SEZL trades 17.9% above Wall Street's consensus target of $134.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes SEZL achieves its forward estimates and maintains a stable P/E multiple of 32.0x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, Sezzle Inc. (SEZL) has a Wall Street consensus price target of $134.00, based on estimates from 6 covering analysts. With the stock currently trading at $163.28, this represents a potential downside of -17.9%. The company has a market capitalization of $5.49B.
Analyst price targets range from a low of $76.00 to a high of $166.00, representing a 67% spread in expectations. The median target of $160.00 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, SEZL trades at a trailing P/E of 43.9x and forward P/E of 32.0x. Analysts expect EPS to grow +20.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $190.68, with bear and bull scenarios of $120.13 and $251.23 respectively. Model confidence stands at 59/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
AFRMAffirm Holdings, Inc. | $24.6B | $73.92 | $81.93 | +10.8% | Buy | 59.1x | 33 |
LPROOpen Lending Corporation | $368M | $3.11 | $3.08 | -1.0% | Hold | 29.0x | 12 |
OPFIOppFi Inc. | $727M | $8.43 | $11.00 | +30.5% | Buy | 4.7x | 6 |
ATLCAtlanticus Holdings Corporation | $1.5B | $100.12 | $100.00 | -0.1% | Buy | 10.5x | 6 |
SYFSynchrony Financial | $26.2B | $75.26 | $89.75 | +19.3% | Buy | 8.1x | 41 |
COFCapital One Financial Corporation | $124.8B | $201.53 | $266.90 | +32.4% | Buy | 10.3x | 56 |
ALLYAlly Financial Inc. | $14.3B | $45.49 | $53.57 | +17.8% | Buy | 8.5x | 38 |
CACCCredit Acceptance Corporation | $6.0B | $579.73 | $540.00 | -6.9% | Hold | 12.0x | 18 |
OMFOneMain Holdings, Inc. | $6.8B | $58.18 | $67.00 | +15.2% | Buy | 8.0x | 31 |
SHOPShopify Inc. | $141.2B | $108.85 | $156.79 | +44.0% | Buy | 60.4x | 63 |
Quick answers to the most common questions about buying SEZL stock.
SEZL's consensus price target is $134, -17.9% below the current price of $163.28. The 6 analysts tracking SEZL see downside risk at present valuations.
SEZL has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $134 implies -17.9% downside from current levels.
SEZL trades at a forward P/E of 32.0157x, representing a moderate valuation. With analysts targeting $134 (-17.9% implied move), the stock appears close to fair value.
The most bullish Wall Street analyst has a price target of $166 for SEZL, while the most conservative target is $76. The consensus of $134 represents the median expectation. Our quantitative valuation model projects a bull case target of $251 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
SEZL is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month SEZL stock forecast based on 6 Wall Street analysts shows a consensus price target of $134, with estimates ranging from $76 (bear case) to $166 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $191, with bear/bull scenarios of $120/$251.
Our quantitative valuation model calculates SEZL's fair value at $191 (base case), with a bear case of $120 and bull case of $251. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 59/100.
SEZL trades at a forward P/E ratio of 32.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 43.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on SEZL, with 0 Sell ratings and a price target of $134 (-17.9% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
SEZL analyst price targets range from $76 to $166, a 67% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $134 consensus represents the middle ground. Our model's $120-$251 range provides an independent fundamental perspective.
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