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SLDESlide Insurance Holdings, Inc. Common Stock
$19.73$2.3B
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  4. Financial Ratios

Slide Insurance Holdings, Inc. Common Stock (SLDE) Financial Ratios

Latest Ratios: P/E Ratio 5.9x · EV/EBITDA 3.9x · ROE N/A. (2022–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SLDE Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022
Market Cap$2.3B$2.7B———
Enterprise Value$2.3B$2.7B———
P/E Ratio →5.875.80———
P/S Ratio1.952.33———
P/B Ratio—————
P/FCF2.843.39———
P/OCF2.833.38———

P/E links to full P/E history page with 30-year chart

SLDE EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022
EV / Revenue—2.33———
EV / EBITDA3.854.59———
EV / EBIT3.834.54———
EV / FCF—3.39———

SLDE Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022
Gross Margin79.6%79.6%49.8%46.3%31.1%
Operating Margin51.0%51.0%31.9%25.1%12.4%
Net Profit Margin38.4%38.4%23.8%18.6%9.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022
ROE——60.0%46.9%16.5%
ROA——13.4%9.8%3.2%
ROIC—————
ROCE——69.5%51.8%17.9%

SLDE Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022
Debt / Equity——0.110.180.24
Debt / EBITDA——0.170.330.89
Net Debt / Equity——-1.03-1.23-1.07
Net Debt / EBITDA—0.00-1.59-2.31-4.02
Debt / FCF—0.00-0.82-0.67-1.06
Interest Coverage219.83219.8372.9250.0062.38

SLDE Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022
Current Ratio——0.970.941.13
Quick Ratio——0.970.941.13
Cash Ratio——0.380.460.33
Asset Turnover——0.440.440.34
Inventory Turnover—————
Days Sales Outstanding—————

SLDE Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022
Dividend Yield—————
Payout Ratio—————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022
Earnings Yield17.0%17.2%———
FCF Yield35.2%29.5%———
Buyback Yield1.8%1.5%———
Total Shareholder Yield1.8%1.5%———
Shares Outstanding—$138M$125M$125M$21M

Key Metrics

Growth RegimeExpanding
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Florida catastrophe reinsurance dependency

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Underwriting Profitability Amidst Rapid Scaling

As reported in the quarterly data, Slide achieved a combined ratio of 52.3% in 2026Q1, demonstrating a highly efficient underwriting engine that appears to leverage modern data architecture to maintain profitability while aggressively expanding its policy footprint within the volatile Florida homeowners' insurance market.

The trajectory of the combined ratio, which improved from 71.0% in 2023Q4 to 52.3% in 2026Q1, suggests that the company is successfully capturing underwriting margins that exceed traditional industry benchmarks. This performance appears to be supported by a disciplined loss ratio management strategy, though investors should monitor whether these levels are sustainable as the company continues to absorb distressed policy books.

ROE Driven by Underwriting Efficiency

Based on the provided financial figures, Slide's ROE reached 12.5% in 2026Q1, reflecting a profitability profile that is primarily fueled by strong underwriting margins rather than investment yield, which warrants further investigation into the long-term sustainability of these returns as the company's capital base continues to grow.

The decomposition of ROE suggests that Slide's ability to generate underwriting profit is the primary engine of its current financial performance. While investment income on float remains a secondary contributor, the company's focus on high-margin underwriting appears to be the key differentiator compared to legacy peers who struggle with higher loss ratios.

Capital Base Supports Underwriting Expansion

According to the reported financial statements, Slide maintains a conservative leverage profile with a debt-to-equity ratio of 0.01 as of 2026Q1, indicating that the company is well-positioned to support its ongoing underwriting expansion without relying on significant external financing or excessive balance sheet risk.

The low debt-to-equity ratio suggests a fortress-like capital structure that provides a necessary buffer against the inherent volatility of the Florida property market. This capitalization strategy appears to prioritize solvency and regulatory compliance, which is essential for maintaining the trust of reinsurance partners in a hardening market environment.

Misinterpretation of Combined Ratio Metrics

Investors frequently misapply the combined ratio to Slide by failing to adjust for the impact of ceding commissions, which, as indicated by the company's financial data, can artificially inflate underwriting margins and obscure the true underlying volatility of the insurance book during periods of high catastrophe exposure.

The reliance on the combined ratio as a standalone metric may lead to an overestimation of underwriting quality if the impact of reinsurance ceding is not properly isolated. Analysts should instead focus on the net loss ratio and the consistency of reserve development to gain a more accurate understanding of the company's true risk-adjusted profitability.

Download Financial Ratios Data

Includes 30+ ratios · 4 years · Updated daily

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SLDE — Frequently Asked Questions

Quick answers to the most common questions about buying SLDE stock.

What is Slide Insurance Holdings, Inc. Common Stock's P/E ratio?

Slide Insurance Holdings, Inc. Common Stock's current P/E ratio is 5.9x. The historical average is 5.8x. This places it at the 100th percentile of its historical range.

What is Slide Insurance Holdings, Inc. Common Stock's EV/EBITDA?

Slide Insurance Holdings, Inc. Common Stock's current EV/EBITDA is 3.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 4.6x.

Is SLDE stock overvalued?

Based on historical data, Slide Insurance Holdings, Inc. Common Stock is trading at a P/E of 5.9x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Slide Insurance Holdings, Inc. Common Stock's profit margins?

Slide Insurance Holdings, Inc. Common Stock has 79.6% gross margin and 51.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.