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THOThor Industries, Inc.
$73.80$3.8B
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  4. Financial Ratios

Thor Industries, Inc. (THO) Financial Ratios

Latest Ratios: P/E Ratio 14.9x · EV/EBITDA 7.2x · ROE 6.2%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

THO Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$3.8B$4.9B$5.7B$6.2B$4.7B$6.6B$6.3B$3.2B$5.0B$5.6B$4.0B
Enterprise Value$4.1B$5.2B$6.3B$7.1B$6.2B$7.7B$7.4B$4.7B$4.7B$5.5B$4.2B
P/E Ratio →14.9418.8021.4916.624.109.9928.2924.1311.6514.8615.68
P/S Ratio0.390.510.570.560.290.540.770.410.600.770.88
P/B Ratio0.901.131.401.561.302.242.661.532.593.533.18
P/FCF8.2710.6814.048.046.2316.5814.548.5215.2718.2613.92
P/OCF6.518.4110.456.344.7112.5211.676.3410.7513.2511.80

P/E links to full P/E history page with 30-year chart

THO EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.540.630.640.380.630.910.590.570.760.91
EV / EBITDA7.189.109.028.223.396.8012.739.126.548.339.39
EV / EBIT13.6915.0714.4711.873.978.2419.1812.887.519.7910.65
EV / FCF—11.4215.609.168.2419.4617.1012.3214.4518.0114.44

THO Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin12.5%12.5%15.8%13.1%18.3%14.3%12.3%11.3%16.4%13.4%15.2%
Operating Margin3.1%3.1%4.2%5.3%9.4%7.4%4.7%4.6%7.6%7.7%8.6%
Net Profit Margin2.7%2.7%2.6%3.4%7.0%5.4%2.7%1.7%5.2%5.2%5.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.2%6.2%6.6%9.9%34.8%24.8%10.0%6.6%24.5%26.3%22.0%
ROA3.7%3.7%3.7%5.1%16.2%10.6%3.9%3.2%16.1%15.3%13.4%
ROIC4.8%4.8%6.7%8.8%25.0%18.0%8.3%10.4%29.9%28.8%25.6%
ROCE5.5%5.5%7.7%10.5%29.2%19.9%9.1%11.6%33.4%32.4%28.0%

THO Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.220.220.280.330.510.540.700.900.000.090.28
Debt / EBITDA1.621.621.621.511.001.402.833.700.010.220.81
Net Debt / Equity—0.080.160.220.420.390.470.68-0.14-0.050.12
Net Debt / EBITDA0.590.590.901.000.831.011.912.81-0.37-0.120.34
Debt / FCF—0.741.561.112.012.892.563.80-0.82-0.260.52
Interest Coverage7.117.114.936.1217.009.953.615.30121.8657.53246.29

THO Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.751.751.691.631.741.561.391.411.701.511.56
Quick Ratio0.900.900.820.660.740.800.910.841.010.920.94
Cash Ratio0.370.370.320.260.180.250.360.310.360.290.32
Asset Turnover—1.361.431.532.201.851.421.393.002.831.97
Inventory Turnover6.206.206.195.857.597.7110.008.4212.9513.629.63
Days Sales Outstanding—26.9525.4721.1121.1328.1536.3833.2421.3524.4231.27

THO Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield2.7%2.2%1.8%1.5%2.0%1.4%1.4%2.6%1.6%1.2%1.6%
Payout Ratio41.0%41.0%38.5%25.6%8.3%13.8%39.6%63.1%18.1%18.5%24.5%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.7%5.3%4.7%6.0%24.4%10.0%3.5%4.1%8.6%6.7%6.4%
FCF Yield12.1%9.4%7.1%12.4%16.0%6.0%6.9%11.7%6.5%5.5%7.2%
Buyback Yield1.4%1.1%1.2%0.7%3.5%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield4.1%3.3%3.0%2.2%5.6%1.4%1.4%2.6%1.6%1.2%1.6%
Shares Outstanding—$53M$54M$54M$55M$56M$55M$54M$53M$53M$53M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Cyclical margin and volume pressure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q4)

Deep Discount to History and Peers

At a P/E of 14.94 and EV/EBITDA of 7.18, Thor trades at a significant discount to its 3-year average multiples and the peer median EV/EBITDA of 12.51x, suggesting the market is pricing in a prolonged cyclical trough.

The current forward P/E of 20.61x, compared to the trailing 14.94x, implies a consensus expectation for a material earnings recovery. However, the Price-to-Book ratio of 0.90 indicates the market values the company below the net value of its assets, which may reflect skepticism about the return-generating power of its asset base or the quality of its substantial goodwill. This discount appears more reflective of cyclical risk than a permanent impairment of its brand portfolio or global scale.

Gross Margin Compression Intensifies

Gross margin has contracted 220 basis points over the last two years to 14.8% in 2026Q4, a trend that underscores the vulnerability of THO's assembly-heavy cost structure to volume declines and input cost inflation.

The compression from 17.0% in 2024Q4 suggests the company is struggling to maintain pricing power as dealer demand softens. The operating margin of 2.2% indicates minimal buffer to absorb fixed costs, making even small revenue declines damaging to profitability. While management has cut SG&A, as noted in prior analysis, this cannot fully offset the structural margin pressure from the core manufacturing model.

Return on Invested Capital Deteriorates

ROIC has fallen from a peak of 2.8% in 2025Q3 to just 0.9% in 2026Q4, signaling that the capital invested in the business is generating minimal returns amid the current industry downturn.

The decline in ROE to 1.0% mirrors this trend, driven by a simultaneous collapse in net margins and asset turnover, which has dipped to 0.33. This pattern suggests the company is experiencing both profitability and efficiency headwinds. For a capital-intensive manufacturer, sustaining returns near the cost of capital becomes challenging in such an environment, necessitating a focus on capital discipline.

Clean Balance Sheet Masks Debt Volatility

Despite a current Debt-to-Equity ratio of just 0.20%, THO's total debt has swung from $2.9 million to over $1 billion within recent quarters, a pattern likely tied to short-term floorplan financing that warrants monitoring for refinancing risk.

The interest coverage ratio of 6.91x appears comfortable, but the historical volatility in debt levels indicates that leverage can re-emerge quickly if credit conditions tighten or operational cash flow weakens. The low reported leverage may provide strategic flexibility, but investors should note that the business model necessitates access to revolving credit facilities that can distort snapshot balance sheet metrics.

The P/E Trap in a Cyclical Downturn

Applying a static P/E multiple to THO is particularly misleading at this point in the cycle, as the 14.94x multiple on depressed 2026 earnings does not reflect the true underlying earning power of the business.

The forward P/E of 20.61x is more indicative of recovery expectations, but the cyclicality of RV demand means earnings are at a cyclical trough. Analysts should instead use a normalized EV/EBITDA across a full cycle or a Price-to-Tangible-Book metric to avoid over- or under-estimating value based on volatile, low-point earnings. The focus should be on cash flow generation and balance sheet strength to weather the cycle.

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Includes 30+ ratios · 30 years · Updated daily

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THO — Frequently Asked Questions

Quick answers to the most common questions about buying THO stock.

What is Thor Industries, Inc.'s P/E ratio?

Thor Industries, Inc.'s current P/E ratio is 14.9x. The historical average is 23.4x. This places it at the 30th percentile of its historical range.

What is Thor Industries, Inc.'s EV/EBITDA?

Thor Industries, Inc.'s current EV/EBITDA is 7.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 8.5x.

What is Thor Industries, Inc.'s ROE?

Thor Industries, Inc.'s return on equity (ROE) is 6.2%. The historical average is 17.1%.

Is THO stock overvalued?

Based on historical data, Thor Industries, Inc. is trading at a P/E of 14.9x. This is at the 30th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Thor Industries, Inc.'s dividend yield?

Thor Industries, Inc.'s current dividend yield is 2.75% with a payout ratio of 41.0%.

What are Thor Industries, Inc.'s profit margins?

Thor Industries, Inc. has 12.5% gross margin and 3.1% operating margin.

How much debt does Thor Industries, Inc. have?

Thor Industries, Inc.'s Debt/EBITDA ratio is 1.6x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.