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SEZLSezzle Inc.
$163.28$5.5B
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HomeStocksSEZLEarnings History

SEZL logoSezzle Inc. (SEZL) Earnings History

Profitable

9 years of earnings data (2017–2025) · Positive TTM net income

TTM Net Income
$148M
● Profitable
TTM EPS (Diluted)
$4.24
Per share, diluted
YoY EPS Growth
+69.9%
Excellent
Net Margin
29.6%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+69.9%
3YN/A
5YN/A
10YN/A
Operating Margin39.3%
Gross Margin85.4%
Return on Equity103.3%
Return on Assets38.1%
Record Annual Net Income$133MFY2025
Record Quarterly EPS$1.47Q1 2026
Consecutive Profitable Years3years
Q1 2026
Net Income$51M
EPS (Diluted)$1.47
YoY Growth+69.9%Excellent
QoQ Growth+20.2%Excellent

Loading earnings history...

Sezzle Inc. (SEZL) Earnings Overview

As of June 22, 2026, Sezzle Inc. (SEZL) reported trailing twelve-month net income of $148M, reflecting +69.9% year-over-year growth. The company earned $4.24 per diluted share over the past four quarters, with a net profit margin of 29.6%.

Looking at the long-term picture, SEZL's historical earnings data spans multiple years. The company achieved its highest annual net income of $133M in fiscal 2025, representing a new all-time high.

Sezzle Inc. maintains industry-leading profitability with a gross margin of 85.4%, operating margin of 39.3%, and net margin of 29.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including AFRM ($382M net income, 1.6% margin), LPRO (-$5M net income, -4.5% margin), OPFI ($66M net income, 4.4% margin), SEZL has outperformed on profitability metrics. Compare SEZL vs AFRM →

SEZL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SEZL logoSEZLCurrent
$148M$4.2429.6%103.3%+69.9%—
AFRM logoAFRM
$382M$1.101.6%1.8%+109.0%
LPRO logoLPRO
-$5M$-0.05-4.5%-5.5%+96.8%
OPFI logoOPFI
$66M$0.774.4%9.7%+175.0%
ATLC logoATLC
$135M$7.0317.3%22.4%+24.9%
SYF logoSYF
$3.6B$10.4018.6%21.3%+8.7%
Best in group
Lowest in group

SEZL Historical Earnings Data (2017–2025)

9 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$133M+69.5%$177M$3.7229.6%39.3%
2024$79M+1006.3%$82M$2.1929.0%30.3%
2023$7M+118.6%$22M$0.214.5%13.9%
2022-$38M+49.3%-$28M$-1.17-30.3%-22.6%
2021-$75M-132.1%-$69M$-2.38-65.5%-59.8%
2020-$32M-95.2%-$28M$-0.84-55.1%-47.7%
2019-$17M-295.8%-$17M$-0.66--
2018-$4M-136.8%-$4M$-0.45-256.9%-247.1%
2017-$2M-$-814,329$-0.21-6029.3%-2773.0%

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SEZL — Frequently Asked Questions

Quick answers to the most common questions about buying SEZL stock.

What is SEZL earnings per share (EPS)?

SEZL trailing twelve-month (TTM) diluted EPS is $4.24, reflecting +69.9% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2017 to 2025 is available in the table on this page.

What is Sezzle Inc.'s net income?

Sezzle Inc. (SEZL) trailing twelve-month net income is $148M as of 2025. Earnings grew +69.9% year-over-year. Sezzle Inc. has been profitable for 3 consecutive years.

Is SEZL profitable?

Yes, SEZL is profitable with a TTM net income of $148M and a net profit margin of +29.6%. Sezzle Inc. has generated profits for 3 consecutive years.

What is SEZL's earnings growth rate?

SEZL compound annual EPS growth rates (CAGR): 1-Year: +69.9%, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.

What are SEZL's profit margins?

Sezzle Inc. net profit margin is +29.6%, operating margin is +39.3%, and gross margin is +85.4%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +103.3%.

Is SEZL growing earnings?

Yes, SEZL earnings are accelerating — EPS growth of +69.9% exceeds the 5-year CAGR of N/A. TTM net income reached $148M. Earnings momentum is strengthening.

What was SEZL's best earnings year?

Sezzle Inc.'s highest annual net income on record is $133M, achieved in fiscal year 2025. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.

What were SEZL's earnings last quarter?

SEZL's most recent reported quarter was Q1 2026. Net income was $51M with diluted EPS of $1.47. For a full breakdown of all quarters, see the quarterly earnings table on this page.

SEZL Earnings Over Time (2017–2025)

Net income & EPS — annual and quarterly view