Summit State Bank (SSBI) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 115.46M | 65.52M | 67.92M | 133.79M | 83.07M | 111.47M | 157.13M | 123.25M | 121.54M | 134.12M | 166.89M | 196M | 116.57M | 161.35M | 111.51M | 106.54M | 129.23M | 110.07M | 106.58M | 123.24M |
| Cash & Due from Banks | 115.46M | 65.52M | 57.95M | 66.41M | 72.41M | 51.4M | 80.93M | 40.14M | 37.71M | 57.79M | 86.6M | 112.41M | 116.57M | 77.57M | 42.82M | 36.62M | 65.9M | 40.7M | 37.77M | 56.14M |
| Short Term Investments | 0 | 0 | 9.97M | 67.38M | 10.66M | 60.07M | 76.2M | 83.11M | 83.83M | 76.33M | 80.28M | 83.59M | 0 | 83.78M | 68.69M | 69.93M | 63.33M | 69.37M | 68.8M | 67.1M |
| Total Investments | 854.28M | 912.83M | 855.08M | 929.37M | 953.29M | 972.56M | 1B | 1B | 1.01B | 1.02B | 1.02B | 1.02B | 4.74M | 1.01B | 971.24M | 917.24M | 890.64M | 893.85M | 861.31M | 821.08M |
| Investments Growth % | -10.39% | -6.14% | -14.6% | -7.48% | -5.58% | -4.96% | -1.92% | -1.22% | 21214.8% | 1.69% | 5.11% | 10.87% | -99.47% | 12.59% | 12.76% | 11.71% | 8.76% | 9.82% | 9.46% | 7.71% |
| Long-Term Investments | 854.28M | 912.83M | 845.12M | 861.99M | 942.63M | 912.49M | 925.07M | 921.46M | 925.85M | 947.03M | 940.59M | 933.39M | 4.74M | 922.59M | 902.54M | 847.32M | 827.31M | 824.49M | 792.5M | 753.98M |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 19.7M | 16.93M | 0 | 17.09M | 15.39M | 12.53M | 11.73M | 9.41M | 9.3M | 10.14M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M | 4.12M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 4.73M | 4.82M | 4.89M | 4.97M | 5.06M | 5.16M | 5.25M | 5.31M | 5.29M | 5.32M | 5.33M | 5.43M | 6.75M | 5.46M | 5.51M | 5.54M | 5.58M | 5.68M | 5.77M | 5.84M |
| Other Assets | 21.45M | 21.41M | 88.59M | 31.72M | 32.6M | 37.98M | 27.22M | 27.92M | 23.39M | 31.92M | -2.82M | -3.04M | 9.54M | -4.14M | -4.23M | -4.31M | -4.82M | 820K | 4.32M | 4.32M |
| Total Current Assets | 115.46M | 65.52M | 67.92M | 133.79M | 83.07M | 111.47M | 157.13M | 123.25M | 121.54M | 134.12M | 194.95M | 221.52M | 120.64M | 187.32M | 135.87M | 128.12M | 150.09M | 122.98M | 115.88M | 133.38M |
| Total Non-Current Assets | 880.47M | 939.06M | 938.6M | 898.68M | 980.29M | 955.62M | 961.66M | 958.8M | 958.65M | 988.39M | 947.22M | 939.89M | 1.03B | 928.02M | 907.95M | 852.66M | 832.19M | 835.1M | 806.72M | 768.26M |
| Total Assets | 995.92M | 1B | 1.01B | 1.03B | 1.06B | 1.07B | 1.12B | 1.08B | 1.08B | 1.12B | 1.14B | 1.16B | 1.15B | 1.12B | 1.04B | 980.78M | 982.29M | 958.08M | 922.59M | 901.64M |
| Asset Growth % | -6.34% | -5.86% | -10.03% | -4.58% | -1.56% | -4.94% | -2.05% | -6.83% | -5.83% | 0.64% | 9.42% | 18.42% | 16.77% | 16.41% | 13.14% | 8.78% | 10.85% | 10.65% | 10.65% | 5.99% |
| Return on Assets (ROA) | 0.17% | 0.11% | 0.08% | 0.23% | 0.23% | -0.65% | 0.06% | 0.09% | 0.13% | 0.17% | 0.16% | 0.26% | 0.36% | 0.42% | 0.39% | 0.46% | 0.41% | 0.39% | 0.42% | 0.44% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.55M | 8.31M | 0 | 12.56M | 6.13M | 5.69M | 5.68M | 5.32M | 5.71M | 4.33M |
| Total Debt | 5.95M | 5.95M | 11.45M | 5.94M | 5.94M | 5.93M | 5.93M | 9.43M | 34.52M | 5.92M | 5.92M | 5.91M | 30.23M | 46.91M | 79.6M | 64.5M | 54.4M | 54.39M | 85.89M | 54.38M |
| Net Debt | -109.5M | -59.58M | -46.51M | -60.47M | -66.47M | -45.47M | -75M | -30.71M | -3.19M | -51.87M | -80.69M | -106.5M | -86.34M | -30.66M | 36.78M | 27.88M | -11.5M | 13.69M | 48.12M | -1.76M |
| Long-Term Debt | 5.95M | 5.95M | 11.45M | 5.94M | 5.94M | 5.93M | 5.93M | 9.43M | 34.52M | 5.92M | 5.92M | 5.91M | 28.91M | 46.91M | 79.6M | 64.5M | 54.4M | 54.39M | 85.89M | 54.38M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 484K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 8.05M | 897.47M | 6.57M | 5.81M | 5.02M | 6.87M | 9.43M | 8.08M | 8.59M | 9.22M | 4.43M | 4.43M | 1.03B | 4.68M | 4.75M | 6M | 6.57M | 2.48M | 0 | 0 |
| Total Current Liabilities | 879.26M | 383K | 888.78M | 922.61M | 957.07M | 962.56M | 1B | 966.59M | 939.2M | 1.01B | 1.04B | 1.06B | 0 | 975.22M | 875.04M | 825.63M | 837.61M | 816.92M | 754.72M | 768.28M |
| Total Non-Current Liabilities | 14M | 903.41M | 18.01M | 11.76M | 10.96M | 12.81M | 15.36M | 17.51M | 43.11M | 15.14M | 10.35M | 10.35M | 1.05B | 51.58M | 84.35M | 70.5M | 60.97M | 56.87M | 85.89M | 54.38M |
| Total Liabilities | 893.26M | 903.41M | 906.79M | 934.36M | 968.02M | 975.37M | 1.02B | 984.1M | 982.31M | 1.02B | 1.05B | 1.07B | 1.05B | 1.03B | 959.39M | 896.12M | 898.58M | 873.8M | 840.61M | 822.67M |
| Total Equity | 102.66M | 101.17M | 99.73M | 98.11M | 95.34M | 91.72M | 100.66M | 97.95M | 97.88M | 97.68M | 93.44M | 94.44M | 92.67M | 88.55M | 84.42M | 84.66M | 83.71M | 84.28M | 81.98M | 78.98M |
| Equity Growth % | 7.68% | 10.3% | -0.93% | 0.16% | -2.59% | -6.1% | 7.73% | 3.72% | 5.63% | 10.31% | 10.68% | 11.54% | 10.7% | 5.06% | 2.97% | 7.2% | 10.86% | 11.44% | 11.66% | 10.87% |
| Equity / Assets (Capital Ratio) | 10.31% | 10.07% | 9.91% | 9.5% | 8.97% | 8.6% | 9% | 9.05% | 9.06% | 8.7% | 8.18% | 8.13% | 8.08% | 7.94% | 8.09% | 8.63% | 8.52% | 8.8% | 8.89% | 8.76% |
| Return on Equity (ROE) | 1.64% | 1.06% | 0.83% | 2.5% | 2.67% | -7.42% | 0.63% | 0.95% | 1.43% | 1.99% | 1.94% | 3.19% | 4.54% | 5.26% | 4.71% | 5.35% | 4.68% | 4.44% | 4.72% | 5.05% |
| Book Value per Share | 15.24 | 15.02 | 14.81 | 14.57 | 14.19 | 13.65 | 14.98 | 14.58 | 14.61 | 14.58 | 13.94 | 14.09 | 13.86 | 13.24 | 12.62 | 12.66 | 12.52 | 12.62 | 12.27 | 11.82 |
| Tangible BV per Share | 15.24 | 15.02 | 14.81 | 14.57 | 14.19 | 13.65 | 14.37 | 13.96 | 14.00 | 13.97 | 13.32 | 13.48 | 13.24 | 12.62 | 12.01 | 12.05 | 11.91 | 12.00 | 11.66 | 11.20 |
| Common Stock | 38.01M | 37.95M | 37.9M | 37.84M | 37.8M | 37.74M | 37.68M | 37.62M | 37.55M | 37.47M | 37.39M | 37.3M | 37.22M | 37.18M | 37.15M | 37.01M | 37.01M | 37.01M | 37.01M | 36.98M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 71.34M | 69.67M | 68.6M | 67.78M | 65.36M | 62.87M | 70.01M | 69.65M | 69.54M | 68.96M | 67.87M | 66.84M | 64.68M | 61.39M | 57.64M | 54.47M | 50.78M | 47.64M | 44.76M | 41.69M |
| Accumulated OCI | -6.69M | -6.45M | -6.77M | -7.52M | -7.83M | -8.89M | -7.03M | -9.32M | -9.21M | -8.75M | -11.82M | -9.71M | -9.23M | -10.02M | -10.37M | -6.82M | -4.08M | -376K | 208K | 303K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |