Toast, Inc. (TOST) P/E Ratio History
UndervaluedTrading at 44.0x vs 5Y avg 92.5x · 20th percentile · Below historical baseline · Data 2025–2026
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P/E Ratio Analysis
As of June 22, 2026, Toast, Inc. (TOST) trades at a price-to-earnings ratio of 44.0x, with a stock price of $24.66 and trailing twelve-month earnings per share of $0.68.
The current P/E is 52% below its 5-year average of 92.5x. Over the past five years, TOST's P/E has ranged from a low of 40.8x to a high of 141.4x, placing the current valuation at the 20th percentile of its historical range.
Compared to the Technology sector median P/E of 29.0x, TOST trades at a 52% premium to its sector peers. The sector includes 352 companies with P/E ratios ranging from 0.0x to 187.7x.
Relative to the broader market, TOST commands a significant premium over the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TOST DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
TOST Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
TOST P/E vs Peers
Payments and fintech infrastructure peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 21.1 | 7.48 | +15% | |
| $3B | 36.5 | - | -64% | |
| $148B | 15.1 | - | +4% | |
| $76B | 81.4 | - | +634%Best | |
| $37B | 7.9Lowest | 0.89Best | +36% | |
| $628B | 32.1 | 2.03 | +5% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
TOST Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $26.51 | $0.65 | 40.8x | -56% |
| FY2025 Q4 | Dec 31 2025 | $35.51 | $0.54 | 66.0x | -29% |
| FY2025 Q3 | - | $36.51 | $0.43 | 84.3x | -9% |
| FY2025 Q2 | Jun 30 2025 | $44.29 | $0.34 | 130.0x | +41% |
| FY2025 Q1 | Mar 31 2025 | $33.17 | $0.23 | 141.4x | +53% |
Average P/E for displayed period: 92.5x
Full Stock Analysis
Deep dive into TOST consensus models and risk factors.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
1+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
TOST — Frequently Asked Questions
Quick answers to the most common questions about buying TOST stock.
What is TOST's P/E ratio?
Toast, Inc. (TOST) trailing twelve-month P/E ratio is 44.0x, based on TTM diluted EPS of $0.68. The 5-year average P/E is 92.5x and the historical range spans 40.8x to 141.4x.
Is TOST stock overvalued or undervalued?
TOST trades at 44.0x P/E, below its 5-year average of 92.5x. At the 20th percentile of its historical range (40.8x–141.4x), the stock is priced at a discount to its own history.
Is TOST stock expensive?
No, TOST is not expensive on a historical basis. The current P/E of 44.0x is below the 5-year average of 92.5x and sits at the 20th percentile of its valuation range.
What is TOST's historical P/E range?
Over the past 5 years, TOST's P/E ratio has ranged from 40.8x to 141.4x, with a median of 84.3x and an average of 92.5x. The current P/E of 44.0x places the stock at the 20th percentile of this range. Full historical data spans 2025–2026.
How does TOST's P/E compare to the S&P 500?
TOST trades at 44.0x P/E versus the S&P 500 median of 24.4x. The 80% premium to the market typically reflects higher expected earnings growth or quality.
How does TOST's valuation compare to Technology peers?
Toast, Inc. P/E of 44.0x compares to the Technology sector median of 29.0x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is TOST's PEG ratio?
TOST PEG ratio is N/A, based on a P/E of 44.0x and EPS growth of 1639.1%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is TOST's earnings yield?
TOST earnings yield is 2.27%, the inverse of its 44.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.