Last 47 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.83 | 8.11 | 23.77 | 16.16 | 12.08 | 13.47 | 29.53 | 46.83 | 18.81 | 19.76 | 13.35 | 13.31 | 113.23 | 20.19 | 15.46 | 15.41 | 2.66 | — | 26.34 | 13.47 | 39.17 |
| — | -39.8% | -19.5% | -65.5% | -35.8% | -31.8% | +121.2% | +251.8% | -83.4% | -2.1% | -13.6% | -13.6% | +4151.5% | — | -41.3% | +14.4% | -93.2% | — | +51.1% | -4.8% | +74.0% | |
| P/S Ratio | 2.73 | 2.36 | 3.10 | 3.17 | 2.96 | 3.34 | 4.56 | 4.34 | 3.81 | 3.90 | 3.85 | 3.44 | 4.72 | 4.11 | 4.19 | 4.12 | 1.36 | 6.21 | 4.77 | 3.91 | 4.23 |
| — | -29.2% | -32.0% | -27.0% | -22.4% | -14.3% | +18.3% | +26.0% | -19.2% | -5.2% | -8.1% | -16.3% | +246.1% | -33.7% | -12.2% | +5.2% | -67.8% | +54.8% | +7.7% | +1.7% | +17.0% | |
| P/B Ratio | 2.90 | 3.11 | 2.93 | 3.32 | 3.21 | 3.85 | 4.63 | 5.01 | 4.10 | 4.10 | 4.51 | 4.34 | 4.82 | 4.65 | 4.69 | 5.12 | 3.36 | 5.07 | 4.39 | 4.17 | 3.66 |
| — | -19.3% | -36.8% | -33.7% | -21.6% | -6.1% | +2.8% | +15.4% | -15.0% | -11.8% | -4.0% | -15.3% | +43.3% | -8.2% | +7.0% | +22.9% | -8.3% | +31.6% | -0.6% | -0.2% | +5.9% | |
| P/FCF | 8.43 | 9.56 | 31.47 | 9.52 | 8.46 | 9.63 | 18.14 | 14.93 | 8.18 | 11.68 | 24.53 | 12.61 | 16.31 | 9.09 | 22.52 | — | 10.57 | 10.13 | 34.11 | 12.67 | 10.04 |
| — | -0.8% | +73.5% | -36.3% | +3.5% | -17.5% | -26.1% | +18.4% | -49.9% | +28.5% | +8.9% | — | +54.3% | -10.3% | -34.0% | — | +5.3% | -13.6% | +59.0% | +5.9% | -17.8% | |
| EV / EBITDA | 9.84 | 6.63 | 19.93 | 11.72 | 9.56 | 10.71 | 23.18 | 34.85 | 15.20 | 15.60 | 10.66 | 10.36 | 93.84 | 16.49 | 12.61 | 13.14 | 1.87 | — | 21.41 | 10.52 | 31.07 |
| — | -38.0% | -14.0% | -66.4% | -37.1% | -31.4% | +117.6% | +236.4% | -83.8% | -5.4% | -15.5% | -21.1% | +4920.2% | — | -41.1% | +24.8% | -94.0% | — | +52.6% | -4.2% | +65.2% | |
| EV / EBIT | 10.00 | 6.63 | 19.93 | 11.81 | 9.56 | 10.71 | 23.47 | 39.24 | 15.20 | 15.60 | 10.69 | 10.87 | 93.84 | 16.49 | 12.61 | 13.81 | 1.87 | — | 21.41 | 11.00 | 31.07 |
| — | -38.0% | -15.1% | -69.9% | -37.1% | -31.4% | +119.5% | +261.0% | -83.8% | -5.4% | -15.3% | -21.3% | +4920.2% | — | -41.1% | +25.5% | -94.0% | — | +52.6% | -4.6% | +71.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 29.8% | 67.0% | 54.4% | 34.2% | 31.8% | 32.0% | 19.6% | 14.6% | 25.8% | 25.8% | 36.4% | 67.8% | 5.3% | 26.4% | 34.3% | 70.0% | 67.1% | -6.5% | 20.8% | 75.2% | 11.4% |
| — | +109.1% | +177.7% | +134.0% | +23.4% | +24.2% | -46.2% | -78.4% | +387.9% | -2.3% | +6.1% | -3.3% | -92.1% | +508.7% | +64.6% | -6.9% | +489.2% | -120.6% | -32.5% | +2.2% | -36.8% | |
| Operating Margin | 27.5% | 36.6% | 15.9% | 27.0% | 30.9% | 31.3% | 19.3% | 10.8% | 24.9% | 24.8% | 36.0% | 32.2% | 4.5% | 25.1% | 33.6% | 31.1% | 64.5% | -3.1% | 22.1% | 35.7% | 13.1% |
| — | +16.9% | -17.6% | +150.2% | +24.2% | +26.2% | -46.4% | -66.5% | +449.0% | -1.4% | +6.9% | +3.5% | -93.0% | +917.6% | +52.3% | -12.9% | +392.6% | -109.0% | -29.3% | +7.2% | -33.2% | |
| Net Margin | 21.4% | 29.2% | 12.9% | 19.6% | 24.5% | 24.9% | 15.5% | 9.3% | 20.2% | 19.7% | 28.8% | 25.7% | 4.1% | 20.3% | 27.1% | 26.7% | 51.2% | -1.1% | 18.1% | 29.1% | 10.8% |
| — | +17.4% | -16.5% | +110.4% | +21.0% | +26.3% | -46.1% | -63.8% | +395.4% | -3.2% | +6.2% | -3.6% | -92.0% | +2035.4% | +49.6% | -8.2% | +373.4% | -103.8% | -28.8% | +7.0% | -33.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.4% | 9.5% | 3.1% | 5.0% | 6.9% | 7.4% | 4.0% | 2.5% | 5.7% | 5.3% | 8.7% | 8.5% | 1.0% | 5.8% | 8.0% | 7.6% | 36.1% | -0.2% | 4.0% | 7.7% | 2.3% |
| — | +27.2% | -24.1% | +99.8% | +21.1% | +41.0% | -53.6% | -70.4% | +458.4% | -9.7% | +9.5% | +11.0% | -97.2% | +2969.3% | +98.0% | -1.0% | +1437.5% | -103.0% | -36.9% | +2.5% | -40.5% | |
| ROA | 6.8% | 2.6% | 0.9% | 1.5% | 2.0% | 2.1% | 1.1% | 0.7% | 1.7% | 1.5% | 2.4% | 2.2% | 0.3% | 1.6% | 2.1% | 2.0% | 9.2% | -0.1% | 1.1% | 2.1% | 0.7% |
| — | +23.6% | -21.5% | +105.4% | +21.1% | +40.4% | -54.2% | -68.0% | +530.4% | -3.6% | +18.2% | +13.9% | -97.1% | +3187.4% | +91.4% | -8.0% | +1263.5% | -102.6% | -41.8% | -1.7% | -41.3% | |
| ROIC | 22.8% | 7.7% | 2.6% | 5.0% | 6.3% | 6.7% | 3.6% | 2.1% | 5.1% | 4.8% | 7.6% | 7.3% | 0.8% | 4.8% | 6.1% | 7.1% | 41.6% | -0.4% | 3.3% | 6.6% | 2.0% |
| — | +14.3% | -28.8% | +138.6% | +23.3% | +39.4% | -52.5% | -71.0% | +562.7% | +1.1% | +25.4% | +3.1% | -98.1% | +1271.7% | +81.2% | +6.5% | +1938.5% | -106.7% | -39.5% | +3.1% | -39.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.06 | 0.17 | 0.19 | 0.06 | 0.05 | 0.06 | 0.06 | 0.07 | 0.06 | 0.06 | 0.07 | 0.14 | 0.08 | 0.15 | 0.15 | 0.34 | 0.14 | 0.19 | 0.17 | 0.16 | 0.12 |
| — | +194.0% | +210.1% | -14.4% | -6.7% | -8.6% | -5.2% | -53.6% | -25.7% | -57.3% | -57.1% | -58.3% | -46.3% | -22.7% | -11.5% | +109.0% | +19.8% | +58.8% | +33.7% | +23.4% | -12.0% | |
| Debt / EBITDA | 0.19 | 1.38 | 4.98 | 0.79 | 0.63 | 0.63 | 1.24 | 1.82 | 0.84 | 0.95 | 0.62 | 1.32 | 5.92 | 2.04 | 1.60 | 3.28 | 0.36 | — | 3.30 | 1.60 | 4.01 |
| — | +117.9% | +303.3% | -56.6% | -25.3% | -33.5% | +100.3% | +37.9% | -85.7% | -53.2% | -61.5% | -59.8% | +1549.4% | — | -51.4% | +104.2% | -91.0% | — | +102.4% | +18.0% | +38.4% | |
| Current Ratio | 0.67 | 0.48 | 0.75 | 0.67 | 0.69 | 0.60 | 0.62 | 1.12 | 0.64 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -19.9% | +20.5% | -40.4% | +6.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.67 | 0.48 | 0.75 | 0.67 | 0.69 | 0.60 | 0.62 | 1.12 | 0.64 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -19.9% | +20.5% | -40.4% | +6.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 97.48 | 48.44 | 29.62 | 96.16 | 116.28 | 116.94 | 59.90 | 32.79 | 73.25 | 65.40 | 99.88 | 105.46 | 9.02 | 47.91 | 62.15 | 57.63 | 276.56 | -2.26 | 30.12 | 60.53 | 19.59 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying RLI stock.
RLI Corp.'s current P/E is 12.8x. The average P/E over the last 4 quarters is 15.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
RLI Corp.'s current operating margin is 27.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking RLI Corp.'s business trajectory between earnings reports.