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TDThe Toronto-Dominion Bank$112.3600$189.8B
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HomeStocksTDEarnings History

TD logoThe Toronto-Dominion Bank (TD) Earnings History

Growth Compounder

31 years of earnings data (1995–2025) · Consistent double-digit EPS growth over 5 years

TTM Net Income
$14.91B
● Profitable
TTM EPS (Diluted)
$12.17
Per share, diluted
YoY EPS Growth
+144.9%
Excellent
Net Margin
17.7%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+144.9%
3Y+6.9%
5Y+12.4%
10Y+10.6%
Operating Margin20.7%
Gross Margin49.0%
Return on Equity16.9%
Return on Assets1.0%
Record Annual Net Income$20.54BFY2025
Record Quarterly EPS$6.27Q2 2025
Consecutive Profitable Years23years
Q2 2026
Net Income$4.25B
EPS (Diluted)$2.43
YoY Growth+144.9%Excellent
QoQ Growth+4.9%Solid

Loading earnings history...

The Toronto-Dominion Bank (TD) Earnings Overview

As of June 4, 2026, The Toronto-Dominion Bank (TD) reported trailing twelve-month net income of $14.91B, reflecting +144.9% year-over-year growth. The company earned $12.17 per diluted share over the past four quarters, with a net profit margin of 17.7%.

Looking at the long-term picture, TD's 5-year EPS compound annual growth rate (CAGR) stands at +12.4%, showing solid earnings momentum. The company achieved its highest annual net income of $20.54B in fiscal 2025, representing a new all-time high.

The Toronto-Dominion Bank maintains industry-leading profitability with a gross margin of 49.0%, operating margin of 20.7%, and net margin of 17.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including BMO ($9.73B net income, 11.1% margin), BNS ($9.55B net income, 10.6% margin), RY ($22.15B net income, 14.8% margin), TD has outperformed on profitability metrics. Compare TD vs BMO →

TD Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
TD logoTDCurrent
$14.9B$12.1717.7%16.9%+144.9%—
BMO logoBMO
$9.7B$18.7711.1%10.1%+20.3%
BNS logoBNS
$9.5B$10.5310.6%9.0%-2.9%
RY logoRY
$22.1B$21.5514.8%15.3%+25.5%
CM logoCM
$9.8B$14.4413.6%13.7%+17.7%
USB logoUSB
$7.6B$4.8717.7%12.2%+21.6%
Best in group
Lowest in group

TD Historical Earnings Data (1995–2025)

31 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$20.54B+132.3%$23.95B$11.5617.7%20.7%
2024$8.84B-16.9%$11.53B$4.727.4%9.7%
2023$10.63B-39.0%$13.75B$5.5210.4%13.4%
2022$17.43B+21.9%$21.41B$9.4729.3%36.0%
2021$14.30B+20.2%$17.13B$7.7230.0%35.9%
2020$11.89B+1.9%$11.91B$6.4321.8%21.8%
2019$11.67B+3.6%$13.23B$6.2519.8%22.5%
2018$11.26B+8.3%$13.77B$6.0121.4%26.1%
2017$10.40B+17.9%$12.32B$5.5023.2%27.5%
2016$8.82B+11.5%$10.65B$4.6721.7%26.2%
2015$7.91B+1.7%$9.17B$4.2121.3%24.6%
2014$7.78B+19.0%$9.07B$4.1421.6%25.2%
2013$6.54B+2.8%$7.50B$3.4419.8%22.7%
2012$6.36B+7.0%$7.31B$3.3819.6%22.5%
2011$5.94B+27.9%$7.13B$3.2119.3%23.2%
2010$4.64B+48.8%$5.78B$2.5518.5%23.0%
2009$3.12B-18.6%$3.17B$1.7412.3%12.4%
2008$3.83B-4.1%$4.10B$2.4415.0%16.1%
2007$4.00B-13.2%$4.66B$2.7416.1%18.8%
2006$4.60B+106.5%$5.53B$3.1720.7%24.9%
2005$2.23B-0.1%$3.06B$1.6012.1%16.6%
2004$2.23B+107.4%$3.04B$1.7014.1%19.2%
2003$1.08B+1706.6%$1.40B$0.766.9%8.9%
2002-$67M-104.8%-$512M$-0.12-0.4%-3.1%
2001$1.38B+34.9%$1.23B$1.036.6%5.9%
2000$1.02B-65.6%$1.33B$0.785.1%6.6%
1999$2.98B+165.9%$4.08B$2.4519.0%26.0%
1998$1.12B+3.0%$1.73B$0.918.5%13.1%
1997$1.09B+19.0%$1.73B$0.8910.4%16.5%
1996$914M+15.1%$1.41B$0.7410.1%15.5%
1995$794M-$1.25B$0.629.1%14.3%

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Full TD Stock Analysis

Analyst consensus, bull case, AI-generated risk factors, and peer comparison — all in one place.

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Should I Buy TD Right Now?

Buy/sell signals, Wall St analyst verdict, risk score and price target consensus — updated daily.

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What if you invested $1,000 in TD back in 1995?

Total return with dividends reinvested · 31+ years of data

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How much would $100/month in TD be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

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Is TD Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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TD vs BRK-A — which is the better buy?

Side-by-side revenue, margins, P/E and 10-year returns vs Berkshire Hathaway Inc..

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TD — Frequently Asked Questions

Quick answers to the most common questions about buying TD stock.

What is TD earnings per share (EPS)?

TD trailing twelve-month (TTM) diluted EPS is $12.17, reflecting +144.9% year-over-year growth. The 5-year EPS CAGR is +12.4%. Complete EPS history from 1995 to 2025 is available in the table on this page.

What is The Toronto-Dominion Bank's net income?

The Toronto-Dominion Bank (TD) trailing twelve-month net income is $14.9B as of 2025. Earnings grew +144.9% year-over-year. The Toronto-Dominion Bank has been profitable for 23 consecutive years.

Is TD profitable?

Yes, TD is profitable with a TTM net income of $14.9B and a net profit margin of +17.7%. The Toronto-Dominion Bank has generated profits for 23 consecutive years.

What is TD's earnings growth rate?

TD compound annual EPS growth rates (CAGR): 1-Year: +144.9%, 3-Year: +6.9%, 5-Year: +12.4%, 10-Year: +10.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.

What are TD's profit margins?

The Toronto-Dominion Bank net profit margin is +17.7%, operating margin is +20.7%, and gross margin is +49.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +16.9%.

Is TD growing earnings?

Yes, TD earnings are accelerating — EPS growth of +144.9% exceeds the 5-year CAGR of +12.4%. TTM net income reached $14.9B. Earnings momentum is strengthening.

What was TD's best earnings year?

The Toronto-Dominion Bank's highest annual net income on record is $20.5B, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.

What were TD's earnings last quarter?

TD's most recent reported quarter was Q2 2026. Net income was $4.2B with diluted EPS of $2.43. For a full breakdown of all quarters, see the quarterly earnings table on this page.

TD Earnings Over Time (1995–2025)

Net income & EPS — annual and quarterly view