First Financial Corporation (THFF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 56.93M | 60.6M | 54.6M | 52.67M | 51.98M | 49.6M | 47.17M | 39.29M | 38.92M | 39.59M | 41.15M | 42.19M | 44.34M | 43.66M | 43.1M | 40.47M | 37.81M | 36.83M | 36.03M | 35.63M |
| NII Growth % | 9.54% | 22.17% | 15.76% | 34.04% | 33.54% | 25.29% | 14.63% | -6.86% | -12.21% | -9.32% | -4.53% | 4.25% | 17.25% | 18.53% | 19.64% | 13.59% | 8.3% | -1.96% | -1.38% | -0.74% |
| Net Interest Margin % | 0.93% | 1.05% | 0.96% | 0.94% | 0.94% | 0.89% | 0.86% | 0.8% | 0.8% | 0.82% | 0.86% | 0.86% | 0.91% | 0.88% | 0.86% | 0.81% | 0.74% | 0.71% | 0.75% | 0.75% |
| Interest Income | 77.95M | 71.8M | 76.64M | 74.18M | 73.03M | 72.87M | 71.69M | 60.77M | 59.4M | 58.74M | 58.72M | 56.23M | 54.7M | 52.2M | 48.25M | 43.2M | 39.65M | 38.83M | 38.15M | 37.87M |
| Interest Expense | 21.01M | 11.2M | 22.04M | 21.51M | 21.06M | 23.27M | 24.52M | 21.48M | 20.48M | 19.16M | 17.57M | 14.04M | 10.37M | 8.54M | 5.14M | 2.73M | 1.84M | 1.99M | 2.12M | 2.24M |
| Loan Loss Provision | 0 | -8.8M | 1.95M | 1.95M | 1.95M | 2M | 9.4M | 2.97M | 1.8M | 2.5M | 1.2M | 1.8M | 1.8M | 2.73M | 1.05M | 750K | -6.55M | 5.71M | -1.5M | -2.2M |
| Non-Interest Income | 0 | -1.25M | 11.15M | 10.38M | 10.51M | 12.21M | 11.22M | 9.9M | 9.43M | 11.25M | 11.63M | 10.45M | 9.38M | 10.57M | 12.14M | 10.27M | 13.74M | 10.77M | 11.09M | 10.93M |
| Non-Interest Income % | 0% | -1.77% | 12.7% | 12.28% | 12.58% | 14.35% | 13.54% | 14.01% | 13.7% | 16.07% | 16.53% | 15.68% | 14.63% | 16.84% | 20.1% | 19.21% | 25.73% | 21.71% | 22.53% | 22.4% |
| Total Revenue | 77.95M | 70.55M | 87.79M | 84.56M | 83.54M | 85.09M | 82.92M | 70.68M | 68.83M | 69.99M | 70.35M | 66.68M | 64.08M | 62.77M | 60.39M | 53.47M | 53.39M | 49.59M | 49.24M | 48.8M |
| Revenue Growth % | -6.7% | -17.08% | 5.88% | 19.64% | 21.37% | 21.57% | 17.87% | 5.99% | 7.43% | 11.51% | 16.5% | 24.7% | 20.01% | 26.56% | 22.65% | 9.57% | 14.45% | -6.7% | -3.98% | 1.6% |
| Non-Interest Expense | 43.43M | 41.15M | 38.05M | 38.28M | 36.76M | 39.8M | 38.56M | 32.65M | 33.42M | 34.24M | 32.27M | 31.35M | 32.32M | 32.5M | 31.5M | 30.67M | 31.34M | 33.31M | 28.46M | 28M |
| Efficiency Ratio | 55.72% | 58.33% | 43.34% | 45.27% | 44% | 46.78% | 46.51% | 46.2% | 48.55% | 48.93% | 45.86% | 47.01% | 50.44% | 51.78% | 52.17% | 57.36% | 58.71% | 67.17% | 57.8% | 57.37% |
| Operating Income | 13.5M | 27M | 25.75M | 22.83M | 23.78M | 20.01M | 10.43M | 13.58M | 13.13M | 14.1M | 19.31M | 19.49M | 19.59M | 19M | 22.69M | 19.32M | 26.75M | 8.58M | 20.16M | 20.76M |
| Operating Margin % | 17.32% | 38.27% | 29.33% | 26.99% | 28.46% | 23.52% | 12.58% | 19.22% | 19.07% | 20.14% | 27.45% | 29.23% | 30.57% | 30.27% | 37.57% | 36.12% | 50.11% | 17.29% | 40.95% | 42.54% |
| Operating Income Growth % | -43.21% | 34.91% | 146.95% | 68.06% | 81.1% | 41.96% | -46% | -30.33% | -32.98% | -25.8% | -14.89% | 0.93% | -26.78% | 121.52% | 12.54% | -6.96% | 66.02% | -54.37% | 20.62% | 40.05% |
| Pretax Income | 24.72M | 27M | 25.75M | 22.83M | 23.78M | 20.01M | 10.43M | 13.58M | 13.13M | 14.1M | 19.31M | 19.49M | 19.59M | 19M | 22.69M | 19.32M | 26.75M | 8.58M | 20.16M | 20.76M |
| Pretax Margin % | 31.72% | 38.27% | 29.33% | 26.99% | 28.46% | 23.52% | 12.58% | 19.22% | 19.07% | 20.14% | 27.45% | 29.23% | 30.57% | 30.27% | 37.57% | 36.12% | 50.11% | 17.29% | 40.95% | 42.54% |
| Income Tax | 4.92M | 5.55M | 4.99M | 4.24M | 5.37M | 3.77M | 1.69M | 2.21M | 2.21M | 1.68M | 3.03M | 3.51M | 3.61M | 2.48M | 4.64M | 3.7M | 5.83M | 1.18M | 4.06M | 4.14M |
| Effective Tax Rate % | 19.89% | 20.54% | 19.38% | 18.58% | 22.59% | 18.85% | 16.19% | 16.29% | 16.79% | 11.9% | 15.67% | 17.99% | 18.42% | 13.05% | 20.45% | 19.17% | 21.79% | 13.75% | 20.15% | 19.97% |
| Net Income | 19.8M | 21.45M | 20.76M | 18.59M | 18.41M | 16.24M | 8.74M | 11.37M | 10.92M | 12.42M | 16.29M | 15.99M | 15.98M | 16.52M | 18.05M | 15.61M | 20.92M | 7.4M | 16.1M | 16.61M |
| Net Margin % | 25.41% | 30.41% | 23.65% | 21.98% | 22.03% | 19.09% | 10.54% | 16.09% | 15.87% | 17.74% | 23.15% | 23.97% | 24.94% | 26.32% | 29.89% | 29.2% | 39.19% | 14.92% | 32.7% | 34.04% |
| Net Income Growth % | 7.6% | 32.1% | 137.52% | 63.48% | 68.49% | 30.76% | -46.32% | -28.89% | -31.64% | -24.82% | -9.78% | 2.4% | -23.63% | 123.32% | 12.13% | -6.02% | 62.49% | -53% | 14.99% | 39.33% |
| Net Income (Continuing) | 19.8M | 21.45M | 20.76M | 18.59M | 18.41M | 16.24M | 8.74M | 11.37M | 10.92M | 12.42M | 16.29M | 15.99M | 15.98M | 16.52M | 18.05M | 15.61M | 20.92M | 7.4M | 16.1M | 16.61M |
| EPS (Diluted) | 1.67 | 1.81 | 1.75 | 1.57 | 1.55 | 1.38 | 0.74 | 0.96 | 0.93 | 1.06 | 1.37 | 1.33 | 1.33 | 1.36 | 1.50 | 1.27 | 1.67 | 0.57 | 1.24 | 1.24 |
| EPS Growth % | 7.74% | 31.16% | 136.49% | 63.54% | 66.67% | 30.19% | -45.99% | -27.82% | -30.08% | -22.06% | -8.67% | 4.72% | -20.36% | 138.6% | 20.97% | 2.42% | 75.79% | -50.86% | 21.57% | 42.53% |
| EPS (Basic) | 1.67 | 1.81 | 1.75 | 1.57 | 1.55 | 1.38 | 0.74 | 0.96 | 0.93 | 1.06 | 1.37 | 1.33 | 1.33 | 1.36 | 1.50 | 1.27 | 1.67 | 0.57 | 1.24 | 1.24 |
| Diluted Shares Outstanding | 11.88M | 11.85M | 11.85M | 11.85M | 11.84M | 11.81M | 11.81M | 11.81M | 11.8M | 11.94M | 11.9M | 12.02M | 12.06M | 12.13M | 12.03M | 12.25M | 12.54M | 12.8M | 13.02M | 13.41M |