Trailing Dividend / Share
$1.03
TowneBank (TOWN) Dividend History
Income profile from 2003 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.0%
Payout Ratio
46.8%
Sustainable
Dividend Streak
14 years
TOWN Dividend Income Check
Safety
46.8% payout ratio with sustainable safety profile.
Consistency
14 straight years of dividend increases.
Income Trend
Yield on cost is 4.6% and trend is rising.
TOWN Dividend Scorecard
Yield & Income
Dividend Yield3.0%
Trailing DPS$1.03
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout46.8%
Earnings SafetySustainable
FCF Payout37.3%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak14 years
3Y CAGR6.0%
5Y CAGR8.0%
Yield on Cost (5Y)4.6%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield3.0%
1Y Total Return8.6%
5Y Total Return26.1%
Div Contribution (5Y)17.1%
Estimated $10K growth (return + dividends):
5Y ago$12,60710Y ago$21,27320Y ago$23,379
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
TOWN Income Growth Story
Dividend per share and yield on cost over time (24 years of payments)
TOWN Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
TowneBank distributes 46.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 37.3%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
TOWN has raised its dividend for 14 consecutive years, with a 3-year CAGR of 6.0% and 5-year CAGR of 8.0%.
Total Shareholder Returns
Beyond cash dividends, TOWN returns capital through share repurchases. The combined picture: 3.0% dividend yield, 3.0% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.6% and is currently rising. The 5-year total return is 26.1%, with dividends contributing 17.1% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $21,273 today.
TOWN Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.30
Avg/Payment$0.2650
Latest Change+159.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 4, 2026Latest | $0.7000 | ↑ +159.3% | 4.98% | May 20, 2026 |
| Mar 31, 2026 | $0.2700 | — | 3.21% | Apr 10, 2026 |
| Dec 26, 2025 | $0.2700 | — | 3.15% | Jan 7, 2026 |
| Sep 29, 2025 | $0.2700 | — | 2.99% | Oct 10, 2025 |
| Jun 27, 2025 | $0.2700 | ↑ +8.0% | 2.97% | Jul 11, 2025 |
| Mar 31, 2025 | $0.2500 | — | 2.92% | Apr 11, 2025 |
| Dec 31, 2024 | $0.2500 | — | 2.94% | Jan 14, 2025 |
| Sep 30, 2024 | $0.2500 | — | 3.02% | Oct 11, 2024 |
TOWN Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
3.0%
#7 of 9
Safety
Sustainable
46.8% payout
Streak
14Y
8.0% 5Y CAGR
Total Shareholder
3.0%
#8 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| TOWNTowneBank | $2.7B | 3.0% | 46.8% | 14 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.3B | 3.2% | 42.9% | 12 | Sustainable |
 WSFSWSFS Financial Corpo… | $3.8B | 1.0% | 12.9% | 1 | Sustainable |
3rd  FULTFulton Financial Cor… | $4.2B | 3.6% | 36.1% | 2 | Sustainable |
 UBSIUnited Bankshares, I… | $6.1B | 3.4% | 45.0% | 5 | Sustainable |
2nd  SFNCSimmons First Nation… | $3.1B | 4.0% | — | 6 | Unknown |
 BANRBanner Corporation | $2.2B | 3.0% | 34.6% | 1 | Sustainable |
 GABCGerman American Banc… | $1.6B | 2.7% | 38.4% | 13 | Sustainable |
1st  NWBINorthwest Bancshares… | $2.1B | 5.3% | 87.2% | 0 | At Risk |
TOWN Annual Dividend History (2001–2026)
26 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.97 | — | 2 | — | — | — | 4.2% |
| 2025 | $1.06 | 6.0% | 4 | $2.21 | 48.0% | 2.08x | 4.6% |
| 2024 | $1.00 | 2.0% | 4 | $2.15 | 46.5% | 2.15x | 4.3% |
| 2023 | $0.98 | 10.1% | 4 | $2.06 | 47.6% | 2.10x | 4.2% |
| 2022 | $0.89 | 14.1% | 4 | $2.60 | 34.2% | 2.92x | 3.8% |
| 2021 | $0.78 | 8.3% | 4 | $2.97 | 26.3% | 3.81x | 3.4% |
| 2020 | $0.72 | 2.9% | 4 | $2.01 | 35.8% | 2.79x | 3.1% |
| 2019 | $0.70 | 12.9% | 4 | $1.92 | 36.5% | 2.74x | 3.0% |
| 2018 | $0.62 | 12.7% | 4 | $1.88 | 33.0% | 3.03x | 2.7% |
| 2017 | $0.55 | 7.8% | 4 | $1.41 | 39.0% | 2.56x | 2.4% |
See TOWN's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs TOWN Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare TOWN vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonTOWN — Frequently Asked Questions
Quick answers to the most common questions about buying TOWN stock.
How much dividend does TOWN pay per share?
TowneBank (TOWN) pays a trailing 12-month dividend of $1.03 per share, with a current dividend yield of +3.0%. Payments are made Semi-Annual.
When is TOWN's next ex-dividend date?
TOWN's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. TOWN typically pays dividends Semi-Annual.
Is TOWN's dividend safe?
TOWN's dividend safety is rated "Sustainable" based on an earnings payout ratio of +46.8% and FCF payout ratio of +37.3%. With 14 consecutive years of dividend growth, the track record supports sustainability.
Is TOWN a Dividend Achiever?
Yes, TowneBank is classified as a Dividend Achiever with 14 consecutive years of dividend increases. The 5-year dividend CAGR is +8.0%, demonstrating above-inflation dividend growth.
How often does TOWN pay dividends?
TowneBank pays dividends Semi-Annual. The trailing 12-month total is $1.03 per share. Dividend data on this page covers 23+ years from 2003 to 2026.
How much would $10,000 invested in TOWN grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in TOWN five years ago would be worth approximately $12,607 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is TOWN's yield on cost for long-term holders?
TOWN's yield on cost — the current dividend divided by the original purchase price — is +4.6% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.0% market yield, thanks to consistent dividend growth.