VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
MinerviniVCP SetupsTrend Template
O'NeilCup with HandleFlat BaseDouble BottomCANSLIM Leaders
QullamaggieHigh Tight FlagsFlag BreakoutsEpisodic PivotsMomentum Leaders
KellWedge PopEMA Crossback
LivermorePivotal Points
PatternsFalling Wedge & ChannelBase Breakouts
View All Playbooks...
BreakoutsScanner
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
BreakoutsScanner
WatchlistPricing
Ctrl K
Pricing
TOWN
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Scanner
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsScannerWatchlist
TOWNTowneBank
$36.39$3.4B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
TOWN logo

TowneBank

TOWN
NASDAQ · Regional Banks
$36.39
At close - Nov 6, 4:00 PM EST - USD
Market Cap$3.35B
P/E9.5x
52W High$39.03
Volume377.33K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee Spike Masks Core NIM Stagnation

TowneBank's 2026Q2 results show a dramatic revenue surge to $497.4M, driven by a $236.7M non-interest income spike that appears non-recurring, while net interest income grew 34.9% YoY to $185.1M.

GrowthAccelerating
ProfitabilityStable
ValuationAttractive
TechnicalsHealthy
Explore valuation models
MARKET ACTION

TOWN price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-26% Peers

P/E is 26% below peer median

03

Market leadership

RS 64 · Avg

Average momentum (RS Rating: 64)

04

Healthy Uptrend

Uptrend

Price > 50DMA > 200DMA

Next CatalystEstimated earnings · Jan 28

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
TOWN+14.15%
S&P 500 (^GSPC)+7.63%
1-Year Return
TOWN+16.26%
S&P 500 (^GSPC)+9.69%
3-Year Return
TOWN+56.78%
S&P 500 (^GSPC)+67.83%
5-Year Return
TOWN+26.77%
S&P 500 (^GSPC)+55.98%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
9.5x
Forward P/E
11.4x
EV/EBITDA75th %ile
7.2x
FCF YieldCash Flow
6.3%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
9.5x
14.4x
0th· Low
EV/EBITDA
7.2x
7.2x
75th· Fair
Price/FCF
15.8x
12.1x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$16.80-53.8%
Base (Fair)$31.97-12.1%
Bull$51.39+41.2%
$16.80 Bear$31.97 Base$51.39 Bull
Current Market Price: $36.39
Trades at a 13.8% premium to Base DCF ($31.97)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$725M+4.7% YoY
Net income FY25
$170M+4.8% YoY
Free cash flow FY25
$212M+161.0% YoY
Operating margin FY25
29%+1.5 pts YoY
ROIC (FY25)6%
Avg ROIC 5Y6.8%
ROE (TTM)12.6%
Piotroski Score4 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate5/12 (42%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 28, 2026
$0.91+10.6%
vs $0.82
$255M+1.8%
vs $251M
Q3 2026
Jul 23, 2026
$0.78-1.4%
vs $0.79
$246M+0.2%
vs $245M
Q2 2026
Apr 22, 2026
$0.74+0.0%
vs $0.74
$246M-3.1%
vs $254M
Q1 2026
Jan 30, 2026
$0.70-1.4%
vs $0.71
$220M-2.5%
vs $225M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
PRNewsWire·Oct 29, 2026
BUSCH GARDENS' AWARD-WINNING CHRISTMAS TOWN RETURNS WITH MILLIONS OF LIGHTS, ALL-NEW ENTERTAINMENT AND FESTIVE FUN AT ITS TWO SPECTACULAR PARKS

Busch Gardens Tampa Bay and Busch Gardens Williamsburg Light Up the Season with Sparkling Décor, Holiday Shows and Family Traditions in the Making, Beginning Nov. 13, All Included with Park Admission. TAMPA, Fla.

Zacks Investment Research·Oct 28, 2026
TowneBank (TOWN) Q3 Earnings and Revenues Beat Estimates

TowneBank (TOWN) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.83 per share a year ago.

Zacks Investment Research·Oct 28, 2026
TowneBank (TOWN) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for TowneBank (TOWN) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

GlobeNewsWire·Oct 28, 2026
Townebank Reports Third Quarter 2026 Earnings

SUFFOLK, Va., Oct. 28, 2026 (GLOBE NEWSWIRE) -- TowneBank (the "Company" or "Towne") (NASDAQ: TOWN) today reported earnings for the quarter ended September 30, 2026 of $81.78 million, or $0.88 per diluted share, compared to $44.30 million, or $0.58 per diluted share, for the quarter ended September 30, 2025. Excluding certain items affecting comparability, core earnings (non-GAAP) were $83.85 million, or $0.91 per diluted share, in the current quarter compared to $68.77 million, or $0.90 per diluted share, for the quarter ended September 30, 2025.

Filtered for TowneBankMore Headlines
04

Compare before deciding

Benchmark TOWN against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for TowneBank (TOWN)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
TOWN logoTOWNTowneBankCurrent
$36.39$3.35B9.454.73%34.29%12.55%2.84%
NBTB logoNBTBNBT Bancorp Inc.
$52.83$2.75B12.6814.54%28.98%11.31%2.7%
WSFS logoWSFSWSFS Financial Corporation
$78.94$4.11B12.112.08%29.98%12.42%0.87%
FULT logoFULTFulton Financial Corporation
$23.76$4.54B11.0611.19%29.66%11.39%3.24%
UBSI logoUBSIUnited Bankshares, Inc.
$48.22$6.64B12.8820.13%41.28%9.37%3.07%
SFNC logoSFNCSimmons First National Corporation
$23.34$3.39B13.00-86.6%27.54%7.61%3.66%

Compare TOWN vs Peers

TowneBank (TOWN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NBTB

Most directly comparable listed peer for TOWN.

Scale Benchmark

vs ICE

Larger-name benchmark to compare TOWN against a more recognizable public peer.

Peer Set

Compare Top 5

vs NBTB, WSFS, FULT, UBSI

Get notified when TOWN posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

TOWN Frequently Asked Questions

TowneBank (TOWN) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is TowneBank growing?

TowneBank (TOWN) grew revenue by 31.4% over the trailing twelve months, compared with the twelve months before.

Is TOWN profitable?

Yes. TowneBank (TOWN) earned $356.6M in net income over the trailing twelve months (a 34.3% net margin).

Dividend & Returns
Does TOWN pay dividends?

Yes. TowneBank (TOWN) pays a dividend that yields 2.84% at the current price, a moderate yield.

What is TOWN's return on equity?

TowneBank (TOWN) had a return on equity (ROE) of 12.6% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is TowneBank's net interest margin?

TowneBank (TOWN) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.

What is TowneBank's efficiency ratio?

TowneBank (TOWN) has an efficiency ratio of 67.7%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in TOWN back in 2001?

Total return calculator · dividends reinvested · 25+ years of data

See returns →