Trailing Dividend / Share
$2.43
Capital One Financial Corporation (COF) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.2%
Payout Ratio
19.6%
Sustainable
Dividend Streak
2 years
3-Second Income Check
Safety
19.6% payout ratio with sustainable safety profile.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost is 2.7% and trend is rising.
Dividend Scorecard
Yield & Income
Dividend Yield1.2%
Trailing DPS$2.43
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings Payout19.6%
Earnings SafetySustainable
FCF Payout4.5%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak2 years
3Y CAGR2.7%
5Y CAGR21.1%
Yield on Cost (5Y)2.7%
YOC Trendrising
Total Returns
Buyback Yield0.6%
Total Shareholder Yield1.8%
1Y Total Return-1.1%
5Y Total Return68.2%
Div Contribution (5Y)10.3%
Estimated $10K growth (return + dividends):
5Y ago$16,81910Y ago$32,83820Y ago$25,423
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (32 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Capital One Financial Corporation distributes 19.6% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 4.5%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
COF has raised its dividend for 2 consecutive years, with a 3-year CAGR of 2.7% and 5-year CAGR of 21.1%.
Total Shareholder Returns
Beyond cash dividends, COF returns capital through share repurchases. The combined picture: 1.2% dividend yield, 0.6% buyback yield, 1.8% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.7% and is currently rising. The 5-year total return is 68.2%, with dividends contributing 10.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $32,838 today.
Recent Dividend Payments
Last 20 payments · Annual
TTM Total$12.80
Avg/Payment$0.6400
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 19, 2026Latest | $0.8000 | — | 1.37% | Mar 2, 2026 |
| Nov 17, 2025 | $0.8000 | ↑ +33.3% | 1.29% | Dec 1, 2025 |
| Aug 15, 2025 | $0.6000 | — | 1.11% | Sep 2, 2025 |
| May 23, 2025 | $0.6000 | — | 1.30% | Jun 5, 2025 |
| Feb 18, 2025 | $0.6000 | — | 1.18% | Mar 3, 2025 |
| Nov 14, 2024 | $0.6000 | — | 1.31% | Nov 22, 2024 |
| Aug 12, 2024 | $0.6000 | — | 1.82% | Aug 23, 2024 |
| May 10, 2024 | $0.6000 | — | 1.68% | May 24, 2024 |
Dividend Peer Comparison
Peer group: Consumer Credit Issuers and Installment Lenders
#8 yield in peer group
Div Yield
1.2%
#8 of 9
Safety
Sustainable
19.6% payout
Streak
2Y
21.1% 5Y CAGR
Total Shareholder
1.8%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
COFCapital One Financia… | $124.4B | 1.2% | 19.6% | 2 | Sustainable |
SYFSynchrony Financial | $24.9B | 1.4% | 11.4% | 3 | Sustainable |
SYF-PBSynchrony Financial | $9.4B | 3.8% | 11.4% | 3 | Sustainable |
2nd OMFOneMain Holdings, In… | $6.5B | 9.4% | — | 2 | Unknown |
FINVFinVolution Group | $3.2B | 4.3% | 18.5% | 4 | Sustainable |
BFHBread Financial Hold… | $3.1B | 1.2% | 15.5% | 1 | Sustainable |
1st LULufax Holding Ltd | $2.3B | 28.1% | 1.6% | 0 | Sustainable |
3rd XYFX Financial | $1.2B | 7.0% | 7.6% | 1 | Sustainable |
ATLCAtlanticus Holdings … | $791M | 2.6% | 23.1% | 7 | Sustainable |
Annual Dividend History
33 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.80 | — | 1 | — | — | — | 0.8% |
| 2025 | $2.60 | 8.3% | 4 | — | — | — | 2.7% |
| 2024 | $2.40 | 0.0% | 4 | $11.59 | 20.7% | 4.83x | 2.5% |
| 2023 | $2.40 | 0.0% | 4 | $11.95 | 20.1% | 4.98x | 2.5% |
| 2022 | $2.40 | -7.7% | 4 | $17.91 | 13.4% | 7.46x | 2.5% |
| 2021 | $2.60 | 160.0% | 4 | $26.94 | 9.7% | 10.36x | 2.7% |
| 2020 | $1.00 | -37.5% | 4 | $5.18 | 19.3% | 5.18x | 1.0% |
| 2019 | $1.60 | 0.0% | 4 | $11.05 | 14.5% | 6.91x | 1.6% |
| 2018 | $1.60 | 0.0% | 4 | $12.45 | 12.9% | 7.78x | 1.6% |
| 2017 | $1.60 | 0.0% | 4 | $3.49 | 45.8% | 2.18x | 1.6% |
See COF's True Return
Price is only half the story. See total return with reinvested dividends.
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See how COF stacks up against sector leader JPMorgan Chase & Co..
Start ComparisonFrequently Asked Questions
How much dividend does COF pay per share?
Capital One Financial Corporation (COF) pays a trailing 12-month dividend of $2.43 per share, with a current dividend yield of +1.2%. Payments are made Annual.
When is COF's next ex-dividend date?
COF's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. COF typically pays dividends Annual.
Is COF's dividend safe?
COF's dividend safety is rated "Sustainable" based on an earnings payout ratio of +19.6% and FCF payout ratio of +4.5%. The 2-year growth streak provides moderate confidence.
How many years has COF increased its dividend?
COF has 2 consecutive years of dividend growth. The 5-year dividend CAGR is +21.1%.
How often does COF pay dividends?
Capital One Financial Corporation pays dividends Annual. The trailing 12-month total is $2.43 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in COF grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in COF five years ago would be worth approximately $16,819 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is COF's yield on cost for long-term holders?
COF's yield on cost — the current dividend divided by the original purchase price — is +2.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.2% market yield, thanks to consistent dividend growth.