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SNDRSchneider National, Inc.
$32.22$5.5B
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  4. Financial Ratios

Schneider National, Inc. (SNDR) Financial Ratios

Latest Ratios: P/E Ratio 53.6x · EV/EBITDA 9.5x · ROE 3.4%. (2014–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SNDR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$5.5B$4.7B$5.2B$4.5B$4.2B$4.8B$3.7B$3.9B$3.3B$4.9B—
Enterprise Value$5.9B$5.0B$5.6B$4.7B$4.0B$4.8B$3.6B$3.8B$3.3B$5.1B—
P/E Ratio →53.6344.9744.3618.999.1411.8017.3926.2912.2812.53—
P/S Ratio0.980.820.970.820.630.850.810.810.661.12—
P/B Ratio1.841.541.731.531.471.981.791.731.552.59—
P/FCF15.9213.4035.12—25.70187.9518.4622.6861.27——
P/OCF8.697.327.526.674.898.475.956.085.8410.61—

P/E links to full P/E history page with 30-year chart

SNDR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.891.070.860.610.860.790.790.671.16—
EV / EBITDA9.538.129.766.904.225.816.227.515.019.11—
EV / EBIT34.9429.2533.4714.786.548.6912.1017.528.7518.01—
EV / FCF—14.4338.48—24.65188.9518.0122.0561.87——

SNDR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin5.3%5.3%8.3%10.2%13.9%13.6%10.6%11.2%12.5%10.9%11.9%
Operating Margin3.0%3.0%3.1%5.4%9.1%9.5%6.3%4.4%7.6%6.4%7.2%
Net Profit Margin1.8%1.8%2.2%4.3%6.9%7.2%4.6%3.1%5.4%8.9%3.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE3.4%3.4%3.9%8.2%17.4%18.1%9.9%6.7%13.4%25.3%14.0%
ROA2.1%2.1%2.5%5.4%11.1%10.9%5.9%4.0%7.7%12.2%5.5%
ROIC3.7%3.7%3.7%7.6%17.6%18.1%10.5%7.3%13.2%10.9%13.6%
ROCE3.9%3.9%4.0%7.8%17.3%17.1%9.2%6.6%12.6%10.7%12.6%

SNDR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.190.190.200.100.080.110.150.200.190.230.59
Debt / EBITDA0.910.911.060.440.230.330.530.890.620.791.25
Net Debt / Equity—0.120.170.07-0.060.01-0.04-0.050.020.110.48
Net Debt / EBITDA0.580.580.850.29-0.180.03-0.15-0.220.050.361.02
Debt / FCF—1.033.36—-1.051.00-0.45-0.630.60——
Interest Coverage5.085.0810.1722.5663.9244.3621.8012.9330.5416.2513.41

SNDR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.132.131.581.832.121.812.283.022.532.371.36
Quick Ratio1.951.951.461.642.041.772.202.872.422.191.25
Cash Ratio0.440.440.230.260.680.430.831.290.820.610.27
Asset Turnover—1.161.071.211.531.421.291.281.371.321.32
Inventory Turnover53.8353.8354.0041.90107.24176.9190.6958.6371.5947.0248.08
Days Sales Outstanding—48.3348.8148.5143.2155.3052.5948.7355.3054.5649.10

SNDR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.2%1.4%1.3%1.4%1.3%1.0%10.9%1.1%1.2%0.5%—
Payout Ratio64.7%64.7%56.9%26.7%12.2%12.2%188.9%28.9%15.1%6.5%19.9%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield1.9%2.2%2.3%5.3%10.9%8.5%5.7%3.8%8.1%8.0%—
FCF Yield6.3%7.5%2.8%—3.9%0.5%5.4%4.4%1.6%——
Buyback Yield0.3%0.3%0.6%1.5%0.0%0.0%0.0%0.0%0.0%0.0%—
Total Shareholder Yield1.5%1.7%1.9%2.9%1.3%1.0%10.9%1.1%1.2%0.5%—
Shares Outstanding—$176M$176M$178M$179M$178M$178M$177M$177M$171M$174M

Key Metrics

Growth RegimeMixed
ProfitabilityStable
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Freight rate volatility and margin compression

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Compression Masks Cyclical Recovery

According to recent financial statements, SNDR's gross margin averaged only 8.1% over the last four quarters, excluding the anomalous 36.4% in 2025Q4, indicating persistent pricing pressure despite revenue growth.

The gross margin volatility, swinging from 4.5% to 36.4% within a year, suggests that the 2025Q4 figure is likely distorted by one-time items or accounting adjustments, as the prior income statement analysis flagged. Operating margin has remained below 5% for the past six quarters, with 2026Q2 at 4.6%, reflecting limited operating leverage even as revenue grew 10.4% year-over-year. This implies that the company's earning power is structurally constrained by competitive freight rates and cost inflation, and investors should monitor whether margin recovery can sustain beyond the current cyclical upturn.

Returns on Capital Remain Subdued

Based on reported figures, SNDR's ROIC has hovered between 0.7% and 1.7% over the last ten quarters, with 2026Q2 at 1.7%, indicating that the company is generating minimal returns above its cost of capital.

The persistently low ROIC, despite a conservative balance sheet, suggests that the asset-heavy trucking model is not compounding shareholder value efficiently. ROE similarly remains in the low single digits, peaking at 1.6% in 2026Q2, which is below the sector average and reflects the cyclical trough in freight rates. The driver appears to be margin compression rather than asset inefficiency, as asset turnover has been stable around 0.28-0.32, implying that returns will only improve if pricing power returns.

Working Capital Efficiency Shows Stability

As reported in quarterly filings, SNDR's cash conversion cycle improved to 38 days in 2025Q4 from 36 days in 2024Q4, with DSO stable near 48 days, indicating consistent receivables management despite revenue fluctuations.

The stable DSO around 47-50 days suggests that the company maintains disciplined credit policies, while DPO has remained in the 16-23 day range, reflecting limited supplier leverage. The slight improvement in CCC is driven by inventory days, which are minimal given the asset-light nature of trucking operations. This stability implies that working capital is not a major source of cash flow volatility, but also that there is limited opportunity for further efficiency gains.

Leverage Declines to Conservative Levels

According to recent balance sheet data, SNDR's debt-to-equity fell to 0.13 in 2026Q2 from 0.20 in 2024Q4, while interest coverage improved to 10.35x, indicating a strengthening balance sheet and comfortable debt service.

The reduction in leverage, with total debt down to $396.1M, suggests that the company is deleveraging despite cyclical earnings pressure, likely aided by strong cash conversion. Interest coverage of 10.35x in 2026Q2 is well above the 4.72x in 2025Q4, reflecting both lower debt and improved operating income. This conservative posture provides a buffer against freight rate volatility, but investors should note that the D/EBITDA ratio of 2.19x is still moderate, and any acquisition or capex surge could reverse this trend.

Liquidity Buffer Strengthens with Cash Build

Based on reported figures, SNDR's current ratio improved to 1.42 in 2026Q2 from 1.27 in 2026Q1, with cash rising to $292.7M, providing a solid cushion against cyclical downturns.

The quick ratio of 1.42 in 2026Q2 indicates that the company can cover its short-term obligations without relying on inventory, which is minimal in trucking. The improvement in liquidity is driven by strong operating cash flow, which exceeded net income by a factor of 3.4x in recent quarters, as noted in the cash flow analysis. This suggests that SNDR is well-positioned to weather a prolonged freight recession, though the reliance on non-cash charges warrants monitoring.

Misapplied EV/EBITDA in Cyclical Trucking

The EV/EBITDA multiple of 10.56x is commonly used to value SNDR, but it obscures the cyclicality of EBITDA, which swung from $100M in 2025Q1 to $180M in 2026Q2, making the metric unreliable.

In asset-heavy, cyclical industries like trucking, EV/EBITDA can be misleading because EBITDA is highly sensitive to freight rate cycles and does not account for the significant capital expenditures required for fleet replacement. A more appropriate metric is EV/EBITDAR (adding back rental costs) or EV/EBITDA adjusted for the mid-cycle earnings power, which would smooth out cyclical peaks and troughs. Investors should also consider price-to-tangible book value, given the fleet's residual value risk, as the current P/B of 2.05x may overstate asset quality if used-truck prices decline.

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SNDR — Frequently Asked Questions

Quick answers to the most common questions about buying SNDR stock.

What is Schneider National, Inc.'s P/E ratio?

Schneider National, Inc.'s current P/E ratio is 53.6x. The historical average is 22.0x. This places it at the 100th percentile of its historical range.

What is Schneider National, Inc.'s EV/EBITDA?

Schneider National, Inc.'s current EV/EBITDA is 9.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 7.0x.

What is Schneider National, Inc.'s ROE?

Schneider National, Inc.'s return on equity (ROE) is 3.4%. The historical average is 12.4%.

Is SNDR stock overvalued?

Based on historical data, Schneider National, Inc. is trading at a P/E of 53.6x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Schneider National, Inc.'s dividend yield?

Schneider National, Inc.'s current dividend yield is 1.20% with a payout ratio of 64.7%.

What are Schneider National, Inc.'s profit margins?

Schneider National, Inc. has 5.3% gross margin and 3.0% operating margin.

How much debt does Schneider National, Inc. have?

Schneider National, Inc.'s Debt/EBITDA ratio is 0.9x, indicating low leverage. A ratio below 2x is generally considered financially healthy.