Summit State Bank (SSBI) Revenue History
Annual and quarterly revenue from 2003 to present
SSBI Revenue Over Time (2003–2025)
SSBI Revenue Growth History
15 of 22 years with positive growth- FY2003 revenue growth
- N/A
- FY2004 revenue growth
- +518.6%
- FY2005 revenue growth
- +251.9%
- FY2006 revenue growth
- +17.5%
- FY2007 revenue growth
- +10.0%
- FY2008 revenue growth
- -5.2%
- FY2009 revenue growth
- -4.1%
- FY2010 revenue growth
- -7.3%
- FY2011 revenue growth
- +2.1%
- FY2012 revenue growth
- -0.9%
- FY2013 revenue growth
- -4.4%
- FY2014 revenue growth
- +2.1%
- FY2015 revenue growth
- +6.5%
- FY2016 revenue growth
- +3.3%
- FY2017 revenue growth
- +2.3%
- FY2018 revenue growth
- +24.3%
- FY2019 revenue growth
- +16.4%
- FY2020 revenue growth
- +25.0%
- FY2021 revenue growth
- +14.4%
- FY2022 revenue growth
- +21.0%
- FY2023 revenue growth
- +15.9%
- FY2024 revenue growth
- -4.7%
- FY2025 revenue growth
- -5.2%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $13.0M | — |
| Q3 2025 | $15.1M | — |
| Q2 2025 | $15.5M | — |
| Q1 2025 | $15.2M | — |
| Q4 2024 | $15.4M | — |
| Q3 2024 | $16.0M | — |
| Q2 2024 | $15.2M | — |
| Q1 2024 | $15.4M | — |
Multi-year avg. share of annual revenue by fiscal quarter
SSBI Revenue Analysis (2003–2025)
Current Revenue & Growth
As of June 13, 2026, Summit State Bank (SSBI) generated trailing twelve-month (TTM) revenue of $58.8 million, reflecting significant decline in growth of -15.4% year-over-year. The most recent quarter (Q4 2025) recorded $13.0 million in revenue, down 13.8% sequentially.
Historical Growth Trajectory
SSBI's 5-year compound annual growth rate (CAGR) stands at +7.7%, indicating steady revenue expansion. The 3-year CAGR of +1.6% is below the 5-year average, signalling a growth deceleration in recent years. Summit State Bank's highest annual revenue of $65.1 million was recorded in 2023.
Peer Comparison
Compared to Financial Services sector peers — including CZWI, BSVN, and HAFC. Compare SSBI vs CZWI →
SSBI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
 SSBICurrent | $59M | -15.4% | +7.7% | 15.2% | |
 CZWI | $90M | - | - | 7.0% | |
 BSVN | $137M | - | - | 41.4% | |
 HAFC | $445M | - | - | 24.3% | |
 CBNK | $304M | - | - | 23.3% | |
 WAFD | $1.4B | - | - | 20.5% |
SSBI Historical Revenue Data (2003–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $58.8M | - | $32.8M | 55.8% | $9.0M | 15.2% |
| 2024 | $62.0M | - | $24.8M | 40.0% | $-4,388,000 | -7.1% |
| 2023 | $65.1M | - | $40.0M | 61.5% | $15.3M | 23.5% |
| 2022 | $56.2M | - | $47.1M | 83.8% | $23.9M | 42.5% |
| 2021 | $46.4M | - | $40.8M | 87.8% | $20.9M | 45.0% |
| 2020 | $40.6M | - | $32.3M | 79.6% | $14.9M | 36.8% |
| 2019 | $32.5M | - | $24.7M | 76.2% | $8.9M | 27.3% |
| 2018 | $27.9M | - | $23.4M | 83.9% | $8.0M | 28.9% |
| 2017 | $22.4M | - | $19.8M | 88.1% | $5.9M | 26.4% |
| 2016 | $21.9M | - | $20.7M | 94.4% | $8.4M | 38.5% |
| 2015 | $21.2M | - | $21.1M | 99.4% | $10.3M | 48.4% |
| 2014 | $19.9M | - | $20.3M | 101.9% | $9.3M | 46.8% |
| 2013 | $19.5M | - | $18.2M | 93.2% | $7.4M | 37.7% |
| 2012 | $20.4M | - | $15.0M | 73.6% | $5.9M | 28.7% |
| 2011 | $20.6M | - | $14.0M | 68.1% | $3.8M | 18.4% |
What if you invested $1,000 in SSBI back in 2003?
Total return with dividends reinvested · 23+ years of data
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Compare NowSSBI — Frequently Asked Questions
Quick answers to the most common questions about buying SSBI stock.
Is SSBI's revenue growth accelerating or slowing?
SSBI revenue is declining -15.4% year-over-year. TTM revenue fell to $59M, contrasting with the 5-year CAGR of +7.7%. The reversal reflects either macro headwinds or company-specific challenges.
What is SSBI's revenue history from 2003 to 2026?
Summit State Bank (SSBI) revenue history spans 2003 to 2026. TTM revenue as of 2026 is $59M, growing at -15.4% YoY. The 5-year CAGR is +7.7%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is SSBI's long-term revenue growth rate (CAGR)?
Summit State Bank's 5-year revenue CAGR of +7.7% reflects the variable nature of its business expansion. As of 2026, the current YoY growth rate of -15.4% is below this long-term average. CAGR is the most reliable measure of sustained revenue momentum for SSBI.
Why does SSBI's quarterly revenue fluctuate?
SSBI quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Summit State Bank's revenue data from 2003 to 2026 shows full historical quarterly detail on this page.
How is SSBI's revenue distributed by segment?
SSBI reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does SSBI's revenue compare to industry peers?
Summit State Bank (SSBI) with TTM revenue of $59M and -15.4% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.