Trailing Dividend / Share
$3.27
Capital One Financial Corporation (COF) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.6%
Payout Ratio
72.1%
Watch
Dividend Streak
1 years
COF Dividend Income Check
Safety
72.1% payout ratio with watch safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 2.7% and trend is rising.
COF Dividend Scorecard
Yield & Income
Dividend Yield1.6%
Trailing DPS$3.27
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout72.1%
Earnings SafetyWatch
FCF Payout7.3%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak1 years
3Y CAGR2.7%
5Y CAGR21.1%
Yield on Cost (5Y)2.7%
YOC Trendrising
Total Returns
Buyback Yield3.3%
Total Shareholder Yield4.9%
1Y Total Return3.7%
5Y Total Return43.1%
Div Contribution (5Y)8.8%
Estimated $10K growth (return + dividends):
5Y ago$14,31310Y ago$34,55720Y ago$27,260
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
COF Income Growth Story
Dividend per share and yield on cost over time (32 years of payments)
COF Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Capital One Financial Corporation distributes 72.1% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 7.3%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
COF has raised its dividend for 1 consecutive year, with a 3-year CAGR of 2.7% and 5-year CAGR of 21.1%.
Total Shareholder Returns
Beyond cash dividends, COF returns capital through share repurchases. The combined picture: 1.6% dividend yield, 3.3% buyback yield, 4.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.7% and is currently rising. The 5-year total return is 43.1%, with dividends contributing 8.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $34,557 today.
COF Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$13.20
Avg/Payment$0.6600
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 19, 2026Latest | $0.8000 | — | 1.65% | Jun 1, 2026 |
| Feb 19, 2026 | $0.8000 | — | 1.37% | Mar 2, 2026 |
| Nov 17, 2025 | $0.8000 | ↑ +33.3% | 1.29% | Dec 1, 2025 |
| Aug 15, 2025 | $0.6000 | — | 1.11% | Sep 2, 2025 |
| May 23, 2025 | $0.6000 | — | 1.30% | Jun 5, 2025 |
| Feb 18, 2025 | $0.6000 | — | 1.18% | Mar 3, 2025 |
| Nov 14, 2024 | $0.6000 | — | 1.31% | Nov 22, 2024 |
| Aug 12, 2024 | $0.6000 | — | 1.82% | Aug 23, 2024 |
COF Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.6%
#7 of 9
Safety
Watch
72.1% payout
Streak
1Y
21.1% 5Y CAGR
Total Shareholder
4.9%
#7 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| COFCapital One Financia… | $124.8B | 1.6% | 72.1% | 1 | Watch |
 SYFSynchrony Financial | $26.2B | 1.6% | 12.0% | 4 | Sustainable |
 AXPAmerican Express Com… | $231.9B | 1.0% | 21.0% | 4 | Sustainable |
3rd  BACBank of America Corp… | $424.1B | 2.3% | 31.3% | 12 | Sustainable |
 JPMJPMorgan Chase & Co. | $908.6B | 1.8% | 29.1% | 15 | Sustainable |
 CCitigroup Inc. | $266.5B | 2.0% | 37.7% | 3 | Sustainable |
 WFCWells Fargo & Compan… | $264.5B | 2.1% | 25.5% | 4 | Sustainable |
2nd  ALLYAlly Financial Inc. | $14.3B | 2.7% | 44.5% | 0 | Sustainable |
1st  NAVINavient Corporation | $760M | 7.9% | — | 0 | Unknown |
COF Annual Dividend History (1994–2026)
33 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.60 | — | 2 | — | — | — | 1.6% |
| 2025 | $2.60 | 8.3% | 4 | $4.03 | 64.5% | 1.55x | 2.7% |
| 2024 | $2.40 | 0.0% | 4 | $11.59 | 20.7% | 4.83x | 2.5% |
| 2023 | $2.40 | 0.0% | 4 | $11.95 | 20.1% | 4.98x | 2.5% |
| 2022 | $2.40 | -7.7% | 4 | $17.91 | 13.4% | 7.46x | 2.5% |
| 2021 | $2.60 | 160.0% | 4 | $26.94 | 9.7% | 10.36x | 2.7% |
| 2020 | $1.00 | -37.5% | 4 | $5.18 | 19.3% | 5.18x | 1.0% |
| 2019 | $1.60 | 0.0% | 4 | $11.05 | 14.5% | 6.91x | 1.6% |
| 2018 | $1.60 | 0.0% | 4 | $12.45 | 12.9% | 7.78x | 1.6% |
| 2017 | $1.60 | 0.0% | 4 | $3.49 | 45.8% | 2.18x | 1.6% |
Consensus-Based Analysis Tools
Full Stock Analysis
Deep dive into COF consensus models and risk factors.
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
31+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
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COF — Frequently Asked Questions
Quick answers to the most common questions about buying COF stock.
How much dividend does COF pay per share?
Capital One Financial Corporation (COF) pays a trailing 12-month dividend of $3.27 per share, with a current dividend yield of +1.6%. Payments are made Semi-Annual.
When is COF's next ex-dividend date?
COF's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. COF typically pays dividends Semi-Annual.
Is COF's dividend safe?
COF's dividend safety is rated "Watch" based on an earnings payout ratio of +72.1% and FCF payout ratio of +7.3%. The 1-year growth streak provides moderate confidence.
How many years has COF increased its dividend?
COF has 1 consecutive years of dividend growth. The 5-year dividend CAGR is +21.1%.
How often does COF pay dividends?
Capital One Financial Corporation pays dividends Semi-Annual. The trailing 12-month total is $3.27 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in COF grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in COF five years ago would be worth approximately $14,313 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is COF's yield on cost for long-term holders?
COF's yield on cost — the current dividend divided by the original purchase price — is +2.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.6% market yield, thanks to consistent dividend growth.