Last 26 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 20.88 | 9.38 | 5.55 | 58.25 | — | 24.80 | 31.18 | 13.96 | 7.00 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -62.2% | -82.2% | +317.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.43 | 0.61 | 0.48 | 0.78 | 0.89 | 1.43 | 1.64 | 0.94 | 0.52 | 0.66 | 0.87 | 0.20 | 0.30 | 0.43 | 0.23 | 0.22 | 0.38 | 0.94 | 1.45 | 2.08 | 3.51 |
| — | -57.3% | -70.6% | -17.2% | +70.2% | +114.9% | +87.8% | +380.9% | +74.6% | +54.5% | +282.9% | -11.5% | -20.7% | -54.0% | -84.3% | -89.3% | -89.3% | -87.5% | -87.3% | -89.2% | — | |
| P/B Ratio | 2.03 | 2.90 | 1.73 | 3.13 | 3.66 | 6.14 | 6.74 | 3.91 | 2.17 | 2.92 | 3.21 | 0.55 | 0.48 | 0.39 | 0.18 | 0.16 | 0.25 | 0.60 | 0.85 | 1.20 | 2.07 |
| — | -52.8% | -74.2% | -19.8% | +68.3% | +110.2% | +109.8% | +609.4% | +355.5% | +640.5% | +1683.6% | +238.6% | +90.1% | -34.5% | -78.9% | -86.4% | -87.9% | -83.0% | -74.6% | -68.5% | — | |
| P/FCF | 3.41 | 3.99 | 32.75 | 4.71 | 6.42 | 11.40 | 23.14 | 4.76 | 3.40 | 3.21 | 18.27 | 0.87 | 2.74 | — | — | — | — | — | — | — | — |
| — | -65.0% | +41.5% | -1.0% | +89.0% | +255.1% | +26.6% | +447.6% | +24.1% | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 3.17 | 3.55 | 2.24 | 22.17 | — | 18.15 | 23.05 | 8.39 | 2.29 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -80.4% | -90.3% | +164.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 4.09 | 2.41 | 2.15 | 17.95 | 767.38 | 15.96 | 19.84 | 7.08 | 1.86 | 25.88 | 25.10 | — | — | — | — | — | — | — | — | — | — |
| — | -84.9% | -89.2% | +153.3% | +41149.5% | -38.3% | -20.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.5% | 44.7% | 42.5% | 24.3% | 21.0% | 26.6% | 30.7% | 31.7% | 32.3% | 24.5% | 25.1% | 24.0% | 9.7% | 17.0% | 7.8% | -5.8% | -11.3% | -9.3% | -14.4% | -24.9% | 100.0% |
| — | +68.4% | +38.7% | -23.4% | -35.1% | +8.5% | +22.3% | +32.3% | +232.7% | +44.2% | +219.5% | +516.9% | +186.3% | +282.0% | +154.5% | +76.9% | -111.3% | -109.3% | -114.4% | -94.9% | 0.0% | |
| Operating Margin | 2.7% | 8.9% | 9.2% | 1.4% | -1.3% | 5.7% | 5.3% | 6.8% | 7.5% | -2.7% | -2.4% | -12.3% | -39.7% | -49.1% | -58.3% | -94.5% | -90.1% | -118.8% | -90.7% | -117.9% | -135.3% |
| — | +54.7% | +74.2% | -79.9% | -117.3% | +313.0% | +316.5% | +154.9% | +118.8% | +94.5% | +95.8% | +87.0% | +55.9% | +58.7% | +35.7% | +19.8% | +33.4% | +38.0% | +34.0% | +55.0% | -4.0% | |
| Net Margin | 2.7% | 6.2% | 9.1% | 1.3% | -1.4% | 5.7% | 5.3% | 6.8% | 7.5% | -2.7% | -2.4% | -12.3% | -39.7% | -49.1% | -58.3% | -94.5% | -90.1% | -118.8% | -90.7% | -117.9% | -141.8% |
| — | +7.8% | +73.2% | -80.3% | -118.7% | +313.0% | +316.5% | +154.9% | +118.8% | +94.5% | +95.8% | +87.0% | +55.9% | +58.7% | +35.7% | +19.8% | +36.5% | +40.3% | +37.5% | +55.0% | +16.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.3% | 6.3% | 8.6% | 1.4% | -1.5% | 6.3% | 5.6% | 7.3% | 8.2% | -2.9% | -2.2% | -8.5% | -14.9% | -10.8% | -11.0% | -16.2% | -14.1% | -17.7% | -12.6% | -17.1% | -19.0% |
| — | -0.3% | +53.5% | -81.1% | -118.0% | +318.9% | +351.1% | +185.6% | +155.0% | +73.2% | +79.7% | +47.7% | -5.7% | +39.1% | +12.9% | +5.3% | +26.0% | +16.1% | -24.5% | +34.4% | +92.9% | |
| ROA | 2.8% | 1.5% | 2.3% | 0.4% | -0.4% | 1.6% | 1.3% | 1.6% | 1.7% | -0.6% | -0.5% | -2.1% | -4.5% | -3.7% | -3.9% | -6.0% | -5.6% | -7.6% | -6.6% | -9.6% | -10.4% |
| — | -3.9% | +71.6% | -78.7% | -121.6% | +351.3% | +362.2% | +176.9% | +138.6% | +83.3% | +86.9% | +64.2% | +19.8% | +51.2% | +40.3% | +37.4% | +46.4% | +40.6% | +1.2% | +23.2% | +24.7% | |
| ROIC | — | — | 92.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.51 | 0.60 | 0.46 | 0.51 | 0.52 | 0.55 | 0.58 | 0.64 | 1.00 | 1.11 | 1.05 | 1.08 | 1.00 | 0.89 | 0.81 | 0.77 | 0.65 | 0.57 | 0.49 | 0.02 | 0.31 |
| — | +9.4% | -20.7% | -20.7% | -47.7% | -50.4% | -45.1% | -40.5% | -0.7% | +25.2% | +29.4% | +40.4% | +54.8% | +54.7% | +65.0% | +3429.0% | +109.4% | +122.7% | +135.5% | -87.4% | — | |
| Debt / EBITDA | 3.83 | 4.90 | 5.11 | 23.68 | — | 8.19 | 9.63 | 8.12 | 10.47 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -40.2% | -47.0% | +191.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 2.62 | 1.00 | — | 2.62 | 2.53 | 2.59 | 2.43 | 2.74 | 3.11 | 3.31 | 3.23 | 3.89 | 4.51 | 9.35 | 11.85 | 13.36 | 13.37 | 14.53 | 12.74 | 10.23 | 10.40 |
| — | -61.4% | — | -4.1% | -18.6% | -21.8% | -24.7% | -29.6% | -31.0% | -64.6% | -72.8% | -70.9% | -66.3% | -35.7% | -7.0% | +30.6% | +28.6% | +10.6% | +1.4% | +18.2% | +33.9% | |
| Quick Ratio | 2.62 | 1.00 | — | 2.62 | 2.53 | 2.59 | 2.43 | 2.74 | 3.11 | 3.31 | 3.23 | 3.89 | 4.51 | 9.35 | 11.85 | 13.36 | 13.37 | 14.53 | 12.74 | 10.23 | 10.40 |
| — | -61.4% | — | -4.1% | -18.6% | -21.8% | -24.7% | -29.6% | -31.0% | -64.6% | -72.8% | -70.9% | -66.3% | -35.7% | -7.0% | +30.6% | +28.6% | +10.6% | +1.4% | +18.2% | +33.9% | |
| Interest Coverage | 2.94 | 14.49 | 8.52 | 2.06 | 0.06 | 5.15 | 4.47 | 3.99 | 2.97 | 0.33 | 0.47 | -1.05 | -2.88 | -2.19 | -2.68 | -5.36 | -6.14 | -9.38 | -13.09 | -51.33 | -20.80 |
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Includes 30+ ratios · 26 years · Updated daily
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Quick answers to the most common questions about buying ROOT stock.
Root, Inc.'s current P/E is 20.9x. The average P/E over the last 3 quarters is 24.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Root, Inc.'s current operating margin is 2.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Root, Inc.'s business trajectory between earnings reports.