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RWTRedwood Trust, Inc.
$4.98$622M
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Redwood Trust, Inc. (RWT) Quarterly Financial Ratios

Last 47 quarters of trend data · Real Estate · REIT - Mortgage

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

Redwood Trust, Inc.'s quarterly P/E stands at 10.6x.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
P/E Ratio →-7.9010.63——15.18—21.3316.227.5812.35—758.33107.32
————+100.1%——-97.9%-92.9%———+796.9%
P/S Ratio0.560.830.570.900.656.993.673.182.813.7819.134.214.50
—-88.1%-84.5%-71.6%-76.7%+85.2%-80.8%-24.5%-37.5%———-12.6%
P/B Ratio0.660.710.750.750.680.730.840.700.680.720.740.650.68
—-2.1%-10.6%+6.2%-0.5%+1.5%+12.4%+8.3%+1.3%+1.3%+28.9%-11.6%-34.0%
P/FCF————————————1.89
—————————————
EV / EBITDA21.1517.065508.05—182.84—17.75126.8282.18351.67—194.68—
——+30931.0%—+122.5%——-34.9%—————
EV / EBIT21.3517.18——205.31—17.9517.6416.50————
————+1144.6%————————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

Redwood Trust, Inc.'s operating margin was 156.1% in Q4 2025, up 156.6 pp QoQ and up 192.9 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 30.0% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 39.3% YoY, indicating pricing power or improving input costs.

Margins

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Gross Margin95.6%95.6%13.1%-24.3%20.7%68.6%86.3%87.4%92.2%88.0%48.5%89.5%100.0%
—+39.3%-84.8%-127.8%-77.5%-22.0%+78.0%-2.4%-7.8%-26.3%-83.6%-16.7%+9.2%
Operating Margin95.3%156.1%-0.4%-43.2%7.3%-36.8%351.5%38.0%48.5%31.5%-227.6%18.3%—
—+524.8%-100.1%-213.6%-85.0%-216.8%+254.5%+107.7%—-88.4%-111.2%-87.8%—
Net Margin-6.3%9.5%-2.4%-45.3%5.2%-21.4%21.3%23.0%40.6%36.9%-286.4%6.6%10.8%
—+144.3%-111.1%-296.5%-87.1%-158.1%+107.4%+246.8%+275.7%-82.2%-112.5%-95.3%-74.9%

Return on Capital

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
ROE-6.5%2.0%-0.8%-8.8%1.4%-0.5%1.2%1.3%2.5%1.8%-2.8%0.3%0.4%
—+468.1%-161.9%-793.0%-45.4%-130.1%+143.9%+400.3%+499.6%+146.3%+33.9%+103.4%-81.0%
ROA-0.3%0.1%-0.0%-0.5%0.1%-0.0%0.1%0.1%0.2%0.2%-0.2%0.0%0.0%
—+339.6%-141.3%-585.4%-58.6%-123.6%+135.6%+343.7%+479.9%+145.4%+36.0%+103.1%-83.5%
ROIC3.9%1.1%-0.0%-0.4%0.1%-0.0%1.1%0.1%0.2%0.1%-0.2%0.0%—
—+2382.0%-100.4%-383.9%-51.8%-147.4%+825.2%+155.7%—+129.5%+41.9%+108.4%—

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

Redwood Trust, Inc.'s Debt/EBITDA ratio is 66.9x, down from 21499.8x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has risen for 11 consecutive quarters, indicating increasing financial leverage that investors should watch closely.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Debt / Equity22.5622.5621.0518.5215.0913.8013.7612.2710.9310.6810.589.849.98
—+63.4%+52.9%+50.9%+38.0%+29.2%+30.1%+24.7%+9.6%+0.6%+3.6%-0.3%+15.5%
Debt / EBITDA20.8066.8921499.80—709.67—67.90488.31315.441347.07—753.40—
——+31565.3%—+125.0%——-35.2%—————
Current Ratio0.280.28———————————
—————————————
Quick Ratio0.280.28———————————
—————————————
Interest Coverage0.961.09-0.00-0.350.09-0.051.101.101.17-0.02-0.02-0.02-0.02
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 47 years · Updated daily

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RWT — Frequently Asked Questions

Quick answers to the most common questions about buying RWT stock.

What is Redwood Trust, Inc.'s quarterly P/E ratio trend?

Redwood Trust, Inc.'s current P/E is -7.9x. The average P/E over the last 2 quarters is 12.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do Redwood Trust, Inc.'s margins change by quarter?

Redwood Trust, Inc.'s current operating margin is 95.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at RWT quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Redwood Trust, Inc.'s business trajectory between earnings reports.