Stock Yards Bancorp, Inc. (SYBT) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 78.42M | 79.25M | 77.04M | 73.47M | 70.55M | 69.97M | 64.98M | 62.02M | 60.07M | 62.02M | 61.31M | 60.93M | 63.07M | 65.26M | 62.38M | 56.98M | 48.76M | 46.18M | 45.48M | 41.58M |
| NII Growth % | 11.15% | 13.26% | 18.56% | 18.46% | 17.45% | 12.82% | 5.98% | 1.79% | -4.76% | -4.98% | -1.7% | 6.92% | 29.35% | 41.32% | 37.14% | 37.03% | 28.91% | 27.39% | 34.98% | 24.03% |
| Net Interest Margin % | 0.83% | 0.83% | 0.83% | 0.8% | 0.78% | 0.79% | 0.77% | 0.75% | 0.74% | 0.76% | 0.78% | 0.79% | 0.82% | 0.87% | 0.83% | 0.75% | 0.63% | 0.69% | 0.74% | 0.68% |
| Interest Income | 117.64M | 121.15M | 120.27M | 115M | 111.17M | 110.31M | 105.72M | 100.3M | 96.55M | 95.24M | 88.92M | 83.06M | 79.47M | 75.15M | 67.41M | 59.11M | 49.98M | 47.51M | 46.95M | 43.1M |
| Interest Expense | 39.22M | 41.9M | 43.23M | 41.53M | 40.61M | 40.34M | 40.74M | 38.28M | 36.48M | 33.23M | 27.61M | 22.13M | 16.39M | 9.89M | 5.03M | 2.12M | 1.22M | 1.33M | 1.47M | 1.52M |
| Loan Loss Provision | 1.63M | 1.65M | 1.98M | 2.17M | 900K | 2.67M | 4.33M | 1.3M | 1.43M | 6.05M | 2.77M | 2.35M | 2.63M | 3.38M | 4.8M | -200K | 2.28M | -1.9M | -1.52M | 4.15M |
| Non-Interest Income | 24.59M | 25.13M | 22.49M | 24.35M | 21.18M | 21.71M | 23.01M | 21.82M | 21.52M | 22.8M | 20.96M | 21.38M | 20.63M | 20.38M | 20.35M | 20.28M | 17.87M | 17.27M | 16.14M | 14.81M |
| Non-Interest Income % | 17.29% | 17.18% | 15.75% | 17.47% | 16% | 16.44% | 17.87% | 17.87% | 18.23% | 19.32% | 19.07% | 20.47% | 20.61% | 21.33% | 23.19% | 25.54% | 26.33% | 26.66% | 25.58% | 25.58% |
| Total Revenue | 142.24M | 146.28M | 142.76M | 139.35M | 132.34M | 132.02M | 128.73M | 122.13M | 118.07M | 118.04M | 109.88M | 104.44M | 100.1M | 95.53M | 87.76M | 79.39M | 67.85M | 64.78M | 63.08M | 57.91M |
| Revenue Growth % | 7.48% | 10.8% | 10.9% | 14.1% | 12.09% | 11.84% | 17.16% | 16.93% | 17.96% | 23.57% | 25.2% | 31.56% | 47.53% | 47.47% | 39.12% | 37.07% | 28.85% | 26.18% | 29.97% | 19.35% |
| Non-Interest Expense | 55.24M | 54.81M | 51.85M | 52.7M | 49.21M | 49.86M | 46.67M | 47.28M | 47.22M | 48.4M | 44.76M | 44.32M | 43.9M | 43.18M | 40.36M | 43.01M | 54.96M | 33.24M | 33.08M | 47.2M |
| Efficiency Ratio | 38.84% | 37.47% | 36.32% | 37.82% | 37.18% | 37.77% | 36.25% | 38.71% | 39.99% | 41% | 40.74% | 42.43% | 43.85% | 45.2% | 45.99% | 54.18% | 81% | 51.31% | 52.44% | 81.5% |
| Operating Income | 46.15M | 47.92M | 45.71M | 42.95M | 41.62M | 39.14M | 37.06M | 35.27M | 32.95M | 30.37M | 34.73M | 35.64M | 37.18M | 39.08M | 37.56M | 34.45M | 9.39M | 32.11M | 30.06M | 5.05M |
| Operating Margin % | 32.44% | 32.76% | 32.02% | 30.82% | 31.45% | 29.65% | 28.79% | 28.88% | 27.91% | 25.73% | 31.61% | 34.12% | 37.14% | 40.91% | 42.8% | 43.39% | 13.83% | 49.58% | 47.66% | 8.72% |
| Operating Income Growth % | 10.88% | 22.42% | 23.34% | 21.77% | 26.3% | 28.87% | 6.69% | -1.04% | -11.36% | -22.29% | -7.53% | 3.45% | 296.08% | 21.7% | 24.95% | 582.43% | -66.68% | 57.26% | 86.45% | -67.88% |
| Pretax Income | 46.15M | 47.92M | 45.71M | 42.95M | 41.62M | 39.14M | 37M | 35.27M | 32.95M | 30.37M | 34.73M | 35.64M | 37.18M | 39.08M | 37.56M | 34.45M | 9.39M | 32.11M | 30.06M | 5.05M |
| Pretax Margin % | 32.44% | 32.76% | 32.02% | 30.82% | 31.45% | 29.65% | 28.74% | 28.88% | 27.91% | 25.73% | 31.61% | 34.12% | 37.14% | 40.91% | 42.8% | 43.39% | 13.83% | 49.58% | 47.66% | 8.72% |
| Income Tax | 9.55M | 11.31M | 9.47M | 8.92M | 8.35M | 7.45M | 7.64M | 7.67M | 7.07M | 6.43M | 7.64M | 7.97M | 8.13M | 9.17M | 9.02M | 7.55M | 1.45M | 7.53M | 6.9M | 864K |
| Effective Tax Rate % | 20.7% | 23.6% | 20.71% | 20.77% | 20.06% | 19.03% | 20.65% | 21.75% | 21.45% | 21.17% | 22% | 22.38% | 21.87% | 23.47% | 24.02% | 21.91% | 15.39% | 23.43% | 22.96% | 17.12% |
| Net Income | 36.59M | 36.61M | 36.24M | 34.02M | 33.27M | 31.69M | 29.36M | 27.6M | 25.89M | 23.94M | 27.09M | 27.66M | 29.05M | 29.82M | 28.45M | 26.79M | 7.91M | 24.59M | 23.16M | 4.18M |
| Net Margin % | 25.73% | 25.03% | 25.39% | 24.42% | 25.14% | 24.01% | 22.81% | 22.6% | 21.93% | 20.28% | 24.66% | 26.49% | 29.02% | 31.21% | 32.42% | 33.75% | 11.65% | 37.96% | 36.72% | 7.22% |
| Net Income Growth % | 9.99% | 15.52% | 23.44% | 23.28% | 28.52% | 32.37% | 8.37% | -0.24% | -10.88% | -19.7% | -4.79% | 3.25% | 267.42% | 21.26% | 22.85% | 540.39% | -65.19% | 38.64% | 59.38% | -68.7% |
| Net Income (Continuing) | 36.59M | 36.61M | 36.24M | 34.02M | 33.27M | 31.69M | 29.36M | 27.6M | 25.89M | 23.94M | 27.09M | 27.66M | 29.05M | 29.91M | 28.54M | 26.9M | 7.94M | 24.59M | 23.16M | 4.18M |
| EPS (Diluted) | 1.24 | 1.24 | 1.23 | 1.15 | 1.13 | 1.07 | 1.00 | 0.94 | 0.88 | 0.82 | 0.92 | 0.94 | 0.99 | 1.01 | 0.97 | 0.91 | 0.29 | 0.92 | 0.86 | 0.17 |
| EPS Growth % | 9.73% | 15.89% | 23% | 22.34% | 28.41% | 30.49% | 8.7% | 0% | -11.11% | -18.81% | -5.15% | 3.3% | 241.38% | 9.78% | 12.79% | 435.29% | -70.71% | 17.95% | 34.38% | -71.19% |
| EPS (Basic) | 1.25 | 1.25 | 1.23 | 1.16 | 1.13 | 1.08 | 1.00 | 0.94 | 0.89 | 0.82 | 0.93 | 0.95 | 1.00 | 1.02 | 0.98 | 0.92 | 0.29 | 0.93 | 0.87 | 0.17 |
| Diluted Shares Outstanding | 29.5M | 29.5M | 29.53M | 29.5M | 29.5M | 29.49M | 29.45M | 29.38M | 29.36M | 29.33M | 29.34M | 29.34M | 29.36M | 29.43M | 29.4M | 29.35M | 27.48M | 26.8M | 26.73M | 24.38M |