Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.94 | 10.82 | 10.58 | 10.14 | 9.56 | 10.21 | 10.90 | 26.67 | 13.23 | 13.06 | 11.04 | 14.17 | 15.19 | 10.40 | 10.15 | 9.73 | 10.10 | 11.30 | 12.29 | 14.67 | 13.18 |
| — | +6.0% | -2.9% | -62.0% | -27.7% | -21.8% | -1.3% | +88.2% | -12.9% | +25.7% | +8.8% | +45.6% | +50.4% | -8.0% | -17.3% | -33.7% | -23.3% | +5.4% | -16.5% | +54.0% | -11.8% | |
| P/S Ratio | 4.66 | 3.54 | 18.44 | 3.46 | 3.45 | 3.60 | 3.52 | 3.75 | 4.78 | 4.38 | 3.44 | 3.92 | 4.25 | 3.01 | 2.86 | 3.01 | 3.40 | 3.46 | 3.65 | 4.23 | 4.24 |
| — | -1.7% | +423.2% | -7.7% | -27.8% | -17.8% | +2.5% | -4.5% | +12.4% | +45.3% | +20.1% | +30.4% | +25.1% | -13.0% | -21.4% | -29.0% | -19.8% | -8.8% | -17.0% | +8.1% | +17.1% | |
| P/B Ratio | 1.16 | 1.07 | 1.08 | 1.01 | 1.05 | 1.12 | 1.06 | 1.10 | 1.30 | 1.26 | 1.04 | 1.18 | 1.17 | 0.99 | 0.95 | 1.04 | 1.15 | 1.22 | 1.16 | 1.14 | 1.17 |
| — | -3.9% | +1.0% | -7.5% | -19.4% | -11.7% | +2.8% | -6.7% | +10.8% | +28.2% | +9.0% | +13.3% | +1.8% | -19.5% | -18.4% | -8.8% | -2.0% | +11.4% | -5.1% | -4.4% | +5.7% | |
| P/FCF | — | — | 9.43 | 8.09 | 27.81 | 16.18 | 44.63 | — | 5.60 | — | 12.47 | 5.99 | — | 2.94 | 4.12 | 26.30 | 1.28 | 2.49 | 3.83 | 2.56 | 13.25 |
| — | — | -78.9% | — | +396.6% | — | +257.8% | — | — | — | +202.5% | -77.2% | — | +18.3% | +7.8% | +926.1% | -90.4% | -67.5% | — | -46.4% | +81.9% | |
| EV / EBITDA | 9.35 | 3.65 | — | 7.50 | 7.92 | 7.07 | 5.93 | 12.11 | 9.55 | 10.15 | 8.82 | 10.07 | 11.06 | 7.74 | 8.08 | 8.37 | 7.60 | 8.71 | 9.34 | 11.21 | 9.97 |
| — | -48.5% | — | -38.1% | -17.1% | -30.3% | -32.7% | +20.3% | -13.6% | +31.1% | +9.2% | +20.2% | +45.5% | -11.1% | -13.5% | -25.3% | -23.8% | +7.5% | -12.2% | +49.1% | -38.4% | |
| EV / EBIT | 10.34 | 3.65 | — | 8.49 | 7.92 | 8.16 | 6.77 | 15.64 | 10.32 | 10.90 | 9.52 | 10.99 | 12.23 | 8.46 | 8.84 | 9.08 | 8.26 | 9.51 | 10.37 | 12.64 | 11.15 |
| — | -55.3% | — | -45.7% | -23.3% | -25.1% | -28.9% | +42.3% | -15.6% | +28.8% | +7.7% | +21.1% | +48.1% | -11.1% | -14.8% | -28.2% | -26.0% | +6.5% | -13.4% | +55.2% | -43.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.8% | 97.0% | 97.2% | 98.4% | 100.0% | 99.3% | 98.9% | 84.1% | 98.4% | 101.6% | 99.1% | 96.9% | 97.4% | 92.4% | 91.3% | 92.7% | 89.0% | 94.5% | 95.2% | 102.4% | 102.8% |
| — | -2.3% | -1.7% | +17.0% | +1.6% | -2.3% | -0.2% | -13.3% | +1.0% | +10.0% | +8.6% | +4.6% | +9.4% | -2.3% | -4.2% | -9.5% | -13.4% | -15.0% | -19.1% | -11.9% | +8.3% | |
| Operating Margin | 39.0% | 42.4% | -71.0% | 44.0% | 46.9% | 46.0% | 42.5% | 19.2% | 46.9% | 43.7% | 40.6% | 36.9% | 35.9% | 36.7% | 36.0% | 39.6% | 42.6% | 39.3% | 37.8% | 36.7% | 40.7% |
| — | -7.9% | -267.3% | +129.0% | +0.0% | +5.1% | +4.5% | -48.0% | +30.7% | +19.1% | +12.9% | -6.6% | -15.8% | -6.5% | -4.8% | +7.9% | +4.7% | -11.2% | -1.6% | -30.1% | +116.7% | |
| Net Margin | 29.8% | 32.7% | 172.8% | 34.1% | 36.1% | 35.3% | 32.4% | 14.1% | 36.1% | 33.6% | 31.1% | 27.7% | 28.0% | 29.0% | 28.1% | 30.9% | 33.5% | 30.6% | 29.6% | 28.9% | 32.2% |
| — | -7.5% | +433.7% | +141.6% | -0.0% | +5.1% | +4.1% | -49.0% | +28.6% | +15.8% | +10.6% | -10.4% | -16.2% | -5.1% | -5.0% | +7.1% | +4.0% | -13.6% | -0.6% | -29.6% | +32.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.7% | 2.5% | 2.5% | 2.5% | 2.7% | 2.8% | 2.5% | 1.2% | 2.4% | 2.5% | 2.4% | 2.1% | 2.0% | 2.4% | 2.3% | 2.7% | 2.9% | 2.7% | 2.3% | 2.0% | 2.2% |
| — | -11.1% | +2.5% | +103.4% | +12.2% | +11.7% | +4.5% | -40.9% | +23.2% | +5.0% | +0.9% | -23.4% | -30.9% | -11.7% | +0.4% | +34.8% | +28.9% | +3.9% | +11.7% | -35.9% | +18.9% | |
| ROA | 1.4% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% |
| — | -14.1% | +2.3% | +109.1% | +19.2% | +19.6% | +12.5% | -37.5% | +31.3% | +13.3% | +6.3% | -18.9% | -26.2% | -5.2% | +6.5% | +38.2% | +24.7% | -3.6% | +4.4% | -39.9% | +13.2% | |
| ROIC | 9.2% | 2.1% | -0.7% | 2.1% | 2.3% | 2.3% | 2.1% | 1.1% | 2.0% | 2.0% | 1.9% | 1.8% | 1.6% | 1.8% | 1.7% | 2.1% | 2.3% | 2.1% | 1.8% | 1.6% | 1.7% |
| — | -11.4% | -132.7% | +95.1% | +15.7% | +15.9% | +6.1% | -39.1% | +24.5% | +8.3% | +12.5% | -13.6% | -29.7% | -14.0% | -6.0% | +31.4% | +35.2% | +11.2% | +14.5% | -34.7% | +107.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.15 | 0.17 | 0.17 | 0.15 | 0.15 | 0.14 | 0.20 | 0.17 | 0.15 | 0.21 | 0.22 | 0.17 | 0.18 | 0.17 | 0.26 | 0.35 | 0.18 | 0.19 | 0.21 | 0.23 | 0.23 |
| — | +15.4% | -12.8% | -10.6% | -4.6% | -31.2% | -10.0% | -2.7% | -13.3% | +20.4% | -15.9% | -51.2% | -5.1% | -10.4% | +23.2% | +53.9% | -19.1% | -22.0% | -17.4% | -15.5% | -8.4% | |
| Debt / EBITDA | 1.09 | 2.65 | — | 4.06 | 4.08 | 3.48 | 5.37 | 9.15 | 4.43 | 6.14 | 6.61 | 5.65 | 6.43 | 5.27 | 7.95 | 9.46 | 4.73 | 5.08 | 6.29 | 8.19 | 7.26 |
| — | -23.8% | — | -55.6% | -7.7% | -43.3% | -18.7% | +62.0% | -31.1% | +16.6% | -16.8% | -40.3% | +36.0% | +3.6% | +26.4% | +15.6% | -34.9% | -27.4% | -25.7% | +31.3% | -48.8% | |
| Current Ratio | 0.22 | 0.20 | 0.13 | 11.08 | 0.22 | 0.02 | 0.17 | 0.17 | 0.02 | 0.13 | 0.13 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 | 0.16 | 0.15 | 0.16 | 0.17 | 0.16 |
| — | +1133.3% | -27.6% | +6438.7% | +832.6% | -87.8% | +30.0% | +20.3% | -84.2% | -6.2% | -14.0% | -12.4% | -10.2% | -6.2% | -2.8% | -2.8% | -0.2% | -6.2% | +2.1% | +18.5% | +18.8% | |
| Quick Ratio | 0.22 | 0.20 | 0.13 | 11.08 | 0.22 | 0.02 | 0.17 | 0.17 | 0.02 | 0.13 | 0.13 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 | 0.16 | 0.15 | 0.16 | 0.17 | 0.16 |
| — | +1133.3% | -27.6% | +6438.7% | +832.6% | -87.8% | +30.0% | +20.3% | -84.2% | -6.2% | -14.0% | -12.4% | -10.2% | -6.2% | -2.8% | -2.8% | -0.2% | -6.2% | +2.1% | +18.5% | +18.8% | |
| Interest Coverage | 0.97 | 2.06 | -0.36 | 1.14 | 1.20 | 1.14 | 1.07 | 0.46 | 1.05 | 0.97 | 0.96 | 0.89 | 0.85 | 1.08 | 1.36 | 2.59 | 7.50 | 12.22 | 14.46 | 14.23 | 14.56 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying SSB stock.
SouthState Bank Corp.'s current P/E is 10.9x. The average P/E over the last 4 quarters is 10.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
SouthState Bank Corp.'s current operating margin is 39.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking SouthState Bank Corp.'s business trajectory between earnings reports.