Toast, Inc. (TOST) P/E Ratio History
UndervaluedTrading at 61.9x vs 5Y avg 75.7x · 43th percentile · Below historical baseline · Data 2025–2026
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P/E Ratio Analysis
As of November 7, 2026, Toast, Inc. (TOST) trades at a price-to-earnings ratio of 61.9x, with a stock price of $34.67 and trailing twelve-month earnings per share of $0.93.
The current P/E is 18% below its 5-year average of 75.7x. Over the past five years, TOST's P/E has ranged from a low of 31.9x to a high of 141.4x, placing the current valuation at the 43th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.1x, TOST trades at a 340% premium to its sector peers. The sector includes 819 companies with P/E ratios ranging from 0.0x to 196.1x.
Relative to the broader market, TOST commands a significant premium over the S&P 500 median P/E of 26.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TOST DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
TOST Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
TOST P/E vs Peers
Merchant Acquiring and POS peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 17.6 | 6.25 | +15% | |
| $3B | 40.7 | - | -64% | |
| $140B | 14.5 | - | +4% | |
| $78B | 84.4 | - | +634%Best | |
| $52B | 11.0Lowest | 1.24Best | +36% | |
| $789B | 41.4 | 2.62 | +5% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
TOST Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q3 | Sep 30 2026 | $28.99 | $0.91 | 31.9x | -58% |
| FY2026 Q2 | - | $27.82 | $0.78 | 35.7x | -53% |
| FY2026 Q1 | - | $26.51 | $0.65 | 40.8x | -46% |
| FY2025 Q4 | Dec 31 2025 | $35.51 | $0.54 | 66.0x | -13% |
| FY2025 Q3 | - | $36.51 | $0.43 | 84.3x | +11% |
| FY2025 Q2 | Jun 30 2025 | $44.29 | $0.34 | 130.0x | +72% |
| FY2025 Q1 | Mar 31 2025 | $33.17 | $0.23 | 141.4x | +87% |
Average P/E for displayed period: 75.7x
TOST Chart Terminal
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Live Breakouts Feed
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
TOST — Frequently Asked Questions
Quick answers to the most common questions about buying TOST stock.
What is TOST's P/E ratio?
Toast, Inc. (TOST) trailing twelve-month P/E ratio is 61.9x, based on TTM diluted EPS of $0.93. The 5-year average P/E is 75.7x and the historical range spans 31.9x to 141.4x.
Is TOST stock overvalued or undervalued?
TOST trades at 61.9x P/E, near its 5-year average of 75.7x. The 43th percentile ranking within the 31.9x–141.4x historical range places valuation within normal bounds.
Is TOST stock expensive?
TOST is fairly valued relative to its own history. The current P/E of 61.9x is near the 5-year average of 75.7x (43th percentile of historical range).
What is TOST's historical P/E range?
Over the past 5 years, TOST's P/E ratio has ranged from 31.9x to 141.4x, with a median of 66.0x and an average of 75.7x. The current P/E of 61.9x places the stock at the 43th percentile of this range. Full historical data spans 2025–2026.
How does TOST's P/E compare to the S&P 500?
TOST trades at 61.9x P/E versus the S&P 500 median of 26.3x. The 135% premium to the market typically reflects higher expected earnings growth or quality.
How does TOST's valuation compare to Financial Services peers?
Toast, Inc. P/E of 61.9x compares to the Financial Services sector median of 14.1x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is TOST's PEG ratio?
TOST PEG ratio is N/A, based on a P/E of 61.9x and EPS growth of 1639.1%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is TOST's earnings yield?
TOST earnings yield is 1.62%, the inverse of its 61.9x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.