Summit State Bank (SSBI) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Summit State Bank (SSBI) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

SSBI Income Statement

Summit State Bank (SSBI) annual income statement — 23-year revenue, gross profit & net income history

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21	Q2'21

Net Interest Income	9.05M	8.97M	8.54M	9.1M	7.95M	7.57M	7.14M	6.97M	7.28M	7.71M	7.8M	9.58M	9.95M	11.15M	10.92M	10.23M	9.82M	9.79M	9.51M	8.91M
NII Growth %	13.81%	18.46%	19.48%	30.65%	9.21%	-1.7%	-8.45%	-27.32%	-26.86%	-30.91%	-28.56%	-6.34%	1.36%	13.95%	14.81%	14.78%	7.32%	11.44%	23.61%	25.79%
Net Interest Margin %	0.91%	0.89%	0.85%	0.88%	0.75%	0.71%	0.64%	0.64%	0.67%	0.69%	0.68%	0.83%	0.87%	1%	1.05%	1.04%	1%	1.02%	1.03%	0.99%
Interest Income	14.04M	14.44M	14.09M	15.1M	14.41M	14.81M	14.85M	14.24M	14.35M	14.91M	14.8M	15.54M	14.56M	14.09M	12.47M	11.28M	10.81M	10.81M	10.53M	10.02M
Interest Expense	5M	5.46M	5.55M	6M	6.46M	7.23M	7.71M	7.28M	7.07M	7.21M	7M	5.96M	4.61M	2.94M	1.55M	1.04M	997K	1.03M	1.02M	1.11M
Loan Loss Provision	1.05M	476K	2.76M	-55K	-615K	6.72M	1.31M	-20K	-80K	-96K	-32K	35K	367K	662K	770K	998K	111K	959K	0	0
Non-Interest Income	1.01M	-1.4M	1.04M	391K	776K	597K	1.18M	929K	1.08M	65K	1.6M	1.53M	2.04M	1.94M	1.12M	2.42M	2.02M	870K	1.43M	1.66M
Non-Interest Income %	10.06%	-18.52%	10.84%	4.12%	8.9%	7.31%	14.14%	11.77%	12.89%	0.84%	17%	13.76%	17.05%	14.79%	9.33%	19.15%	17.07%	8.16%	13.07%	15.68%
Total Net Revenue	10.06M	7.57M	9.57M	9.49M	8.72M	8.17M	8.32M	7.89M	8.36M	7.77M	9.4M	11.11M	12M	13.09M	12.05M	12.66M	11.84M	10.66M	10.94M	10.57M
Revenue Growth %	15.29%	-7.36%	15.06%	20.23%	4.42%	5.16%	-11.49%	-28.96%	-30.35%	-40.63%	-21.96%	-12.19%	1.34%	22.81%	10.08%	19.7%	19.76%	12.67%	22.58%	34.4%
Non-Interest Expense	6.74M	5.74M	5.54M	6.3M	6.25M	9.99M	6.18M	6.63M	6.4M	5.16M	6.93M	6.82M	5.82M	6.1M	5.53M	5.3M	6.29M	4.46M	5.55M	5.04M
Efficiency Ratio	66.99%	75.87%	57.92%	66.42%	71.68%	122.21%	74.28%	83.94%	76.6%	66.4%	73.67%	61.39%	48.5%	46.61%	45.93%	41.86%	53.1%	41.83%	50.71%	47.64%
Operating Income	2.27M	1.35M	1.27M	3.24M	3.1M	-8.54M	828K	1.28M	2.04M	2.71M	2.51M	4.26M	5.81M	6.33M	5.74M	6.36M	5.44M	5.24M	5.39M	5.54M
Operating Margin %	22.6%	17.85%	13.28%	34.16%	35.52%	-104.52%	9.95%	16.26%	24.42%	34.84%	26.67%	38.3%	48.44%	48.33%	47.68%	50.25%	45.96%	49.17%	49.29%	52.36%
Operating Income Growth %	-26.65%	115.82%	53.5%	152.49%	51.91%	-415.48%	-66.97%	-69.83%	-64.89%	-57.21%	-56.35%	-33.08%	6.82%	20.73%	6.49%	14.88%	15.5%	25.96%	28.61%	75.69%
Pretax Income	2.27M	1.35M	1.27M	3.24M	3.1M	-8.54M	828K	1.28M	2.04M	2.71M	2.51M	4.26M	5.81M	6.33M	5.74M	6.36M	5.44M	5.24M	5.39M	5.54M
Pretax Margin %	22.6%	17.85%	13.28%	34.16%	35.52%	-104.52%	9.95%	16.26%	24.42%	34.84%	26.67%	38.3%	48.44%	48.33%	47.68%	50.25%	45.96%	49.17%	49.29%	52.36%
Income Tax	599K	284K	453K	825K	605K	-1.4M	202K	356K	645K	807K	686K	1.27M	1.7M	1.77M	1.76M	1.86M	1.5M	1.55M	1.6M	1.64M
Effective Tax Rate %	26.35%	21.02%	35.64%	25.45%	19.52%	16.37%	24.4%	27.73%	31.62%	29.81%	27.36%	29.86%	29.17%	28.03%	30.73%	29.23%	27.67%	29.64%	29.63%	29.59%
Net Income	1.67M	1.07M	818K	2.42M	2.49M	-7.14M	626K	928K	1.4M	1.9M	1.82M	2.98M	4.12M	4.55M	3.98M	4.5M	3.94M	3.69M	3.8M	3.9M
Net Margin %	16.64%	14.1%	8.54%	25.46%	28.59%	-87.41%	7.52%	11.75%	16.7%	24.45%	19.37%	26.86%	34.31%	34.79%	33.03%	35.56%	33.24%	34.6%	34.69%	36.87%
Net Income Growth %	-32.88%	114.94%	30.67%	160.45%	78.78%	-475.89%	-65.62%	-68.91%	-66.11%	-58.27%	-54.23%	-33.68%	4.6%	23.49%	4.82%	15.47%	18.63%	25.88%	28.5%	75.74%
Net Income (Continuing)	1.67M	1.07M	818K	2.42M	2.49M	-7.14M	626K	928K	1.4M	1.9M	1.82M	2.98M	4.12M	4.55M	3.98M	4.5M	3.94M	3.69M	3.8M	3.9M
EPS (Diluted)	0.25	0.16	0.12	0.36	0.37	-1.06	0.09	0.14	0.21	0.28	0.27	0.45	0.62	0.68	0.59	0.67	0.59	0.55	0.57	0.58
EPS Growth %	-32.43%	115.09%	28.76%	157.14%	76.19%	-478.57%	-65.48%	-68.89%	-66.13%	-58.82%	-54.24%	-32.84%	5.08%	23.64%	3.51%	15.52%	18%	14.58%	26.67%	70.59%
EPS (Basic)	0.25	0.16	0.12	0.36	0.37	-1.06	0.09	0.14	0.21	0.28	0.27	0.45	0.62	0.68	0.59	0.67	0.59	0.55	0.57	0.58
Diluted Shares Outstanding	6.73M	6.73M	6.73M	6.73M	6.72M	6.72M	6.72M	6.72M	6.7M	6.7M	6.71M	6.7M	6.69M	6.69M	6.69M	6.69M	6.68M	6.68M	6.68M	6.68M