TOWN trades at Wall Street's consensus target of —.
Last 12 months price action with 12-month analyst target path
The base valuation assumes TOWN achieves its forward estimates and maintains a stable P/E multiple of 11.5x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, TowneBank (TOWN) has a Wall Street consensus price target of N/A, based on estimates from 6 covering analysts. The company has a market capitalization of $3.33B.
Analyst price targets range from a low of N/A to a high of N/A.
The current analyst consensus rating is Hold, with 2 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, TOWN trades at a trailing P/E of 16.3x and forward P/E of 11.5x. The forward PEG ratio of 6.00 reflects a premium valuation. Analysts expect EPS to grow -7.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $38.86, with bear and bull scenarios of $24.48 and $51.21 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
 WSFSWSFS Financial Corporation | $4.0B | $76.99 | $81.50 | +5.9% | Hold | 11.7x | 13 |
 FULTFulton Financial Corporation | $4.3B | $22.75 | $26.50 | +16.5% | Hold | 10.9x | 20 |
 UBSIUnited Bankshares, Inc. | $6.4B | $46.22 | $49.50 | +7.1% | Hold | 12.5x | 11 |
 SFNCSimmons First National Corporation | $3.3B | $22.89 | $26.17 | +14.3% | Buy | 11.2x | 9 |
 BANRBanner Corporation | $2.3B | $68.07 | $75.00 | +10.2% | Hold | 11.4x | 13 |
 GABCGerman American Bancorp, Inc. | $1.8B | $48.62 | $54.50 | +12.1% | Hold | 12.4x | 8 |
 NWBINorthwest Bancshares, Inc. | $2.2B | $15.04 | $17.50 | +16.4% | Hold | 10.7x | 15 |
 FISFidelity National Information Services, Inc. | $17.9B | $34.67 | $48.42 | +39.7% | Buy | 5.6x | 37 |
 FISVFiserv, Inc. | $24.5B | $45.95 | $62.46 | +35.9% | Buy | 6.3x | 61 |
Quick answers to the most common questions about buying TOWN stock.
The consensus price target for TOWN is $N/A, close to the current price of $36.07 (N/A% implied move). Based on 6 analyst estimates, the stock appears fairly valued near current levels.
TOWN has a consensus rating of "Hold" based on 6 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $N/A implies N/A% upside from current levels.
With a forward P/E of 11.4821x, TOWN trades at a relatively low valuation. The consensus target of $N/A implies N/A% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $N/A for TOWN, while the most conservative target is $N/A. The consensus of $N/A represents the median expectation. Our quantitative valuation model projects a bull case target of $51 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
TOWN is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month TOWN stock forecast based on 6 Wall Street analysts shows a consensus price target of $N/A, with estimates ranging from $N/A (bear case) to $N/A (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $39, with bear/bull scenarios of $24/$51.
Our quantitative valuation model calculates TOWN's fair value at $39 (base case), with a bear case of $24 and bull case of $51. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
TOWN trades at a forward P/E ratio of 11.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
TOWN appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $N/A target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
TOWN analyst price targets range from $N/A to $N/A, a NaN% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $N/A consensus represents the middle ground. Our model's $24-$51 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.