Richmond Mutual Bancorporation, Inc. (RMBI) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 11.45M | 11.53M | 11.29M | 10.76M | 10.26M | 9.87M | 9.43M | 9.58M | 9.83M | 9.33M | 9.13M | 9.33M |
| NII Growth % | 11.58% | 16.91% | 19.74% | 12.36% | 4.33% | 5.73% | 3.35% | 2.6% | -0.39% | -11.33% | -13.18% | -11.52% |
| Net Interest Margin % | 0.75% | 0.76% | 0.74% | 0.71% | 0.67% | 0.66% | 0.63% | 0.64% | 0.66% | 0.64% | 0.64% | 0.66% |
| Interest Income | 21.16M | 21.88M | 21.81M | 21.35M | 20.87M | 20.67M | 20.26M | 20.09M | 19.51M | 18.58M | 17.41M | 16.22M |
| Interest Expense | 9.72M | 10.35M | 10.52M | 10.59M | 10.61M | 10.8M | 10.83M | 10.51M | 9.68M | 9.25M | 8.29M | 6.89M |
| Loan Loss Provision | 693K | 0 | 268.67K | 744.69K | 731.1K | 195.51K | -98.85K | 270.47K | 183.13K | 303.96K | 49.86K | 8.21K |
| Non-Interest Income | 1.3M | 1.52M | 1.26M | 1.04M | 1.16M | 1.14M | 1.26M | 1.1M | 1.07M | 1.16M | 1.11M | 1.12M |
| Non-Interest Income % | 5.78% | 6.5% | 5.46% | 4.66% | 5.27% | 5.25% | 5.85% | 5.2% | 5.19% | 5.86% | 5.98% | 6.48% |
| Total Revenue | 22.46M | 23.4M | 23.07M | 22.39M | 22.03M | 21.81M | 21.52M | 21.19M | 20.58M | 19.74M | 18.52M | 17.35M |
| Revenue Growth % | 1.95% | 7.28% | 7.22% | 5.67% | 7.05% | 10.53% | 16.2% | 22.14% | 26.71% | 26.07% | 29.41% | 27.61% |
| Non-Interest Expense | 8.7M | 8.54M | 8.05M | 8.07M | 8.33M | 7.88M | 7.95M | 8M | 8M | 7.98M | 7.96M | 7.28M |
| Efficiency Ratio | 38.75% | 36.48% | 34.87% | 36.06% | 37.79% | 36.12% | 36.94% | 37.74% | 38.86% | 40.42% | 42.99% | 41.98% |
| Operating Income | 3.35M | 4.52M | 4.24M | 2.98M | 2.32M | 2.94M | 2.84M | 2.37M | 2.72M | 2.18M | 2.22M | 3.17M |
| Operating Margin % | 14.9% | 19.31% | 18.38% | 13.33% | 10.51% | 13.46% | 13.2% | 11.17% | 13.22% | 11.03% | 12% | 18.26% |
| Operating Income Growth % | 44.52% | 53.93% | 49.29% | 26.16% | -14.89% | 34.85% | 27.81% | -25.31% | -20.81% | -45.2% | -41.09% | -27.48% |
| Pretax Income | 3.35M | 4.11M | 4.24M | 2.98M | 2.32M | 2.94M | 2.84M | 2.37M | 2.72M | 2.18M | 2.22M | 3.17M |
| Pretax Margin % | 14.9% | 17.56% | 18.38% | 13.33% | 10.51% | 13.46% | 13.2% | 11.17% | 13.22% | 11.03% | 12% | 18.26% |
| Income Tax | 562K | 701K | 644.75K | 382.43K | 348K | 459.71K | 369.42K | 305.06K | 352.16K | 235.02K | 274K | 475.03K |
| Effective Tax Rate % | 16.79% | 17.06% | 15.2% | 12.81% | 15.03% | 15.66% | 13% | 12.9% | 12.94% | 10.8% | 12.33% | 15% |
| Net Income | 2.79M | 3.41M | 3.6M | 2.6M | 1.97M | 2.48M | 2.47M | 2.06M | 2.37M | 1.94M | 1.95M | 2.69M |
| Net Margin % | 12.4% | 14.57% | 15.59% | 11.62% | 8.93% | 11.35% | 11.49% | 9.73% | 11.51% | 9.84% | 10.52% | 15.52% |
| Net Income Growth % | 41.51% | 37.68% | 45.52% | 26.28% | -16.92% | 27.5% | 26.84% | -23.46% | -18.43% | -41.23% | -38.3% | -22.76% |
| Net Income (Continuing) | 2.79M | 3.41M | 3.6M | 2.6M | 1.97M | 2.48M | 2.47M | 2.06M | 2.37M | 1.94M | 1.95M | 2.69M |
| EPS (Diluted) | 0.28 | 0.35 | 0.36 | 0.26 | 0.20 | 0.24 | 0.24 | 0.20 | 0.23 | 0.19 | 0.19 | 0.26 |
| EPS Growth % | 40% | 45.83% | 50% | 30% | -13.04% | 26.32% | 26.32% | -23.08% | -14.81% | -38.71% | -34.48% | -16.13% |
| EPS (Basic) | 0.29 | 0.35 | 0.37 | 0.27 | 0.20 | 0.25 | 0.25 | 0.20 | 0.23 | 0.19 | 0.19 | 0.26 |
| Diluted Shares Outstanding | 9.86M | 9.83M | 9.94M | 9.96M | 10.08M | 10.26M | 10.22M | 10.18M | 10.23M | 10.26M | 10.38M | 10.48M |