SelectQuote, Inc. (SLQT) Financial Ratios
8 years of historical data (2018–2025) · Financial Services · Insurance - Brokers
EV/EBITDA
↓
6.27
↓-60% vs avg
5yr avg: 15.72
30Y Low9.2·High29.3
P/FCF
N/A
—
5yr avg: 130.28
30Y Low130.3·High130.3
P/B Ratio
↓
0.31
↓-83% vs avg
5yr avg: 1.79
30Y Low0.8·High7.5
ROE
↓
10.7%
↓+204% vs avg
5yr avg: -10.2%
30Y Low-56%·High32%
Debt/EBITDA
↑
4.68
↓-44% vs avg
5yr avg: 8.40
30Y Low0.3·High18.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SLQT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
SelectQuote, Inc. trades at 74.3x earnings, 27% below its 5-year average of 102.3x, sitting at the 67th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a premium of 447%.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $174M | $433M | $465M | $324M | $407M | $3.2B | $4.1B | — | — |
| Enterprise Value | $558M | $816M | $1.1B | $973M | $1.0B | $3.4B | $4.1B | — | — |
| P/E Ratio → | 74.32 | 178.95 | — | — | — | 25.68 | 51.69 | — | — |
| P/S Ratio | 0.11 | 0.28 | 0.35 | 0.32 | 0.53 | 3.43 | 7.76 | — | — |
| P/B Ratio | 0.31 | 0.75 | 1.47 | 0.93 | 1.04 | 4.78 | 7.53 | — | — |
| P/FCF | — | — | 130.28 | — | — | — | — | — | — |
| P/OCF | — | — | 30.53 | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
SLQT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
SelectQuote, Inc.'s enterprise value stands at 6.3x EBITDA, 60% below its 5-year average of 15.7x. The Financial Services sector median is 11.4x, placing the stock at a 45% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.53 | 0.86 | 0.97 | 1.32 | 3.66 | 7.65 | — | — |
| EV / EBITDA | 6.27 | 9.18 | 12.69 | 24.65 | — | 16.35 | 29.33 | — | — |
| EV / EBIT | 8.14 | 6.38 | 17.62 | 84.86 | — | 18.19 | 31.51 | — | — |
| EV / FCF | — | — | 318.30 | — | — | — | — | — | — |
SLQT Profitability
Margins and return-on-capital ratios measuring operating efficiency
SelectQuote, Inc. earns an operating margin of 4.5%, below the Financial Services sector average of 20.3%. Operating margins have expanded from 1.2% to 4.5% over the past 3 years, signaling improving operational efficiency. ROE of 10.7% is modest. ROIC of 5.3% represents adequate returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 38.7% | 38.7% | 45.2% | 47.4% | 40.4% | 70.9% | 68.4% | 69.1% | 64.3% |
| Operating Margin | 4.5% | 4.5% | 4.9% | 1.2% | -45.3% | 20.7% | 24.6% | 28.5% | 18.5% |
| Net Profit Margin | 3.1% | 3.1% | -2.6% | -5.8% | -38.9% | 13.4% | 15.0% | 21.5% | 14.9% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.7% | 10.7% | -10.3% | -15.9% | -56.2% | 20.6% | 19.7% | 32.2% | 18.6% |
| ROA | 3.9% | 3.9% | -2.8% | -4.7% | -21.9% | 9.8% | 10.4% | 20.6% | 11.7% |
| ROIC | 5.3% | 5.3% | 4.9% | 0.9% | -27.6% | 21.0% | 25.1% | 29.2% | 15.7% |
| ROCE | 6.7% | 6.7% | 6.1% | 1.0% | -27.8% | 16.4% | 18.5% | 29.8% | 15.8% |
SLQT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
SelectQuote, Inc. carries a Debt/EBITDA ratio of 4.7x, which is highly leveraged (10% above the sector average of 4.3x). Net debt stands at $384M ($416M total debt minus $32M cash). Interest coverage of just 1.6x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.72 | 0.72 | 2.25 | 2.11 | 1.91 | 0.76 | 0.57 | 0.10 | 0.11 |
| Debt / EBITDA | 4.68 | 4.68 | 7.97 | 18.54 | — | 2.42 | 2.26 | 0.25 | 0.43 |
| Net Debt / Equity | — | 0.67 | 2.12 | 1.87 | 1.54 | 0.33 | -0.10 | 0.10 | 0.10 |
| Net Debt / EBITDA | 4.31 | 4.31 | 7.50 | 16.44 | — | 1.05 | -0.41 | 0.25 | 0.40 |
| Debt / FCF | — | — | 188.02 | — | — | — | — | — | — |
| Interest Coverage | 1.61 | 1.61 | 0.69 | 0.14 | -7.94 | 6.39 | 5.23 | 58.00 | 45.69 |
SLQT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.60x means SelectQuote, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 2.65x to 1.60x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.60 | 1.60 | 1.91 | 2.65 | 3.55 | 4.44 | 5.36 | 3.10 | 3.44 |
| Quick Ratio | 1.60 | 1.60 | 1.86 | 2.61 | 3.50 | 4.44 | 5.36 | 3.10 | 3.44 |
| Cash Ratio | 0.15 | 0.15 | 0.24 | 0.61 | 1.24 | 2.63 | 3.85 | 0.02 | 0.04 |
| Asset Turnover | — | 1.22 | 1.11 | 0.82 | 0.59 | 0.65 | 0.47 | 0.83 | 0.79 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — |
SLQT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
SelectQuote, Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business. The earnings yield of 1.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | 6.7% | — | — |
| Payout Ratio | — | — | — | — | — | — | 346.0% | 2.7% | 5.4% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 1.3% | 0.6% | — | — | — | 3.9% | 1.9% | — | — |
| FCF Yield | — | — | 0.8% | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 6.7% | — | — |
| Shares Outstanding | — | $182M | $169M | $166M | $164M | $166M | $162M | $162M | $138M |
Peer Comparison
Compare SLQT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SLQTYou | $174M | 74.3 | 6.3 | — | 38.7% | 4.5% | 10.7% | 5.3% | 4.7 |
 GOCO | $9M | -0.0 | — | — | 73.4% | -42.3% | -113.5% | -14.5% | — |
 EHC | $10B | 17.7 | 8.9 | 22.2 | 95.7% | 17.7% | 18.5% | 13.9% | 2.0 |
 MNSB | $176M | 13.6 | 11.5 | 16.5 | 54.4% | 14.0% | 7.3% | 5.0% | 3.7 |
 EG | $14B | 8.9 | 7.6 | 4.0 | 20.5% | 11.3% | 10.8% | 8.1% | 1.7 |
 AMSF | $589M | 12.7 | 8.8 | 66.0 | 46.4% | 18.6% | 18.5% | 21.9% | 0.0 |
 CLOV | $3B | -29.4 | — | — | 18.5% | -4.4% | -26.3% | -34.0% | — |
 OSCR | $7B | -16.8 | — | 7.0 | 14.4% | -3.4% | -44.4% | — | — |
 ACGL | $32B | 7.8 | 6.6 | 5.3 | 37.2% | 25.0% | 19.5% | 15.4% | 0.5 |
 EHTH | $51M | -4.9 | 1.4 | — | 97.5% | 12.4% | 5.1% | 6.1% | 1.6 |
 UNH | $364B | 30.3 | 17.9 | 22.6 | 18.5% | 4.2% | 11.8% | 9.2% | 3.4 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
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Includes 30+ ratios · 8 years · Updated daily
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SLQT — Frequently Asked Questions
Quick answers to the most common questions about buying SLQT stock.
What is SelectQuote, Inc.'s P/E ratio?
SelectQuote, Inc.'s current P/E ratio is 74.3x. The historical average is 85.4x. This places it at the 67th percentile of its historical range.
What is SelectQuote, Inc.'s EV/EBITDA?
SelectQuote, Inc.'s current EV/EBITDA is 6.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 18.4x.
What is SelectQuote, Inc.'s ROE?
SelectQuote, Inc.'s return on equity (ROE) is 10.7%. The historical average is 2.4%.
Is SLQT stock overvalued?
Based on historical data, SelectQuote, Inc. is trading at a P/E of 74.3x. This is at the 67th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are SelectQuote, Inc.'s profit margins?
SelectQuote, Inc. has 38.7% gross margin and 4.5% operating margin.
How much debt does SelectQuote, Inc. have?
SelectQuote, Inc.'s Debt/EBITDA ratio is 4.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.