at a forward P/E ratio of 13.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on RBCAA, with 0 Sell ratings and a price target of $51 (-42.9% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
RBCAA analyst price targets range from $51 to $51, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $51 consensus represents the middle ground. Our model's $65-$135 range provides an independent fundamental perspective.
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