Trailing Dividend / Share
$1.19
Synchrony Financial (SYF-PB) Dividend History
Income profile from 2024 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
4.6%
Payout Ratio
12.0%
Sustainable
Dividend Streak
4 years
SYF-PB Dividend Income Check
Safety
12.0% payout ratio with sustainable safety profile.
Consistency
4 straight years of dividend increases.
Income Trend
Yield on cost is 8.3% and trend is unknown.
SYF-PB Dividend Scorecard
Yield & Income
Dividend Yield4.6%
Trailing DPS$1.19
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout12.0%
Earnings SafetySustainable
FCF Payout4.2%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak4 years
3Y CAGR9.9%
5Y CAGR6.3%
Yield on Cost (5Y)8.3%
YOC Trendunknown
Total Returns
Buyback Yield32.5%
Total Shareholder Yield37.1%
1Y Total Return14.3%
5Y Total Return22.9%
Div Contribution (5Y)18.4%
Estimated $10K growth (return + dividends):
5Y ago$12,29310Y ago$12,29320Y ago$12,293
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SYF-PB Income Growth Story
Dividend per share and yield on cost over time (3 years of payments)
SYF-PB Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Synchrony Financial distributes 12.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 4.2%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
SYF-PB has raised its dividend for 4 consecutive years, with a 3-year CAGR of 9.9% and 5-year CAGR of 6.3%.
Total Shareholder Returns
Beyond cash dividends, SYF-PB returns capital through share repurchases. The combined picture: 4.6% dividend yield, 32.5% buyback yield, 37.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 8.3% and is currently unknown. The 5-year total return is 22.9%, with dividends contributing 18.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $12,293 today.
SYF-PB Recent Dividend Payments
Last 9 payments · Semi-Annual
TTM Total$4.59
Avg/Payment$0.5105
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 5, 2026Latest | $0.5156 | — | 7.82% | May 15, 2026 |
| Feb 6, 2026 | $0.5156 | — | 8.03% | Feb 17, 2026 |
| Nov 5, 2025 | $0.5156 | — | 7.93% | Nov 17, 2025 |
| Aug 5, 2025 | $0.5156 | — | 8.05% | Aug 15, 2025 |
| May 5, 2025 | $0.5156 | — | 8.36% | May 15, 2025 |
| Feb 3, 2025 | $0.5156 | — | 7.88% | Feb 18, 2025 |
| Nov 4, 2024 | $0.5156 | — | 5.82% | Nov 15, 2024 |
| Aug 5, 2024 | $0.5156 | ↑ +9.8% | 3.95% | Aug 15, 2024 |
SYF-PB Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
4.6%
#3 of 6
Safety
Sustainable
12.0% payout
Streak
4Y
6.3% 5Y CAGR
Total Shareholder
37.1%
#1 of 6
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd SYF-PBSynchrony Financial | $9.1B | 4.6% | 12.0% | 4 | Sustainable |
 COFCapital One Financia… | $119.2B | 1.7% | 72.1% | 3 | Watch |
 BFHBread Financial Hold… | $4.0B | 1.1% | 8.1% | 2 | Sustainable |
1st  SLMSLM Corporation | $4.5B | 14.9% | 94.0% | 7 | At Risk |
2nd  OMFOneMain Holdings, In… | $6.5B | 4.7% | 39.5% | 0 | Sustainable |
 VVisa Inc. | $616.4B | 0.7% | 23.1% | 15 | Sustainable |
SYF-PB Annual Dividend History (2012–2026)
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.03 | — | 2 | — | — | — | 4.1% |
| 2025 | $2.06 | 37.4% | 4 | $9.29 | 22.2% | 4.50x | 8.3% |
| 2024 | $1.50 | — | 3 | $8.55 | 17.6% | 5.70x | 6.0% |
| 2023 | $0.00 | — | 0 | $5.19 | — | — | — |
| 2022 | $0.00 | — | 0 | $6.15 | — | — | — |
| 2021 | $0.00 | — | 0 | $7.34 | — | — | — |
| 2020 | $0.00 | — | 0 | $2.27 | — | — | — |
| 2019 | $0.00 | — | 0 | $5.56 | — | — | — |
| 2018 | $0.00 | — | 0 | $3.74 | — | — | — |
| 2017 | $0.00 | — | 0 | $2.42 | — | — | — |
See SYF-PB's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonSYF-PB — Frequently Asked Questions
Quick answers to the most common questions about buying SYF-PB stock.
How much dividend does SYF-PB pay per share?
Synchrony Financial (SYF-PB) pays a trailing 12-month dividend of $1.19 per share, with a current dividend yield of +4.6%. Payments are made Semi-Annual.
When is SYF-PB's next ex-dividend date?
SYF-PB's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SYF-PB typically pays dividends Semi-Annual.
Is SYF-PB's dividend safe?
SYF-PB's dividend safety is rated "Sustainable" based on an earnings payout ratio of +12.0% and FCF payout ratio of +4.2%. The 4-year growth streak provides moderate confidence.
Is SYF-PB a Dividend Payer?
Yes, Synchrony Financial is classified as a Dividend Payer with 4 consecutive years of dividend increases. The 5-year dividend CAGR is +6.3%, demonstrating above-inflation dividend growth.
How often does SYF-PB pay dividends?
Synchrony Financial pays dividends Semi-Annual. The trailing 12-month total is $1.19 per share. Dividend data on this page covers 2+ years from 2024 to 2026.
How much would $10,000 invested in SYF-PB grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SYF-PB five years ago would be worth approximately $12,293 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SYF-PB's yield on cost for long-term holders?
SYF-PB's yield on cost — the current dividend divided by the original purchase price — is +8.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.6% market yield, thanks to consistent dividend growth.