Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
SouthState Corporation's quarterly P/E stands at 9.6x, down 27.7% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 17.1% YoY to 7.9x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.28 | 9.56 | 10.21 | 10.90 | 26.67 | 13.23 | 13.06 | 11.04 | 14.17 | 15.19 | 10.40 | 10.15 | 9.73 |
| — | -27.7% | -21.8% | -1.3% | +88.2% | -12.9% | +25.7% | +8.8% | +45.6% | +50.4% | -8.0% | -17.3% | -33.7% | |
| P/S Ratio | 2.58 | 2.48 | 2.56 | 2.53 | 2.64 | 3.30 | 3.01 | 2.41 | 2.77 | 2.98 | 2.25 | 2.26 | 2.61 |
| — | -24.8% | -14.9% | +4.7% | -4.6% | +10.5% | +34.0% | +6.6% | +6.1% | -7.1% | -32.9% | -36.3% | -36.8% | |
| P/B Ratio | 1.07 | 1.05 | 1.12 | 1.06 | 1.10 | 1.30 | 1.26 | 1.04 | 1.18 | 1.17 | 0.99 | 0.95 | 1.04 |
| — | -19.4% | -11.7% | +2.8% | -6.7% | +10.8% | +28.2% | +9.0% | +13.3% | +1.8% | -19.5% | -18.4% | -8.8% | |
| P/FCF | — | 27.81 | 16.18 | 44.63 | — | 5.60 | — | 12.47 | 5.99 | — | 2.94 | 4.12 | 26.30 |
| — | +396.6% | — | +257.8% | — | — | — | +202.5% | -77.2% | — | +18.3% | +7.8% | +926.1% | |
| EV / EBITDA | 8.91 | 7.92 | 7.07 | 5.93 | 12.11 | 9.55 | 10.15 | 8.82 | 10.07 | 11.06 | 7.74 | 8.08 | 8.37 |
| — | -17.1% | -30.3% | -32.7% | +20.3% | -13.6% | +31.1% | +9.2% | +20.2% | +45.5% | -11.1% | -13.5% | -25.3% | |
| EV / EBIT | 9.97 | 7.92 | 8.16 | 6.77 | 15.64 | 10.32 | 10.90 | 9.52 | 10.99 | 12.23 | 8.46 | 8.84 | 9.08 |
| — | -23.3% | -25.1% | -28.9% | +42.3% | -15.6% | +28.8% | +7.7% | +21.1% | +48.1% | -11.1% | -14.8% | -28.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
SouthState Corporation's operating margin was 33.7% in Q4 2025, up 1.0 pp QoQ and up 1.4 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 27.6% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 5.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 68.3% | 72.0% | 70.7% | 70.9% | 59.2% | 68.0% | 70.0% | 69.5% | 68.4% | 68.4% | 69.0% | 72.1% | 80.4% |
| — | +5.9% | +1.0% | +1.9% | -13.4% | -0.7% | +1.5% | -3.6% | -14.9% | -18.7% | -24.7% | -22.3% | -19.5% | |
| Operating Margin | 27.9% | 33.7% | 32.8% | 30.4% | 13.6% | 32.4% | 30.1% | 28.5% | 26.1% | 25.2% | 27.4% | 28.4% | 34.3% |
| — | +4.2% | +8.7% | +6.8% | -48.0% | +28.5% | +9.8% | +0.2% | -24.0% | -37.5% | -27.9% | -22.8% | -4.0% | |
| Net Margin | 21.3% | 26.0% | 25.1% | 23.2% | 10.0% | 24.9% | 23.1% | 21.8% | 19.5% | 19.7% | 21.7% | 22.2% | 26.8% |
| — | +4.2% | +8.7% | +6.3% | -49.0% | +26.4% | +6.8% | -1.8% | -27.1% | -37.8% | -26.9% | -22.9% | -4.7% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.7% | 2.7% | 2.8% | 2.5% | 1.2% | 2.4% | 2.5% | 2.4% | 2.1% | 2.0% | 2.4% | 2.3% | 2.7% |
| — | +12.2% | +11.7% | +4.5% | -40.9% | +23.2% | +5.0% | +0.9% | -23.4% | -30.9% | -11.7% | +0.4% | +34.8% | |
| ROA | 1.4% | 0.4% | 0.4% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% |
| — | +19.2% | +19.6% | +12.5% | -37.5% | +31.3% | +13.3% | +6.3% | -18.9% | -26.2% | -5.2% | +6.5% | +38.2% | |
| ROIC | 9.2% | 2.3% | 2.3% | 2.1% | 1.1% | 2.0% | 2.0% | 1.9% | 1.8% | 1.6% | 1.8% | 1.7% | 2.1% |
| — | +15.7% | +15.9% | +6.1% | -39.1% | +24.5% | +8.3% | +12.5% | -13.6% | -29.7% | -14.0% | -6.0% | +31.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
SouthState Corporation's Debt/EBITDA ratio is 4.1x, up from 3.5x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 832.6% YoY to 0.22x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.15 | 0.15 | 0.14 | 0.20 | 0.17 | 0.15 | 0.21 | 0.22 | 0.17 | 0.18 | 0.17 | 0.26 | 0.35 |
| — | -4.6% | -31.2% | -10.0% | -2.7% | -13.3% | +20.4% | -15.9% | -51.2% | -5.1% | -10.4% | +23.2% | +53.9% | |
| Debt / EBITDA | 1.12 | 4.08 | 3.48 | 5.37 | 9.15 | 4.43 | 6.14 | 6.61 | 5.65 | 6.43 | 5.27 | 7.95 | 9.46 |
| — | -7.7% | -43.3% | -18.7% | +62.0% | -31.1% | +16.6% | -16.8% | -40.3% | +36.0% | +3.6% | +26.4% | +15.6% | |
| Current Ratio | 0.22 | 0.22 | 0.02 | 0.17 | 0.17 | 0.02 | 0.13 | 0.13 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 |
| — | +832.6% | -87.8% | +30.0% | +20.3% | -84.2% | -6.2% | -14.0% | -12.4% | -10.2% | -6.2% | -2.8% | -2.8% | |
| Quick Ratio | 0.22 | 0.22 | 0.02 | 0.17 | 0.17 | 0.02 | 0.13 | 0.13 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 |
| — | +832.6% | -87.8% | +30.0% | +20.3% | -84.2% | -6.2% | -14.0% | -12.4% | -10.2% | -6.2% | -2.8% | -2.8% | |
| Interest Coverage | 0.97 | 1.20 | 1.14 | 1.07 | 0.46 | 1.05 | 0.97 | 0.96 | 0.89 | 0.85 | 1.08 | 1.36 | 2.59 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying SSB stock.
SouthState Corporation's current P/E is 12.3x. The average P/E over the last 4 quarters is 14.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
SouthState Corporation's current operating margin is 27.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking SouthState Corporation's business trajectory between earnings reports.