RLI Corp. (RLI) quarterly income statement — complete revenue, gross profit & net income history
RLI Corp. (RLI) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 575.57M | 423.87M | 465.69M | 509.26M | 499.83M | 407.67M | 439.12M | 470M | 416.44M | 444.83M | 445.37M | 331.69M | 381.86M | 364.92M | 366.48M | 859.49M | 213.09M | 264.81M | 327.67M | 270.47M |
| Revenue Growth % | 15.15% | 3.98% | 6.05% | 8.36% | 20.02% | -8.36% | -1.4% | 41.7% | 9.06% | 21.9% | 21.53% | -61.41% | 79.2% | 37.8% | 11.84% | 217.78% | -28.51% | -7.84% | 6.21% | 2.91% |
| Medical Costs & Claims | 189.9M | 193.24M | 306.4M | 347.15M | 339.67M | 327.8M | 374.93M | 348.8M | 309.04M | 282.98M | 143.62M | 314.16M | 281.08M | 239.83M | 109.79M | 282.67M | 226.85M | 209.67M | 81.19M | 239.66M |
| Medical Cost Ratio % | 32.99% | 45.59% | 65.79% | 68.17% | 67.96% | 80.41% | 85.38% | 74.21% | 74.21% | 63.62% | 32.25% | 94.71% | 73.61% | 65.72% | 29.96% | 32.89% | 106.46% | 79.18% | 24.78% | 88.61% |
| Gross Profit | 385.67M | 230.63M | 159.29M | 162.11M | 160.15M | 79.87M | 64.18M | 121.2M | 107.4M | 161.85M | 301.75M | 17.53M | 100.78M | 125.09M | 256.68M | 576.82M | -13.76M | 55.14M | 246.47M | 30.8M |
| Gross Margin % | 67.01% | 54.41% | 34.21% | 31.83% | 32.04% | 19.59% | 14.62% | 25.79% | 25.79% | 36.38% | 67.75% | 5.29% | 26.39% | 34.28% | 70.04% | 67.11% | -6.46% | 20.82% | 75.22% | 11.39% |
| Gross Profit Growth % | 140.82% | 188.77% | 148.19% | 33.76% | 49.12% | -50.65% | -78.73% | 591.3% | 6.57% | 29.39% | 17.56% | -96.96% | 832.33% | 126.86% | 4.14% | 1772.49% | -114.69% | -37.8% | 8.59% | -34.92% |
| Operating Expenses | 174.99M | 163.28M | 33.41M | 4.87M | 3.64M | 1.24M | 16.75M | 4.37M | 4.1M | 1.86M | 158.33M | 2.51M | 4.75M | 2.3M | 142.68M | 22.12M | -7.21M | -3.39M | 129.44M | -4.63M |
| OpEx / Revenue % | 30.4% | 38.52% | 7.17% | 0.96% | 0.73% | 0.3% | 3.81% | 0.93% | 0.98% | 0.42% | 35.55% | 0.76% | 1.24% | 0.63% | 38.93% | 2.57% | -3.38% | -1.28% | 39.5% | -1.71% |
| Depreciation & Amortization | 0 | 0 | 981K | 0 | 0 | 2.31M | 7.66M | 0 | 0 | 2.12M | 8.54M | 0 | 0 | 0 | 7.98M | 0 | 0 | 0 | 7.39M | 0 |
| Combined Ratio % | 63.39% | 84.11% | 72.97% | 69.12% | 68.69% | 80.71% | 89.2% | 75.14% | 75.19% | 64.03% | 67.8% | 95.47% | 74.85% | 66.35% | 68.89% | 35.46% | 103.08% | 77.9% | 64.28% | 86.9% |
| Operating Income | 210.69M | 67.34M | 125.88M | 157.25M | 156.51M | 78.63M | 47.43M | 116.83M | 103.3M | 159.99M | 143.42M | 15.02M | 96.03M | 122.79M | 114M | 554.7M | -6.55M | 58.52M | 117.03M | 35.44M |
| Operating Margin % | 36.61% | 15.89% | 27.03% | 30.88% | 31.31% | 19.29% | 10.8% | 24.86% | 24.81% | 35.97% | 32.2% | 4.53% | 25.15% | 33.65% | 31.11% | 64.54% | -3.08% | 22.1% | 35.72% | 13.1% |
| Operating Income Growth % | 34.61% | -14.36% | 165.39% | 34.6% | 51.51% | -50.85% | -66.93% | 677.85% | 7.57% | 30.3% | 25.8% | -97.29% | 1565.23% | 109.81% | -2.58% | 1465.32% | -106.42% | -34.85% | 13.82% | -31.2% |
| EBITDA | 215.13M | 69.69M | 126.86M | 158.61M | 157.87M | 80.94M | 55.1M | 118.44M | 104.91M | 162.11M | 151.97M | 16.89M | 98.08M | 124.8M | 121.99M | 556.72M | -4.54M | 60.53M | 124.42M | 37.34M |
| EBITDA Margin % | 37.38% | 16.44% | 27.24% | 31.14% | 31.58% | 19.86% | 12.55% | 25.2% | 25.19% | 36.44% | 34.12% | 5.09% | 25.68% | 34.2% | 33.29% | 64.77% | -2.13% | 22.86% | 37.97% | 13.81% |
| Interest Expense | 4.44M | 2.35M | 1.31M | 1.36M | 1.35M | 1.33M | 1.49M | 1.62M | 1.6M | 1.62M | 1.37M | 1.87M | 2.05M | 2.01M | 2.01M | 2.01M | 2.01M | 2.01M | 1.97M | 1.91M |
| Non-Operating Income | -4.44M | -2.35M | 0 | -1.36M | -1.35M | -1.33M | -1.49M | -1.62M | -1.6M | -1.62M | -1.37M | -1.87M | -2.05M | -2.01M | -2.01M | -2.01M | -2.01M | -2.01M | -1.97M | -1.91M |
| Pretax Income | 210.69M | 67.34M | 113.59M | 157.25M | 156.51M | 78.63M | 47.43M | 116.83M | 103.3M | 159.99M | 143.42M | 15.02M | 96.03M | 122.79M | 114M | 554.7M | -6.55M | 58.52M | 117.03M | 35.44M |
| Pretax Margin % | 36.61% | 15.89% | 24.39% | 30.88% | 31.31% | 19.29% | 10.8% | 24.86% | 24.81% | 35.97% | 32.2% | 4.53% | 25.15% | 33.65% | 31.11% | 64.54% | -3.08% | 22.1% | 35.72% | 13.1% |
| Income Tax | 42.66M | 12.46M | 22.41M | 32.63M | 32.18M | 15.42M | 6.57M | 21.8M | 21.31M | 32.09M | 28.81M | 1.48M | 18.38M | 23.98M | 16.17M | 114.81M | -4.32M | 10.6M | 21.75M | 6.19M |
| Effective Tax Rate % | 20.25% | 18.5% | 19.73% | 20.75% | 20.56% | 19.61% | 13.86% | 18.66% | 20.63% | 20.06% | 20.09% | 9.87% | 19.14% | 19.53% | 14.18% | 20.7% | 65.84% | 18.12% | 18.58% | 17.48% |
| Net Income | 168.03M | 54.88M | 91.18M | 124.61M | 124.34M | 63.21M | 40.86M | 95.03M | 81.99M | 127.9M | 114.61M | 13.54M | 77.65M | 98.81M | 97.83M | 439.89M | -2.24M | 47.92M | 95.28M | 29.24M |
| Net Margin % | 29.19% | 12.95% | 19.58% | 24.47% | 24.88% | 15.51% | 9.31% | 20.22% | 19.69% | 28.75% | 25.73% | 4.08% | 20.34% | 27.08% | 26.7% | 51.18% | -1.05% | 18.1% | 29.08% | 10.81% |
| Net Income Growth % | 35.14% | -13.18% | 123.14% | 31.13% | 51.64% | -50.58% | -64.35% | 602.03% | 5.59% | 29.44% | 17.15% | -96.92% | 3568.16% | 106.19% | 2.68% | 1404.27% | -102.74% | -34.36% | 13.7% | -31.01% |
| EPS (Diluted) | 1.82 | 0.60 | 0.99 | 1.35 | 1.34 | 0.68 | 0.44 | 1.03 | 0.89 | 1.39 | 1.25 | 0.15 | 0.85 | 1.08 | 1.07 | 4.81 | -0.02 | 0.53 | 1.04 | 0.32 |
| EPS Growth % | 35.82% | -11.76% | 125% | 31.07% | 50.56% | -51.08% | -64.8% | 586.67% | 5.33% | 29.3% | 17.37% | -96.88% | 3521.05% | 104.76% | 2.4% | 1401.56% | -102.76% | -34.38% | 13.04% | -31.18% |
| EPS (Basic) | 1.82 | 0.60 | 0.99 | 1.35 | 1.35 | 0.69 | 0.45 | 1.03 | 0.90 | 1.40 | 1.25 | 0.15 | 0.85 | 1.09 | 1.08 | 4.85 | -0.02 | 0.53 | 1.05 | 0.33 |
| Diluted Shares Outstanding | 92.16M | 92.19M | 92.22M | 92.31M | 92.52M | 92.53M | 92.45M | 92.44M | 92.36M | 92.33M | 92.14M | 92.13M | 92.09M | 92.07M | 91.91M | 91.55M | 90.74M | 91.43M | 91.46M | 91.38M |