Summit State Bank (SSBI) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 3.77M | 2.65M | 7.19M | -56K | -3.19M | 1.66M | 2.32M | 1.15M | 716K | -927K | -2.38M | 3.73M | -2.8M | 7.49M | 2.22M | -18.56M | 22.57M | 46.61M | -16.22M | 13.57M |
| Operating CF Growth % | 218.49% | 58.95% | 209.82% | -104.87% | -544.83% | 279.5% | 197.52% | -69.18% | 125.56% | -112.37% | -207.35% | 120.09% | -112.41% | -83.92% | 113.67% | -236.76% | 179.65% | 2225.95% | -1598.01% | 1218.76% |
| Net Income | 1.67M | 1.07M | 817K | 2.42M | 2.49M | -7.14M | 626K | 928K | 1.4M | 1.9M | 1.82M | 2.98M | 4.12M | 4.55M | 3.98M | 4.5M | 3.94M | 3.69M | 3.8M | 3.9M |
| Depreciation & Amortization | 88K | 91K | 95K | 93K | 101K | 99K | 98K | 93K | 102K | 98K | 96K | 97K | 94K | 100K | 97K | 97K | 97K | 106K | 95K | 99K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 181K | 1.71M | 6.03M | -4.21M | -746K | 10.31M | 462K | -496K | -808K | -898K | -1.74M | -481K | -1.78M | -1.93M | -1.04M | -23.44M | 18.85M | 43.08M | -22.38M | 12.63M |
| Working Capital Changes | 1.46M | -128K | 30K | 1.36M | -5.29M | -1.72M | 1.06M | 696K | 560K | -1.75M | -2.85M | 770K | -4.87M | 4.35M | -932K | 647K | -760K | -55K | 1.74M | -2.94M |
| Cash from Investing | 58.01M | 8.09M | 12.67M | 28.52M | 29.69M | 9.02M | 6.05M | -188K | 21.91M | -5.93M | -5.15M | -16.73M | 7.63M | -32.98M | -59.29M | -8.01M | -16.9M | -73.96M | -18.01M | -15.25M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | -3.55M | 0 | -33K | 0 | -341K | 0 | 0 | -242K | -15.25M | -5.64M | -11.53M | -1.61M | -11.51M | -13.5M | -1.5M |
| Sale/Maturity of Investments | 2.32M | 800K | 1.81M | 1.82M | 1.07M | 5.35M | 10.19M | 573K | 69K | 71K | 290K | 570K | 67K | 566K | 566K | 444K | 728K | 9.04M | 11.6M | 3.8M |
| Net Investment Activity | 2.32M | 800K | 1.81M | 1.82M | 1.07M | 1.8M | 10.19M | 540K | 69K | -270K | 290K | 570K | -175K | -14.69M | -5.08M | -11.08M | -882K | -2.48M | -1.9M | 2.3M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 55.69M | 8.09M | 10.88M | 26.71M | 28.62M | 7.22M | -4.09M | -616K | 21.91M | -5.58M | -5.44M | -17.28M | 7.95M | -18.24M | -54.15M | 3.12M | -16.01M | -71.48M | -16.09M | -17.55M |
| Cash from Financing | -11.85M | -3.17M | -28.32M | -34.47M | -5.5M | -40.21M | 32.42M | 1.47M | -42.7M | -21.95M | -18.28M | 8.85M | 34.17M | 60.23M | 63.27M | -2.71M | 19.53M | 30.28M | 15.86M | 10.88M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | -1K | -265K | -816K | -813K | -810K | -798K | -819K | -824K | -808K | -808K | -808K | -802K | -804K | -728K | -729K |
| Share Repurchases | 0 | 0 | 0 | -12K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33K | 0 |
| Net Stock Activity | 0 | 0 | 0 | -12K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33K | 0 |
| Debt Issuance (Net) | 0 | -1000K | 1000K | 0 | 0 | 0 | -1000K | -1000K | 1000K | 0 | 0 | -1000K | -1000K | -1000K | 1000K | 0 | 0 | -1000K | 1000K | -1000K |
| Other Financing | -11.85M | 2.33M | -33.82M | -34.45M | -5.5M | -40.21M | 36.18M | 27.39M | -70.49M | -21.14M | -17.48M | 32.66M | 53M | 93.74M | 48.98M | -1.9M | 20.33M | 62.59M | -14.91M | 16.6M |
| Net Change in Cash | 49.93M | 7.57M | -8.46M | -6M | 21M | -29.52M | 40.79M | 2.43M | -20.08M | -28.82M | -25.81M | -4.16M | 39M | 34.75M | 6.2M | -29.28M | 25.2M | 2.93M | -18.37M | 9.19M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 65.52M | 57.95M | 66.41M | 72.41M | 51.4M | 80.93M | 40.14M | 37.71M | 57.79M | 86.6M | 112.41M | 116.57M | 77.57M | 42.82M | 36.62M | 65.9M | 40.7M | 37.77M | 56.14M | 46.95M |
| Cash at End | 115.46M | 65.52M | 57.95M | 66.41M | 72.41M | 51.4M | 80.93M | 40.14M | 37.71M | 57.79M | 86.6M | 112.41M | 116.57M | 77.57M | 42.82M | 36.62M | 65.9M | 40.7M | 37.77M | 56.14M |
| Interest Paid | 4.9M | 5.35M | 5.82M | 6M | 7.67M | 6.86M | 7.11M | 7.06M | 7.19M | 7.88M | 6.61M | 5.79M | 4.06M | 2.99M | 1.43M | 1.11M | 915K | 1.09M | 946K | -2.36M |
| Income Taxes Paid | 0 | 300K | 60K | 0 | 0 | 9K | 250K | 0 | 0 | 830K | 1.93M | 0 | 0 | 1.34M | 2.13M | 0 | 0 | 1.28M | 920K | 0 |
| Free Cash Flow | 3.77M | 2.63M | 7.18M | -66K | -3.19M | 1.66M | 2.28M | 1.04M | 643K | -1.01M | -2.38M | 3.71M | -2.94M | 7.44M | 2.15M | -18.61M | 22.56M | 46.6M | -16.24M | 13.57M |
| FCF Growth % | 218.38% | 58.04% | 215.06% | -106.36% | -595.8% | 264.95% | 195.55% | -72.06% | 121.86% | -113.53% | -210.83% | 119.95% | -113.04% | -84.03% | 113.24% | -237.12% | 181.59% | 1919.11% | -1396.96% | 1398.12% |