Last 47 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 7.87 | 11.08 | 9.19 | 7.82 | 8.79 | 8.83 | 8.44 | 8.09 | 8.76 | 7.93 | 8.54 | 7.84 | 6.41 | 6.95 | 5.64 | 4.72 | 4.02 | 4.27 | 5.50 | 4.94 | 8.48 |
| — | +25.5% | +8.9% | -3.3% | +0.4% | +11.3% | -1.2% | +3.2% | +36.8% | +14.2% | +51.4% | +66.2% | +59.4% | +62.6% | +2.6% | -4.4% | -52.6% | -38.6% | -39.5% | -25.9% | +62.5% | |
| P/S Ratio | 3.47 | 2.23 | 2.46 | 4.13 | 4.02 | 3.92 | 3.84 | 3.80 | 4.15 | 3.74 | 4.09 | 3.44 | 3.22 | 3.51 | 2.88 | 2.44 | 2.68 | 3.00 | 3.39 | 2.83 | 3.28 |
| — | -43.1% | -36.1% | +8.4% | -3.2% | +4.9% | -5.9% | +10.5% | +29.1% | +6.6% | +42.0% | +41.3% | +19.9% | +16.8% | -15.2% | -13.9% | -18.2% | -6.7% | -1.6% | +6.1% | +73.5% | |
| P/B Ratio | 0.94 | 1.07 | 0.95 | 1.04 | 1.07 | 1.11 | 1.07 | 1.04 | 1.13 | 1.07 | 1.18 | 1.02 | 0.97 | 0.97 | 0.87 | 0.78 | 0.85 | 0.88 | 0.96 | 0.90 | 1.00 |
| — | -3.8% | -10.6% | -0.3% | -5.0% | +3.5% | -9.4% | +2.1% | +16.7% | +10.0% | +35.4% | +30.5% | +13.9% | +11.1% | -9.4% | -12.9% | -15.3% | -12.2% | -10.5% | -2.3% | +45.8% | |
| P/FCF | 37.45 | 2.05 | 4.03 | 3.06 | 3.49 | — | 18.31 | — | — | — | 26.37 | 4.27 | 14.17 | 15.13 | 7.96 | 7.62 | 7.89 | 15.18 | 8.83 | 6.38 | 8.64 |
| — | — | -78.0% | — | — | — | -30.6% | — | — | — | +231.3% | -44.0% | +79.5% | -0.3% | -9.9% | +19.4% | -8.6% | +68.2% | +17.5% | +1.9% | +130.6% | |
| EV / EBITDA | 6.74 | 9.97 | 7.94 | 7.55 | 7.62 | 10.14 | 8.95 | 8.29 | 7.99 | 8.16 | 8.11 | 8.35 | 6.52 | 7.60 | 6.15 | 5.59 | 4.57 | 4.71 | 5.75 | 5.29 | 8.77 |
| — | -1.7% | -11.3% | -8.9% | -4.6% | +24.4% | +10.4% | -0.7% | +22.6% | +7.3% | +32.0% | +49.4% | +42.6% | +61.6% | +6.9% | +5.6% | -47.9% | -35.8% | -37.7% | -29.4% | +32.2% | |
| EV / EBIT | 7.13 | 9.03 | 7.26 | 7.55 | 7.10 | 10.19 | 8.61 | 8.42 | 7.67 | 7.88 | 7.74 | 7.55 | 6.27 | 6.84 | 5.60 | 5.09 | 4.24 | 4.37 | 5.30 | 4.89 | 7.80 |
| — | -11.4% | -15.7% | -10.2% | -7.3% | +29.2% | +11.3% | +11.5% | +22.3% | +15.2% | +38.1% | +48.3% | +48.0% | +56.6% | +5.7% | +4.1% | -45.7% | -34.2% | -35.4% | -27.9% | +32.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 92.3% | 66.1% | 76.9% | 95.7% | 91.9% | 91.3% | 90.5% | 94.8% | 92.9% | 95.5% | 97.2% | 94.1% | 97.5% | 102.1% | 100.1% | 106.8% | 124.6% | 129.7% | 117.9% | 103.1% | 82.9% |
| — | -27.6% | -15.0% | +0.9% | -1.1% | -4.5% | -6.9% | +0.7% | -4.7% | -6.4% | -2.9% | -11.9% | -21.7% | -21.3% | -15.1% | +3.6% | +50.3% | +43.9% | +52.9% | +34.2% | +23.1% | |
| Operating Margin | 61.2% | 26.2% | 37.2% | 66.8% | 63.9% | 55.1% | 59.3% | 59.7% | 67.0% | 58.6% | 62.2% | 55.2% | 64.3% | 63.1% | 65.8% | 64.6% | 86.2% | 90.6% | 79.9% | 72.9% | 49.6% |
| — | -52.4% | -37.2% | +11.8% | -4.6% | -6.0% | -4.6% | +8.3% | +4.2% | -7.1% | -5.5% | -14.6% | -25.4% | -30.4% | -17.6% | -11.3% | +73.8% | +55.9% | +63.0% | +50.4% | +15.5% | |
| Net Margin | 46.7% | 20.2% | 26.6% | 51.5% | 45.5% | 44.6% | 45.5% | 46.8% | 47.5% | 47.3% | 47.7% | 43.8% | 50.1% | 50.4% | 50.9% | 51.6% | 66.9% | 70.1% | 61.8% | 57.2% | 38.8% |
| — | -54.8% | -41.5% | +10.0% | -4.2% | -5.7% | -4.6% | +7.0% | -5.2% | -6.2% | -6.3% | -15.1% | -25.2% | -28.1% | -17.6% | -9.8% | +72.5% | +52.0% | +61.8% | +42.9% | +7.8% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.4% | 2.4% | 2.6% | 3.3% | 3.1% | 3.1% | 3.1% | 3.2% | 3.3% | 3.4% | 3.4% | 3.3% | 3.8% | 3.5% | 3.9% | 4.2% | 5.2% | 5.0% | 4.3% | 4.5% | 2.9% |
| — | -22.8% | -17.6% | +3.3% | -6.5% | -8.3% | -9.0% | -4.7% | -12.1% | -3.5% | -12.3% | -21.3% | -27.2% | -29.1% | -8.8% | -6.7% | +75.7% | +37.5% | +46.1% | +29.0% | -11.7% | |
| ROA | 6.9% | 1.1% | 1.3% | 1.9% | 1.6% | 1.5% | 1.7% | 1.7% | 1.8% | 1.9% | 2.0% | 1.9% | 2.1% | 2.0% | 2.2% | 2.3% | 2.8% | 2.7% | 2.3% | 2.4% | 1.6% |
| — | -28.4% | -18.8% | +9.4% | -13.4% | -19.2% | -16.4% | -8.9% | -13.9% | -5.0% | -10.3% | -17.5% | -23.3% | -25.5% | -5.7% | -5.1% | +76.5% | +38.7% | +48.1% | +29.4% | -10.5% | |
| ROIC | 8.9% | 1.9% | 2.2% | 2.6% | 2.2% | 1.8% | 2.0% | 2.1% | 2.5% | 2.2% | 2.5% | 2.3% | 2.6% | 2.4% | 2.8% | 2.9% | 3.6% | 3.6% | 3.1% | 3.3% | 2.1% |
| — | +7.1% | +8.9% | +23.4% | -9.9% | -20.0% | -17.4% | -9.1% | -6.7% | -7.7% | -11.2% | -19.4% | -26.9% | -31.8% | -11.1% | -12.4% | +70.0% | +38.7% | +48.0% | +37.7% | -2.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.24 | 0.26 | 0.24 | 0.24 | 0.25 | 0.72 | 0.52 | 0.51 | 0.42 | 0.45 | 0.39 | 0.36 | 0.40 | 0.38 | 0.37 | 0.40 | 0.42 | 0.41 | 0.38 | 0.37 | 0.37 |
| — | -64.3% | -54.4% | -53.3% | -40.6% | +60.9% | +35.2% | +41.0% | +4.5% | +16.6% | +3.6% | -10.2% | -4.7% | -5.8% | -0.5% | +9.3% | +12.8% | +12.7% | +3.0% | -0.8% | -1.0% | |
| Debt / EBITDA | 1.40 | 7.87 | 6.46 | 5.63 | 5.73 | 15.98 | 11.85 | 10.91 | 8.66 | 9.61 | 8.08 | 8.73 | 7.69 | 8.66 | 7.48 | 7.66 | 6.11 | 6.12 | 6.64 | 6.31 | 9.73 |
| — | -50.8% | -45.4% | -48.4% | -33.8% | +66.3% | +46.7% | +25.0% | +12.6% | +10.9% | +8.0% | +14.0% | +25.9% | +41.5% | +12.7% | +21.4% | -37.2% | -23.0% | -30.4% | -27.7% | +2.1% | |
| Current Ratio | 4.28 | 0.03 | — | 4.28 | 4.01 | 3.97 | 46.22 | 42.96 | 11.12 | 6.52 | 6.39 | 5.78 | 29.69 | 28.74 | 30.30 | 8.63 | 23.07 | 20.46 | 23.31 | 19.79 | 22.09 |
| — | -99.1% | — | -90.0% | -64.0% | -39.2% | +623.4% | +642.8% | -62.5% | -77.3% | -78.9% | -33.0% | +28.7% | +40.4% | +30.0% | -56.4% | +4.4% | -14.0% | +2.6% | +13.4% | +1.0% | |
| Quick Ratio | 4.28 | 0.03 | — | 4.28 | 4.01 | 3.97 | 46.22 | 42.96 | 11.12 | 6.52 | 6.39 | 5.78 | 29.69 | 28.74 | 30.30 | 8.63 | 23.07 | 20.46 | 23.31 | 19.79 | 22.09 |
| — | -99.1% | — | -90.0% | -64.0% | -39.2% | +623.4% | +642.8% | -62.5% | -77.3% | -78.9% | -33.0% | +28.7% | +40.4% | +30.0% | -56.4% | +4.4% | -14.0% | +2.6% | +13.4% | +1.0% | |
| Interest Coverage | 12.64 | 7.75 | 9.43 | — | 12.56 | 7.76 | 9.38 | 9.40 | 10.79 | 7.95 | 9.02 | 9.75 | 9.63 | 9.38 | 10.52 | 10.41 | 13.06 | 13.48 | 12.23 | 12.66 | 8.69 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying RDN stock.
Radian Group Inc.'s current P/E is 7.9x. The average P/E over the last 4 quarters is 9.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Radian Group Inc.'s current operating margin is 61.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Radian Group Inc.'s business trajectory between earnings reports.