Last 48 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
RLI Corp.'s quarterly P/E stands at 23.8x, down 19.5% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 15.1% YoY to 19.9x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.18 | 23.77 | 16.16 | 12.08 | 13.47 | 29.53 | 46.83 | 18.81 | 19.76 | 13.35 | 13.31 | 113.23 | 20.19 |
| — | -19.5% | -65.5% | -35.8% | -31.8% | +121.2% | +251.8% | -83.4% | -2.1% | -13.6% | -13.6% | +4151.5% | — | |
| P/S Ratio | 2.59 | 3.10 | 3.17 | 2.96 | 3.34 | 4.56 | 4.34 | 3.81 | 3.90 | 3.85 | 3.44 | 4.72 | 4.11 |
| — | -32.0% | -27.0% | -22.4% | -14.3% | +18.3% | +26.0% | -19.2% | -5.2% | -8.1% | -16.3% | +246.1% | -33.7% | |
| P/B Ratio | 2.75 | 2.93 | 3.32 | 3.21 | 3.85 | 4.63 | 5.01 | 4.10 | 4.10 | 4.51 | 4.34 | 4.82 | 4.65 |
| — | -36.8% | -33.7% | -21.6% | -6.1% | +2.8% | +15.4% | -15.0% | -11.8% | -4.0% | -15.3% | +43.3% | -8.2% | |
| P/FCF | 8.02 | 30.69 | 9.52 | 8.46 | 9.50 | 18.14 | 14.93 | 8.18 | 11.68 | 24.53 | 12.61 | 16.31 | 9.09 |
| — | +69.2% | -36.3% | +3.5% | -18.6% | -26.1% | +18.4% | -49.9% | +28.5% | +8.9% | — | +54.3% | -10.3% | |
| EV / EBITDA | 9.36 | 19.93 | 11.81 | 9.56 | 10.71 | 23.47 | 39.24 | 15.20 | 15.60 | 10.69 | 10.87 | 93.84 | 16.49 |
| — | -15.1% | -69.9% | -37.1% | -31.4% | +119.5% | +261.0% | -83.8% | -5.4% | -15.3% | -21.3% | +4920.2% | — | |
| EV / EBIT | 9.51 | 19.93 | 11.81 | 9.56 | 10.71 | 23.47 | 39.24 | 15.20 | 15.60 | 10.69 | 10.87 | 93.84 | 16.49 |
| — | -15.1% | -69.9% | -37.1% | -31.4% | +119.5% | +261.0% | -83.8% | -5.4% | -15.3% | -21.3% | +4920.2% | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
RLI Corp.'s operating margin was 15.9% in Q1 2026, down 11.1 pp QoQ and down 3.4 pp YoY. This marks the 4th consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 26.3% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 177.7% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 29.8% | 54.4% | 34.2% | 31.8% | 32.0% | 19.6% | 14.6% | 25.8% | 25.8% | 36.4% | 67.8% | 5.3% | 26.4% |
| — | +177.7% | +134.0% | +23.4% | +24.2% | -46.2% | -78.4% | +387.9% | -2.3% | +6.1% | -3.3% | -92.1% | +508.7% | |
| Operating Margin | 27.5% | 15.9% | 27.0% | 30.9% | 31.3% | 19.3% | 10.8% | 24.9% | 24.8% | 36.0% | 32.2% | 4.5% | 25.1% |
| — | -17.6% | +150.2% | +24.2% | +26.2% | -46.4% | -66.5% | +449.0% | -1.4% | +6.9% | +3.5% | -93.0% | +917.6% | |
| Net Margin | 21.4% | 12.9% | 19.6% | 24.5% | 24.9% | 15.5% | 9.3% | 20.2% | 19.7% | 28.8% | 25.7% | 4.1% | 20.3% |
| — | -16.5% | +110.4% | +21.0% | +26.3% | -46.1% | -63.8% | +395.4% | -3.2% | +6.2% | -3.6% | -92.0% | +2035.4% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.4% | 3.1% | 5.0% | 6.9% | 7.4% | 4.0% | 2.5% | 5.7% | 5.3% | 8.7% | 8.5% | 1.0% | 5.8% |
| — | -24.1% | +99.8% | +21.1% | +41.0% | -53.6% | -70.4% | +458.4% | -9.7% | +9.5% | +11.0% | -97.2% | +2969.3% | |
| ROA | 6.8% | 0.9% | 1.5% | 2.0% | 2.1% | 1.1% | 0.7% | 1.7% | 1.5% | 2.4% | 2.2% | 0.3% | 1.6% |
| — | -15.7% | +105.4% | +21.1% | +40.4% | -54.2% | -68.0% | +530.4% | -3.6% | +18.2% | +13.9% | -97.1% | +3187.4% | |
| ROIC | 22.8% | 2.6% | 5.0% | 6.3% | 6.7% | 3.6% | 2.1% | 5.1% | 4.8% | 7.6% | 7.3% | 0.8% | 4.8% |
| — | -28.8% | +138.6% | +23.3% | +39.4% | -52.5% | -71.0% | +562.7% | +1.1% | +25.4% | +3.1% | -98.1% | +1271.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
RLI Corp.'s Debt/EBITDA ratio is 5.0x, up from 0.8x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.06 | 0.19 | 0.06 | 0.05 | 0.06 | 0.06 | 0.07 | 0.06 | 0.06 | 0.07 | 0.14 | 0.08 | 0.15 |
| — | +210.1% | -14.4% | -6.7% | -8.6% | -5.2% | -53.6% | -25.7% | -57.3% | -57.1% | -58.3% | -46.3% | -22.7% | |
| Debt / EBITDA | 0.19 | 4.98 | 0.79 | 0.63 | 0.63 | 1.25 | 2.04 | 0.84 | 0.95 | 0.62 | 1.38 | 5.92 | 2.04 |
| — | +298.4% | -61.1% | -25.3% | -33.5% | +102.1% | +48.0% | -85.7% | -53.2% | -61.4% | -59.9% | +1549.4% | — | |
| Current Ratio | 1.33 | 5.67 | 1.33 | — | — | — | 0.79 | 143.30 | — | — | — | — | — |
| — | — | +68.2% | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 1.33 | 5.67 | 1.33 | — | — | — | 0.79 | 143.30 | — | — | — | — | — |
| — | — | +68.2% | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 97.48 | 29.62 | 96.16 | 116.28 | 116.94 | 59.90 | 32.79 | 73.25 | 65.40 | 99.88 | 105.46 | 9.02 | 47.91 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying RLI stock.
RLI Corp.'s current P/E is 12.2x. The average P/E over the last 4 quarters is 16.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
RLI Corp.'s current operating margin is 27.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking RLI Corp.'s business trajectory between earnings reports.