TowneBank (TOWN) Earnings History
Annual and quarterly earnings data from 2001 to 2025
Loading earnings history...
TOWN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
TOWN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 69.6% | 20.9% | 16.8% |
| 2024 | 67.6% | 18.6% | 15.8% |
| 2023 | 71.8% | 19.8% | 16.3% |
| 2022 | 91.2% | 31.9% | 25.4% |
| 2021 | 96.6% | 38.9% | 29.9% |
Download Data
Export TOWN earnings history in CSV or JSON format
Free sign-in required to download data
TowneBank (TOWN) Earnings Overview
As of May 8, 2026, TowneBank (TOWN) reported trailing twelve-month net income of $169M, reflecting +2.8% year-over-year growth. The company earned $2.14 per diluted share over the past four quarters, with a net profit margin of 16.8%.
Looking at the long-term picture, TOWN's 5-year EPS compound annual growth rate (CAGR) stands at +1.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $215M in fiscal 2021.
TowneBank maintains industry-leading profitability with a gross margin of 69.6%, operating margin of 20.9%, and net margin of 16.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), WSFS ($287M net income, 21.1% margin), FULT ($392M net income, 20.7% margin), TOWN has room to improve margins relative to the peer group. Compare TOWN vs NBTB →
TOWN Earnings vs Peers
Earnings metrics vs comparable public companies
TOWN Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $170M | +4.8% | $210M | $2.21 | 16.8% | 20.9% |
| 2024 | $162M | +5.2% | $190M | $2.15 | 15.8% | 18.6% |
| 2023 | $154M | -18.7% | $186M | $2.06 | 16.3% | 19.8% |
| 2022 | $189M | -12.3% | $237M | $2.60 | 25.4% | 31.9% |
| 2021 | $215M | +48.0% | $280M | $2.97 | 29.9% | 38.9% |
| 2020 | $146M | +4.9% | $201M | $2.01 | 19.6% | 27.1% |
| 2019 | $139M | +3.7% | $176M | $1.92 | 20.6% | 26.2% |
| 2018 | $134M | +52.6% | $172M | $1.88 | 21.8% | 28.1% |
| 2017 | $88M | +30.4% | $148M | $1.41 | 17.8% | 30.0% |
| 2016 | $67M | +7.8% | $101M | $1.18 | 16.4% | 24.7% |
See TOWN's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs TOWN Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare TOWN vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonTOWN — Frequently Asked Questions
Quick answers to the most common questions about buying TOWN stock.
Is TOWN growing earnings?
TOWN EPS of $2.14 reflects slowing growth at +2.8%, below the 5-year CAGR of +1.9%. TTM net income is $169M. Expansion rate has moderated.
What are TOWN's profit margins?
TowneBank net margin is +16.8%, with operating margin at +20.9%. Above-average margins indicate pricing power.
How consistent are TOWN's earnings?
TOWN earnings data spans 2001-2025. The current earnings trend is +2.8% YoY. Historical data enables comparison across business cycles.