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RSKDRiskified Ltd.
$7.14$1.1B
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  2. Financial Ratios

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  3. RSKD
  4. Financial Ratios

Riskified Ltd. (RSKD) Financial Ratios

Latest Ratios: P/E Ratio -39.7x · EV/EBITDA N/A · ROE -8.1%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

RSKD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$1.1B$783M$808M$827M$775M$601M——
Enterprise Value$962M$645M$465M$418M$623M$183M——
P/E Ratio →-39.67———————
P/S Ratio3.192.272.472.782.972.62——
P/B Ratio3.812.652.111.681.571.14——
P/FCF33.2423.6720.70139.65————
P/OCF32.4423.1020.36113.66————

P/E links to full P/E history page with 30-year chart

RSKD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—1.871.421.402.390.80——
EV / EBITDA————————
EV / EBIT————————
EV / FCF—19.5211.9070.52————

RSKD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin51.1%51.1%52.2%51.2%51.7%53.7%54.7%50.3%
Operating Margin-8.4%-8.4%-14.6%-25.8%-41.9%-24.4%-4.0%-10.6%
Net Profit Margin-8.0%-8.0%-10.7%-19.8%-40.1%-78.3%-6.7%-10.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE-8.1%-8.1%-8.0%-12.0%-20.5%-54.9%-11.9%-21.9%
ROA-6.1%-6.1%-6.4%-9.8%-17.3%-45.9%-7.8%-12.9%
ROIC-22.2%-22.2%-59.3%-27.1%-36.1%-63.4%-74.1%—
ROCE-7.6%-7.6%-10.0%-14.4%-20.4%-16.8%-6.8%-19.1%

RSKD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity0.080.080.070.060.08———
Debt / EBITDA————————
Net Debt / Equity—-0.47-0.90-0.83-0.31-0.79-0.83-1.12
Net Debt / EBITDA————————
Debt / FCF—-4.15-8.80-69.13———-55.46
Interest Coverage————————

Net cash position: cash ($162M) exceeds total debt ($25M)

RSKD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio5.035.036.157.627.309.053.152.70
Quick Ratio5.035.036.157.627.309.053.152.70
Cash Ratio4.214.215.336.806.558.062.271.95
Asset Turnover—0.840.660.490.430.380.941.19
Inventory Turnover————————
Days Sales Outstanding—51.3253.2757.5052.4656.5179.9870.49

RSKD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield————————
Payout Ratio————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield————————
FCF Yield3.0%4.2%4.8%0.7%————
Buyback Yield9.7%13.6%17.5%1.6%0.0%0.0%——
Total Shareholder Yield9.7%13.6%17.5%1.6%0.0%0.0%——
Shares Outstanding—$157M$171M$177M$168M$76M$89M$89M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetFortress
Cash FlowMixed
Top Statement Risk

Structural margin compression

Valuation Reflects Profitability Uncertainty

Riskified's forward P/E of 24.99 and P/S of 2.82 suggest the market is pricing in a path to profitability that has yet to materialize, as the company's TTM P/E remains negative at -35.06.

The valuation multiples appear to be anchored to forward estimates rather than current performance, indicating investor belief in a future earnings inflection. However, the persistent negative operating margin of -7.5% in 2026Q2 and the lack of a clear profitability timeline create significant execution risk for these forward multiples. The P/S ratio of 2.82 is modest for a software company, likely reflecting the market's discount for the liability-driven cost structure and decelerating growth.

Gross Margin Volatility Masks Core Earning Power

Riskified's gross margin has swung from 45.0% in 2026Q2 to 56.6% in 2025Q4, a volatility directly tied to the variable cost of chargeback payouts inherent in its guarantee model.

The gross margin is the most critical profitability metric for this business, as it directly reflects the efficacy of the fraud detection models and the cost of the guarantee. The recent dip to 45.0% suggests either a less favorable merchant mix or a period of higher fraud losses, which is a key risk to monitor. The operating margin of -7.5% indicates that even with a ~50% gross margin, the company's R&D and sales overhead remain too high relative to its current revenue scale.

Negative Returns Signal Capital Inefficiency

Riskified's ROIC has been negative for nine of the last ten quarters, hitting -3.9% in 2026Q2, indicating the company is not generating returns on the capital invested in its operations.

The consistently negative ROIC, which reached -18.6% in 2025Q1, underscores that the business model has not yet achieved the scale or margin profile to generate positive economic returns. This trend is driven by the combination of negative operating margins and a capital base that, while shrinking, is not yet producing profits. The brief positive ROIC of 2.9% in 2025Q4 appears to be a seasonal anomaly tied to strong Q4 revenue, not a sustainable improvement in capital efficiency.

Working Capital Swings Drive Cash Volatility

Days Sales Outstanding (DSO) has improved from 48 days in 2024Q1 to 36 days in 2026Q2, suggesting better collections efficiency, though the cash conversion cycle remains incomplete due to missing inventory data.

The reduction in DSO is a positive trend, indicating the company is collecting cash from merchants more quickly, which is crucial for a business with significant variable costs. However, the overall efficiency picture is obscured by the absence of Days Inventory Outstanding (DIO) and Days Payable Outstanding (DPO) data, preventing a full analysis of the cash conversion cycle. The asset turnover ratio of 0.28 in 2026Q2, while low, is typical for a high-growth software company still investing in its asset base.

Minimal Leverage Provides Strategic Flexibility

With a debt-to-equity ratio of just 0.11 and $105.2M in cash against $23.5M in total debt, Riskified operates a virtually unleveraged balance sheet, providing a significant buffer against operational losses.

The fortress-like balance sheet is a key strength, as it provides ample runway to fund operations and R&D without the pressure of debt service. The interest coverage ratio is not applicable due to the minimal debt load, which is a stark contrast to many peers who use leverage to fund growth. This conservative structure suggests management is prioritizing survival and optionality over aggressive, debt-fueled expansion, which is prudent given the current negative profitability.

The Misleading Safety of the Current Ratio

The current ratio of 3.62 in 2026Q2 appears exceptionally strong but may be misleading, as it does not account for the potential future liability from chargeback claims that lag the original transaction by months.

For a company with a guarantee model, the current ratio is a commonly misapplied metric because it treats all current assets as immediately available to cover liabilities, while ignoring the contingent, time-lagged nature of chargeback payouts. A more appropriate metric would be a stress-tested liquidity analysis that models the potential cash outflow from a spike in fraud claims. The rapid decline in the cash position from $421.5M to $105.2M over ten quarters, despite the strong current ratio, highlights that the balance sheet is being actively consumed, not just passively held.

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Includes 30+ ratios · 7 years · Updated daily

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RSKD — Frequently Asked Questions

Quick answers to the most common questions about buying RSKD stock.

What is Riskified Ltd.'s P/E ratio?

Riskified Ltd.'s current P/E ratio is -39.7x. This places it at the 50th percentile of its historical range.

What is Riskified Ltd.'s ROE?

Riskified Ltd.'s return on equity (ROE) is -8.1%. The historical average is -19.6%.

Is RSKD stock overvalued?

Based on historical data, Riskified Ltd. is trading at a P/E of -39.7x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Riskified Ltd.'s profit margins?

Riskified Ltd. has 51.1% gross margin and -8.4% operating margin.